Fort Walton Beach · Neighborhood
Clipper Cove Townhomes Homes for Sale
Clipper Cove Townhomes is a group of 39 townhomes at 228 Amberjack Drive, built in 1982 and 1983 in unincorporated Okaloosa County with a Fort Walton Beach mailing address, beside Santa Rosa Sound.
Short-term rentals: not yet confirmed for this neighborhood.
Living in Clipper Cove Townhomes
County records file Clipper Cove under the subdivision name CLIPPER COVE T/H, parcel series 00-2S-24-0465. The series holds 41 parcels: 39 townhomes and two common-area parcels, one of 2.04 acres and one of about 0.02 acre. At about 0.02 acre, under 900 square feet, each townhome lot is too uniform for acreage to separate one unit from another.
The homes share one street address, 228 Amberjack Drive, and are told apart by unit numbers 1 through 39. Units 1 through 39 take mail at a Fort Walton Beach address, ZIP code 32548, yet every lot sits in unincorporated Okaloosa County on the county's boundary map, outside any city.
The county's year-built field shows 17 of the townhomes dating to 1982 and 22 to 1983. Both common-area parcels appear on the county roll under owners-association names. For dues, covenants or amenities, the recorded declaration is the source; the parcel file is silent on them.
On the U.S. Geological Survey's water map, Santa Rosa Sound comes within about 10 feet of the nearest townhome lot and about 270 feet of the farthest, and it meets the large common-area parcel. Wholly inside Zone AE at a base flood elevation of 8 feet are 18 townhome lots on the county's copy of the FEMA flood map, while the shaded 0.2 percent annual chance band of Zone X takes in 13 completely and the boundary between the two splits the remaining eight. Six of those eight carry only a sliver of Zone AE, under 6 percent of the lot. The large common-area parcel is mostly Zone AE at 8 feet, with smaller stretches at 9 and 10 feet and a band of shaded Zone X. The state's coastal construction control line, as the county maps it, passes about 600 feet from the nearest lot line.
Clipper Cove had 20 sold records and zero active listings in the Fort Walton Beach area search dated September 24, 2026. It counts sale records on one past date; neither today's inventory nor the number of townhomes can be read from it.
HOA & Fees
What is the HOA fee at Clipper Cove Townhomes?
No HOA fee for Clipper Cove Townhomes has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes Near Clipper Cove Townhomes
Nothing is actively listed inside Clipper Cove Townhomes today - these nearby Fort Walton Beach homes are the closest matches.
Local Answers
Clipper Cove Townhomes FAQ
How much is the HOA fee at Clipper Cove Townhomes?
No HOA fee for Clipper Cove Townhomes has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Does a Fort Walton Beach mailing address put Clipper Cove in the city?
No: the county's municipal-boundary layer files every Clipper Cove lot under unincorporated Okaloosa County, whatever the Fort Walton Beach mailing label suggests. County rules, not city rules, are the ones to look up for these lots.
Why do 41 county parcels turn into only 39 addresses?
Neither common-area record has a street address, so addresses stop at the townhomes themselves. The 39 townhomes share 228 Amberjack Drive and are told apart by unit numbers 1 through 39.
Which flood zones touch the Clipper Cove townhome lots?
On the county's copy of the FEMA map, 18 of the 39 lots are wholly in Zone AE at 8 feet, 13 are wholly in shaded Zone X, and eight are split between them. A lot map cannot show a building's floor height, so the unit's own elevation certificate decides.
How near is the water at Clipper Cove?
USGS hydrography draws Santa Rosa Sound about 10 feet from the nearest townhome lot and about 270 feet from the farthest, and the large common-area parcel meets it. The coastal construction control line passes about 600 feet from the nearest lot line.
What does the September 2026 sales count tell a buyer?
Counted on one day only, September 24, 2026, Clipper Cove stood at no active listings and 20 sold records. It marks a past moment and counts sales, so repeat the search for current availability.
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Sources
- Okaloosa County GIS, Clipper Cove subdivision index (accessed September 29, 2026)
- Okaloosa County GIS, Clipper Cove parcel series (accessed September 29, 2026)
- Okaloosa County GIS, Clipper Cove SiteAddress series (accessed September 29, 2026)
- Okaloosa County Geographic Information Systems (accessed September 29, 2026)
- Okaloosa County GIS, FEMA flood zone polygons for the area (accessed October 4, 2026)
- Okaloosa County GIS, city limits layer for the area (accessed October 4, 2026)
- USGS National Hydrography Dataset, named water bodies near the area (accessed October 4, 2026)
- Okaloosa County GIS, coastal construction control line (accessed October 4, 2026)
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