Santa Rosa Beach · Community
Churchill Oaks Homes for Sale
A bayou-side subdivision on Santa Rosa Beach's north side, still selling out of its first recorded phase, where the county's adopted zoning splits the plat between two districts and Hogtown Bayou closes the northern edge.
Updated
Short-term rentals: not allowed, per our brokerage's rental review.
Living in Churchill Oaks
Churchill Oaks is a young subdivision and the county roll says so plainly. Eighty parcels carry a Churchill Oaks legal description, every one of them in Phase 1 and every one of them taking a Santa Rosa Beach mailing city. Fifty one carry a dwelling. Those run from 2014 through 2024 and their middle year is 2022, which means the great majority of the houses standing here went up inside the last handful of years. The other twenty nine parcels are recorded as vacant, five of them still held in the developer's own name, so the neighborhood a visitor sees today is roughly two thirds of the neighborhood the plat describes. Homesites run near 7,840 square feet at the median, on streets recorded as Churchill Oaks Drive, Tyler, Perrin, Bennett, Parish and Junop Court. The association owns the ground between the houses: the roll records Churchill Oaks Homeowners Association as owner of the parcel legally described as all streets and common areas, and the corporate registry dates that body to 19 March 2009 and shows it active, with a principal office on Emerald Coast Parkway West in Miramar Beach. Water and land use are the two facts a buyer here should read together. The United States Geological Survey's national hydrography maps Hogtown Bayou at roughly 1,650 acres, an arm of Choctawhatchee Bay reaching south into this shoreline, and its mapped polygon closes the plat's northern edge. Walton County's adopted zoning map then shows why the ground is not built the way an ordinary subdivision would be. Read lot by lot rather than by a box drawn around the plat, the county maps exactly two districts here, both carried by Ordinance 2018-29: Conservation Residential at two units per acre, and Neighborhood Infill. The boundary between them runs through the subdivision rather than around it, and it does not politely follow the lot lines. Read by how much ground each district actually holds inside each lot, that boundary crosses individual homesites, so a number of lots here carry both districts at once, one of them close to half and half. Tyler and Perrin run through the Conservation Residential ground and Bennett and Junop Court through the Neighborhood Infill ground, while Churchill Oaks Drive and Parish cross the line between them. A single density figure therefore describes nothing here, and neither does a tidy count of lots per district. There is no county neighborhood plan overlay to consult on top of it: Walton County lists its approved plans by name and Churchill Oaks is not among them, and the county's own mapped overlay layer returns nothing over this plat, so what a lot may carry is settled by the mapped district, the recorded declaration and the deed rather than by an adopted neighborhood standard.
HOA & Fees
What is the HOA fee at Churchill Oaks?
As of November 11, 2026, Churchill Oaks homes for sale that report a fee on the MLS list these HOA fees:
- Single-family homes: $475 to $500 a month, median $475 (7 listings)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on 7 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.
- Hogtown Bayou closing the northern edge
- Association owned streets and common areas
- Two adopted zoning districts across one plat
- First phase homesites still unbuilt
Live Inventory
Homes for Sale in Churchill Oaks
7
Active Listings
$3.63M
Median List Price
$822
Avg Price / Sqft
Live from today's Churchill Oaks MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 7 listings.

