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Stable Lanes Homes for Sale

Stable Lanes is a 33-parcel townhouse plat with Fort Walton Beach addresses, recorded by Okaloosa County as subdivision ID 108, parcel series 34-1S-24-6006, and mapped in unincorporated Okaloosa County.

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    Living in Stable Lanes

    STABLE LANES T/H is subdivision ID 108 in the county's subdivision index, filed under parcel series 34-1S-24-6006 in section 34, township 1S, range 24. The parcel file holds 33 records in that series. Thirty-two are coded SFR/TOWNHOUSE, 13 in Block A and 19 in Block B, and one is coded RES COMMON AREA; its legal text reads retention, common areas and right of ways, and it covers 1.56 acres. The legal name on that common parcel is STABLE LANE T/H, one letter short of the townhouse records, which an exact-name search would miss.

    Every townhouse parcel carries a county year built of 2020 or 2021 and is drawn at about 1,500 to 2,300 square feet, roughly 0.035 to 0.053 acre. The county's address records list 32 Stable Lane addresses, one per townhouse and none for the common parcel, all with a Fort Walton Beach, ZIP 32547 address. Which jurisdiction governs is a separate question from the mailing city: the county's city-limits layer has all 33 parcels in unincorporated Okaloosa County. None of this is a title opinion, a condition report or proof that every listing using the name belongs to the recorded plat; a review still needs the parcel number, lot and block, and current listing details.

    Testing each parcel outline against the county's FEMA flood layer puts all 32 townhouse parcels entirely in Zone X, the minimal-hazard zone. The common parcel is almost entirely Zone X too, with a thin edge of Zone A, a special flood hazard area mapped without an elevation, covering well under 1 percent of its ground. The zone shown on a map is a separate matter from an elevation certificate and from what an insurer decides.

    Fort Walton Beach listings under the Stable Lanes name numbered two active and 42 sold when searched on September 24, 2026. That is a dated observation, not current supply, and 42 sold listings against 32 townhouses means the search is counting repeat sales or reaching listings outside the plat. Nothing loaded here speaks to who owns the common parcel or to any association charge, amenity or rental term.

    HOA & Fees

    What is the HOA fee at Stable Lanes?

    As of November 11, 2026, Stable Lanes homes for sale that report a fee on the MLS list these HOA fees:

    • Townhomes: $150 a month (1 listing)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on one active MLS listing that reports an HOA fee.

    Live Inventory

    Homes for Sale in Stable Lanes

    $300,000

    1814 Stable Lane

    Fort Walton Beach, FL 32547

    3 bd 2.5 ba 1,428 sqft

    Local Answers

    Stable Lanes FAQ

    How much is the HOA fee at Stable Lanes?

    As of November 11, 2026, Stable Lanes homes for sale that report a fee on the MLS list these HOA fees: townhomes, $150 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    How do I match a Stable Lanes listing to the county record?

    Use subdivision ID 108, the 34-1S-24-6006 parcel prefix, the lot and block text and the street address together. Block A holds 13 townhouse parcels and Block B holds 19, and the common parcel is spelled STABLE LANE T/H. None of that replaces a title or ownership review.

    Why are there 32 addresses but 33 Stable Lanes parcels?

    The county's address records list 32 Stable Lane addresses, one for each townhouse. The 33rd parcel is the 1.56 acre common area for retention and right of way, and it has no address record of its own.

    How old are the Stable Lanes townhouses?

    County year-built fields read 2020 or 2021 on all 32 townhouse parcels, and the common parcel has none. The year is a county record field, not an inspection result or a permit history.

    What flood zones do the Stable Lanes parcels fall in?

    Testing each parcel outline against the county's FEMA layer puts all 32 townhouse parcels wholly in Zone X, the minimal-hazard zone. The common parcel is nearly all Zone X with a thin edge of Zone A. An outline does not reveal how high a unit sits above flood level; request the elevation certificate for the particular address.

    What does the September 24, 2026 Stable Lanes market count tell a buyer?

    That day's search showed two active and 42 sold listings under the Stable Lanes name in Fort Walton Beach. With only 32 townhouses recorded, the 42 sold listings include repeat sales or listings outside the plat, so the count is a dated reading and not a measure of supply.

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