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Winterhaven Homes for Sale

Winterhaven is a 24-parcel plat in unincorporated Okaloosa County with a Fort Walton Beach mailing address: 22 homes built from 1998 to 2000, one vacant lot, and a retention area the county roll lists to the county itself.

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    Living in Winterhaven

    Twenty-four parcels make up Winterhaven on the county roll: 16 in Block A, 7 in Block B and a retention area. Lot 13 of Block A is vacant and classed as townhouse land, which leaves 22 homes, all coded SFR/TOWNHOUSE. That code is the county's use label and does not prove the units share walls. On the county's drawn outlines, 17 of the 22 home lots come to 2,300 square feet or less (0.052 acre), while five reach between 0.07 and 0.09 acre. The homes went up within three years of one another: 15 in 1998, four in 1999 and three in 2000.

    The roll names the Okaloosa County Board of County Commissioners, not a lot-owner group, as owner of the retention-area parcel. Whether any association exists at all is something the roll does not answer.

    Twelve addresses sit on Winter Park Court and ten on Suwanee Lane, all labeled Fort Walton Beach, Florida 32547. The label is postal only. A point inside each of the 24 parcels, tested against the county's city boundaries, came back unincorporated, so no city limits enclose the plat.

    Checked parcel by parcel, FEMA's map has every one of the 24 inside Zone X (minimal hazard). None touches Zone AE, and none touches the band marked 0.2 percent annual chance. Zone X says nothing about floor height; an elevation certificate for the house would.

    One home was for sale and 11 had sold when the Winterhaven search was run on September 24, 2026; those 11 closings run from May 18, 2017 to July 23, 2026. The count comes from listing records and describes that day only. Dues, covenants and street upkeep are not in these county records.

    HOA & Fees

    What is the HOA fee at Winterhaven?

    No HOA fee for Winterhaven has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Live Inventory

    Homes Near Winterhaven

    Nothing is actively listed inside Winterhaven today - these nearby Fort Walton Beach homes are the closest matches.

    No active listings match right now - new inventory arrives daily.

    Local Answers

    Winterhaven FAQ

    How much is the HOA fee at Winterhaven?

    No HOA fee for Winterhaven has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Why does the county list 24 Winterhaven parcels when only 22 hold homes?

    One parcel, Lot 13 of Block A, is vacant townhouse land, and another is the retention area. The other 22 carry the SFR/TOWNHOUSE code, which is a use label and not proof that the buildings are attached.

    Who does the county roll name as owner of the Winterhaven retention area?

    The Okaloosa County Board of County Commissioners. That is the roll's owner field. It does not say who mows or maintains the basin, or whether a lot-owner association exists.

    Does a Fort Walton Beach mailing address put Winterhaven inside the city?

    No. Addresses read Fort Walton Beach, Florida 32547, yet a point inside each of the 24 parcels came back unincorporated on the county's city-boundary layer. For permitting on one of these lots, the county rather than a city is the office to call.

    What flood label does FEMA's map give the Winterhaven parcels?

    Zone X, minimal hazard, across all 24. None reaches Zone AE or the shaded band marked 0.2 percent annual chance. Because Zone X carries no base flood elevation, only an elevation certificate would supply one for a house.

    How many Winterhaven sales did the September 24, 2026 search count?

    Eleven sold, with closings between May 18, 2017 and July 23, 2026, plus one home for sale that day. That is a little over one sale a year, a thin base for any average.

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