$3,625,000
273 Churchill Oaks Drive
Santa Rosa Beach, FL 32459

$4,395,000
13 Tyler Drive
Santa Rosa Beach, FL 32459

$3,795,000
295 Churchill Oaks Drive
Santa Rosa Beach, FL 32459

$3,325,000
37 Junop Court
Santa Rosa Beach, FL 32459

$3,999,000
68 Perrin
Santa Rosa Beach, FL 32459

$1,998,000
69 Bennett Drive
Santa Rosa Beach, FL 32459

$3,195,000
267 Churchill Oaks Drive Dr
Santa Rosa Beach, FL 32459
Neighborhood Data
Churchill Oaks at a Glance
234
Properties
$476K
Median Home Value
24%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Local Answers
Churchill Oaks FAQ
How much is the HOA fee at Churchill Oaks?
As of November 11, 2026, Churchill Oaks homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $475 to $500 a month, median $475 (7 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Which water reaches Churchill Oaks?
Hogtown Bayou, which federal hydrography maps at roughly 1,650 acres as an arm of Choctawhatchee Bay, and whose mapped polygon meets this plat along its northern edge. Two nearby road names, Churchill Bayou Road and Mussett Bayou Road, refer to other named water in the same neighborhood, so the road a listing quotes is not by itself a statement about which body of water a lot fronts. Check the parcel against the mapped shoreline.
Is Churchill Oaks finished?
Not close. The county roll carries eighty parcels under a Churchill Oaks legal description, all of them in the first recorded phase, and only fifty one of them carry a dwelling. The remaining twenty nine are recorded as vacant land, and five of those still stand in the developer's name. Of the houses that do exist, the oldest dates to 2014 and the middle year is 2022, so most of what is standing here is recent construction and a good deal of the plat is still ground.
Does every lot here carry the same building rights?
Not quite. Walton County's adopted zoning map runs a district boundary through this subdivision rather than around it. Two districts reach the plat and no others, both under Ordinance 2018-29: Conservation Residential at two units per acre, and Neighborhood Infill. Measured by the share of ground each district holds inside each lot rather than by a single sample point, that boundary is found crossing individual homesites, so some lots carry both districts at once and we do not publish a lot count for either. Tyler and Perrin run through the Conservation Residential ground, Bennett and Junop Court through the Neighborhood Infill ground, and Churchill Oaks Drive and Parish cross between them. No county neighborhood plan overlay applies on top of that, so the mapped district for the exact parcel and the recorded declaration are what a rebuild or an addition answers to. Ask the county for the district on the specific parcel rather than on the street.
Explore the Area
Other Santa Rosa Beach Neighborhoods
- Blue Mountain BeachNeighborhood · Short-Term Rental Eligible
- Dune AllenNeighborhood · Short-Term Rental Eligible
- Gulf PlaceCommunity · Short-Term Rental Eligible
- Cypress DunesCommunity · Gated · Short-Term Rental Eligible
- Old Florida BeachNeighborhood · Short-Term Rental Eligible
- Santa Rosa Golf & Beach ClubCommunity · Golf · Short-Term Rental Eligible
- Draper Lake Coastal VillageCommunity · Gated
- The RetreatCommunity · Gated
- Redfish VillageCommunity · Short-Term Rental Eligible
- Town of Santa RosaNeighborhood
- Gulf Shore ManorNeighborhood · Short-Term Rental Eligible
- Magnolia BeachNeighborhood
- Eastern LakeNeighborhood · Short-Term Rental Eligible
- Gulfview HeightsNeighborhood · Short-Term Rental Eligible
- Beach HighlandNeighborhood · Short-Term Rental Eligible
- Audubon PointNeighborhood
- Blue Gulf ResortNeighborhood · Short-Term Rental Eligible
- Botany BayouNeighborhood
- Cassine VillageNeighborhood · Short-Term Rental Eligible
- Cessna LandingNeighborhood
- Cottage GroveNeighborhood
- DaughettesNeighborhood
- Eden EstatesNeighborhood
- EscadaNeighborhood
- Forest LakesNeighborhood · Short-Term Rental Eligible
- Grayton BayouNeighborhood
- Harstvedt PlantationNeighborhood
- Hawk's LandingNeighborhood · Short-Term Rental Eligible
- Hidden GroveNeighborhood
- Paradise CoveNeighborhood
- Peach CreekNeighborhood
- Pelican BayNeighborhood
- Pinewood 30ANeighborhood · Short-Term Rental Eligible
- Plantation At Santa RosaNeighborhood
- Sacred OaksNeighborhood
- Sandhill PinesNeighborhood
- Sea DunesNeighborhood
- Sugar Sands EstatesNeighborhood
- The Village Of White CliffsNeighborhood
- Tranquility By The BayNeighborhood
- Treasure TroveNeighborhood
- Ventana DunesNeighborhood · Short-Term Rental Eligible
- Walton's LandingNeighborhood
- Water OaksNeighborhood
- Whispering LakeNeighborhood
- Bay MagnoliaNeighborhood
- Bella VitaNeighborhood
- Bluewater LandingNeighborhood
- Carson OaksNeighborhood
- Cassine GardensNeighborhood · Short-Term Rental Eligible
- Daxton On The BayNeighborhood
- Eastern Lake EstatesNeighborhood · Short-Term Rental Eligible
- Enchanted EstatesNeighborhood
- EstuaryNeighborhood
- Greenway ParkNeighborhood · Short-Term Rental Eligible
- Grove By The SeaNeighborhood · Short-Term Rental Eligible
