Fort Walton Beach ยท Neighborhood
Whitrock Village Homes for Sale
Whitrock Village is a 48-parcel plat in unincorporated Okaloosa County with a Fort Walton Beach mailing address: 47 single-family lots built from 1997 through 2001, plus a common-area parcel of 0.51 acre whose owner of record on the county roll is Whitrock Assoc Inc. The shaded 0.2 percent annual chance flood area crosses the plat, covering the center point of 19 parcels.
Short-term rentals: not yet confirmed for this neighborhood.
Living in Whitrock Village
County parcel numbers beginning 02-2S-24-2650 return 48 parcels under the legal name Whitrock Village S/D: 47 classified single family and one residential common area. The common-area parcel covers about 0.51 acre, and the county roll lists its owner as Whitrock Assoc Inc. That is an ownership record; it does not state what the association governs, what dues apply or who may use the land. On the county's city-limits layer all 48 parcels fall outside every city, so Fort Walton Beach in the addresses names the post office, not a municipality.
Of the 47 homes with a recorded year built, 42 date from 1997 through 1999 and five from 2000 or 2001. Among the 47 homes, a typical lot is about 0.14 acre, and the mapped lots start near 0.11 acre. County address points number 47, all labeled Fort Walton Beach 32547, on Whitrock Lane (27), Sapphire Court (7), Opal Court (7) and Topaz Court (6). The common area carries no street address.
Flood zones split the plat. Flood status splits Whitrock Village rather than covering it uniformly: 29 parcels test as Zone X, minimal flood hazard, and 19 as the shaded 0.2 percent annual chance area at an interior point, with the county layer and FEMA's national layer returning the same answer. Parcel outlines show the same split from the other side: 14 touch only the minimal zone, 16 only the shaded area and 18 both. None of this amounts to an elevation or an insurance finding; it only records where each parcel falls on the map.
The saved September 24, 2026 search covered Whitrock Village within Fort Walton Beach and returned 20 sold dwellings, dated August 24, 2016 through May 8, 2026, with no active dwelling. A zero active count describes that day's search only and does not mean nothing can be bought now, so refresh before reading it as supply.
Whether the association charges dues, controls leasing or maintains the common area is not shown by the county layers. The recorded declaration for the lot is where to find those answers.
HOA & Fees
What is the HOA fee at Whitrock Village?
No HOA fee for Whitrock Village has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes Near Whitrock Village
Nothing is actively listed inside Whitrock Village today - these nearby Fort Walton Beach homes are the closest matches.
Local Answers
Whitrock Village FAQ
How much is the HOA fee at Whitrock Village?
No HOA fee for Whitrock Village has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
What does the county record at the Whitrock Village common-area parcel?
One parcel of about 0.51 acre is classified residential common area, and the county roll lists Whitrock Assoc Inc as its owner. The record is silent on the matters the association governs, any dues, and who may use the land.
Why does Whitrock Village have 48 parcels but 47 address points?
Whitrock Village's 48th parcel, the common area, is the one with no address point. The 47 homes are on Whitrock Lane (27), Sapphire Court (7), Opal Court (7) and Topaz Court (6), all labeled Fort Walton Beach 32547.
Does any city's boundary include Whitrock Village?
No city limit on the county's layer reaches Whitrock Lane, Sapphire Court, Opal Court, Topaz Court or the common area, so all 48 parcels are unincorporated. Its addresses carry Fort Walton Beach 32547 as a mailing label only, not as a municipal boundary.
Do all Whitrock Village lots share one flood map status?
No. The plat divides in two: 19 parcels test as the shaded 0.2 percent annual chance flood hazard and 29 as minimal-hazard Zone X, and the county layer and FEMA's national layer return the same result for each. Look up the exact parcel, and do not take a zone as an elevation or an insurance result.
What does the no-active, 20-sold Whitrock Village count show?
Only that the saved search held no active listing and 20 sales as of September 24, 2026, with closings from August 24, 2016 through May 8, 2026. Availability may have changed, so run a fresh search before drawing a conclusion.
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Sources
- Okaloosa County GIS, Whitrock Village subdivision index (accessed September 29, 2026)
- Okaloosa County GIS, Whitrock Village parcel series (accessed September 29, 2026)
- Okaloosa County GIS, Whitrock Village SiteAddress series (accessed September 29, 2026)
- Okaloosa County IGIS FEMA FIRM layer metadata (accessed September 29, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones (accessed October 4, 2026)
- Okaloosa County GIS, city limits layer (accessed October 4, 2026)
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