Lake Charleston Homes for Sale

Living in Lake Charleston

The county files Lake Charleston under parcel numbers beginning 28-1S-24-142A, a series of 58 parcels. Fifty-seven are single-family lots, written as lot and block, and every one carries a recorded build year of 1993 or 1994. The 58th is a 3.23-acre parcel whose legal description reads common areas and lake, which the county roll lists under the owner name Lake Charleston Owners Assc. Who maintains it, and what that costs the lot owners, sits in the recorded documents rather than on the roll.

County address records list 57 addresses, one per house lot: Colonial Court has 30, Charleston Circle 20 and Willow Bend Boulevard 7, all with a Fort Walton Beach 32547 postal city. The common-area parcel has no address.

No city boundary in the county's layer encloses any of the 58 parcels, which makes Lake Charleston unincorporated Okaloosa County even though its mail goes to Fort Walton Beach. All 58 sit inside a box about 0.17 mile corner to corner.

Pick any spot inside any of the 58 parcels and both FEMA's national flood layer and the county's flood layer give Zone X. Across their full outlines the 57 house lots touch no other zone; only the common-area and lake parcel also touches a Zone A area, a flood zone with no base elevation assigned.

Listing checks in August and September 2026 both counted no active and 30 sold dwellings carrying the Lake Charleston name, with closings from June 2016 to July 2025. Treat the count as a snapshot of those two dates rather than current inventory; its newest closing, July 2025, predates the checks by more than a year.