- Kara LakeNeighborhood · Short-Term Rental Eligible
- Lighthouse PointeNeighborhood
- Mack Bayou EstatesNeighborhood
- Miller's CrossingNeighborhood
- Mosaic OaksNeighborhood
- Pines Of Blue MountainNeighborhood · Short-Term Rental Eligible
- Seanest VillageNeighborhood · Short-Term Rental Eligible
- Seclusion BayNeighborhood
- Shelter Cove EstatesNeighborhood
- South HavenNeighborhood
- Southern PinesNeighborhood
- SugarwoodNeighborhood · Short-Term Rental Eligible
- Summer's EdgeNeighborhood · Short-Term Rental Eligible
- Sunrise BeachNeighborhood · Short-Term Rental Eligible
- Thompson WoodsNeighborhood
- Turquoise BeachNeighborhood
- Bayou LandingNeighborhood
- Cessna VillageNeighborhood
- Gulf TraceNeighborhood · Short-Term Rental Eligible
- Heritage DunesNeighborhood
- Hidden HighlandsNeighborhood · Short-Term Rental Eligible
- Indian CoveNeighborhood
- Mack Bayou PointeNeighborhood
- Old Florida CottagesNeighborhood · Short-Term Rental Eligible
- Old Florida VillageNeighborhood · Short-Term Rental Eligible
- Palmetto PlantationNeighborhood
- RidgewalkNeighborhood
- Shadow PinesNeighborhood
- StonegateNeighborhood
- Summer PlaceNeighborhood · Short-Term Rental Eligible
- The ShoalNeighborhood
- Bayou FarmsNeighborhood
- Beach Haven CottagesNeighborhood
- Beachwood EstatesNeighborhood
- BellamarNeighborhood
- BrizoNeighborhood
- Calypso PointeNeighborhood · Short-Term Rental Eligible
- Cano EstatesNeighborhood
- Church Street LandingNeighborhood
- Coastal DunesNeighborhood · Short-Term Rental Eligible
- Coastal GroveNeighborhood · Short-Term Rental Eligible
- Cottages At Santa Rosa BeachNeighborhood
- Courtyards Of Santa Rosa BeachNeighborhood
- Crest DevelopmentNeighborhood
- Dune Breeze VillasNeighborhood · Short-Term Rental Eligible
- Dune Side On 30ANeighborhood
- Eden's LandingNeighborhood
- Emerald WalkNeighborhood
- Fairway VillasNeighborhood
- Forest ParkNeighborhood
- Four Mile VillageNeighborhood · Short-Term Rental Eligible
- Gulf LandingNeighborhood
- Gulf ReflectionsNeighborhood · Short-Term Rental Eligible
- Gulf ViewNeighborhood · Short-Term Rental Eligible
- Heron CrossingNeighborhood
- Indian WomanNeighborhood
- LakeviewNeighborhood
- Lakewood Pointe EstatesNeighborhood
- Legends Of Santa Rosa BeachNeighborhood · Short-Term Rental Eligible
- Mack Bayou ParkNeighborhood
- Mack Bayou PinesNeighborhood
- Magnolia CreekNeighborhood
- Magnolia DuneNeighborhood
- Mar-A-LagoNeighborhood · Short-Term Rental Eligible
- Moores LandingNeighborhood
- Mussett Bayou ManorNeighborhood
- Nellie PreserveNeighborhood
- Oaks At EdenNeighborhood
- Old TownNeighborhood
- Palmeira VillasNeighborhood · Short-Term Rental Eligible
- Pine TraceNeighborhood
- Rolling Dunes Estates Unit 2Neighborhood · Short-Term Rental Eligible
- Sandal BeachNeighborhood
- Sandcastles By The SeaNeighborhood
- Santa Rosa DunesNeighborhood · Short-Term Rental Eligible
- Santa Rosa RetreatNeighborhood · Short-Term Rental Eligible
- Santa Rosa RidgeNeighborhood
- Sea Croft CottagesNeighborhood · Short-Term Rental Eligible
- Sea DriftNeighborhood
- Seagrove ShoresNeighborhood · Short-Term Rental Eligible
- Seagrove VillageNeighborhood · Short-Term Rental Eligible
- SeahauntsNeighborhood
- Shortline Lake EstatesNeighborhood
- Somerset Bridge At SeagroveNeighborhood
- Summer RidgeNeighborhood
- The CoveNeighborhood · Short-Term Rental Eligible
- The WoodsNeighborhood
- Thirty BluNeighborhood · Short-Term Rental Eligible
- Topsail WalkNeighborhood
- Tresca PlaceNeighborhood
- Village Of Sugar BeachNeighborhood · Short-Term Rental Eligible
- Windsor EstatesNeighborhood
- Woodland Bayou EstatesNeighborhood
- Holley Grove at Peach CreekNeighborhood
- Lake Place at Grayton BeachNeighborhood
- 30A TownhomesNeighborhood · Short-Term Rental Eligible
- The Hammocks of SeagroveNeighborhood · Short-Term Rental Eligible
- Bay Pine ShoresNeighborhood
- Beach View HeightsNeighborhood · Short-Term Rental Eligible
- SeahighlandNeighborhood · Short-Term Rental Eligible
- Hewett BayouNeighborhood
- Seashore VillageNeighborhood · Short-Term Rental Eligible
- Caspian EstatesNeighborhood
Condo Buildings in This Market
Communities in This Market
Sources
- Churchill Oaks Homeowners Association, Inc., Florida Division of Corporations (accessed August 21, 2026)
- Florida statewide parcel roll, Churchill Oaks parcel-identifier series, Florida Department of Revenue (accessed August 23, 2026)
- National Hydrography Dataset, Hogtown Bayou, United States Geological Survey (accessed August 21, 2026)
- Adopted zoning polygons, Churchill Oaks and its surroundings, Walton County (accessed August 23, 2026)
- Neighborhood Planning Program, current approved neighborhood plans, Walton County (accessed August 21, 2026)
- Planning overlay areas, Walton County (accessed August 23, 2026)
- Vacation rental zoning guidance, Walton County frequently asked questions (accessed August 21, 2026)
Churchill Oaks Market Analytics
Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.
Thinking about Churchill Oaks?
Covenants, rental rules, resale history - get the neighborhood file from agents who work it.
