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Lloyd and Hetherington Homes for Sale

Lloyd and Hetherington is a 76-parcel subdivision in unincorporated Okaloosa County with Fort Walton Beach addresses, most on Navy, Green and Lloyd streets.

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    Living in Lloyd and Hetherington

    Parcel numbers beginning 02-2S-24-1520 hold all 76 Lloyd and Hetherington parcels on the 2026 state tax roll, and every situs address in that series sits on Green Street, Navy Street, Lloyd Street, Bob Sikes Boulevard or Reeves Drive. Four parcels at 695 to 701 Lloyd Street carry the legal name LLOYDS CRESCENT under a different parcel series, so they are recorded apart from this plat even though they share the street.

    The state's property-use codes describe a plat shared by several housing forms: 23 parcels coded single family, 19 mobile homes, 17 multifamily parcels of fewer than ten units, three multifamily parcels of ten units or more, nine vacant residential lots, and five nonresidential parcels (two repair shops, a warehouse, a store and a county-owned parcel on Green Street). Five of the mobile-home parcels carry between three and eight buildings apiece. Each code reflects the parcel's predominant use, which makes it a summary of a lot rather than a list of what stands there.

    Every address in the series reads Fort Walton Beach 32547, yet the ground is unincorporated. FEMA's community-boundary layer finds only Okaloosa County around these parcels, and all 76 share one taxing-authority code on the state roll. On the countywide flood map effective March 9, 2021, each parcel outline lies wholly in Zone X, the area of minimal flood hazard.

    Listing records checked on September 24, 2026 showed no Lloyd and Hetherington home for sale and 11 closed dwelling sales dated June 8, 2016 through January 26, 2026. Houses, mobile homes and apartment buildings all carry this plat name, so match a sale's use code and building count to the subject parcel before leaning on it.

    HOA & Fees

    What is the HOA fee at Lloyd and Hetherington?

    No HOA fee for Lloyd and Hetherington has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

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    Local Answers

    Lloyd and Hetherington FAQ

    How much is the HOA fee at Lloyd and Hetherington?

    No HOA fee for Lloyd and Hetherington has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Why do Lloyd and Hetherington addresses say Fort Walton Beach when none of the parcels sit inside the city?

    Fort Walton Beach 32547 is the address on all 76 parcels, but the boundary records place none of them in the city. FEMA's community-boundary layer returns only Okaloosa County for the ground around the series, and the Census Bureau's incorporated-place layer returns no city at all inside the same box. On the 2026 state roll all 76 also share one taxing-authority code, and the state's data guide describes each such code as a unique configuration of taxing authorities.

    How many mobile-home parcels are on Green, Lloyd and Navy streets in Lloyd and Hetherington?

    The state roll codes 19 of the 76 parcels as mobile homes. Thirteen hold a single building, one holds two, and five carry several: 785 Navy Street (five), 705 Lloyd Street (eight), 724 Lloyd Street (six), and 701 and 703 Green Street (three apiece). The primary structures on those 19 parcels are dated from 1970 to 2023 in the roll's year-built field.

    Why does a records search for Lloyd and Hetherington come back short of 76 parcels?

    The legal descriptions spell the plat four ways: LLOYD & HETHERINGTON on 72 parcels, and LLOYDS & HETHERINGTON, LLOUD & HETHERINGTON and LLOYD HETHERINGTON (no ampersand) on one apiece. The parcel at 780 Navy Street is described only as lot 12 and the south 25 feet of lot 11. Searching the parcel series 02-2S-24-1520 reaches all 76, and it leaves out the four LLOYDS CRESCENT parcels on Lloyd Street.

    Does any Lloyd and Hetherington lot touch a FEMA special flood hazard area?

    No. Tested parcel by parcel against FEMA's National Flood Hazard Layer, all 76 outlines fall entirely inside Zone X, the area of minimal flood hazard, on the countywide map panel effective March 9, 2021. That result describes mapped risk to the land and says nothing about the floor height of any building standing on it.

    How old are the buildings in Lloyd and Hetherington?

    The roll's actual-year-built field, which records each parcel's primary structure, runs from 1950 to 2025 across the 67 improved parcels. The oldest single-family records are 703 Lloyd Street (1950) and 704 Green Street and 715 Navy Street (both 1954), while two-unit buildings at 787 A Navy Street and 686 A Reeves Drive are dated 2025. Thirteen improved parcels date from 2015 or later and 26 from before 1980.

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