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Ocean City Homes for Sale

Ocean City is two county-recorded subdivisions inside the City of Fort Walton Beach, Ocean City and Ocean City 2nd Addition, holding 290 parcels: 118 single-family, 38 multi-family, and a long run of shops, offices, warehouses, churches and vacant commercial lots.

    Short-term rentals: not allowed, per our brokerage's rental review.

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    Living in Ocean City

    Okaloosa County's subdivision index lists Ocean City under parcel prefix 13-2S-24-1910 and Ocean City 2nd Addition under 13-2S-24-1911. A third entry with the same words in its name, Majestic Oaks at Ocean City, is filed under a separate prefix, 01-2S-24-2000, and is left out of every count here. The two Ocean City subdivisions hold 290 parcels, 277 in the original plat and 13 in the addition, covering about 91 acres by the county's mapped acreage.

    The mix is the defining fact. County use codes show 118 single-family parcels and 38 multi-family parcels beside 22 office buildings, 19 one-story stores, 19 vacant commercial lots, 13 vacant commercial parcels carrying minor extra features, 8 warehouses, 7 vehicle sales and repair lots and 5 churches. Recorded construction years on the single-family parcels run from 1932 to 2025 with a middle value of 1955, and multi-family parcels run from 1950 to 2021. Single-family lots measure from about 0.08 to 0.55 acre.

    Every parcel falls inside the City of Fort Walton Beach on the county's city-limits layer. The county holds 599 situs address records for 270 of the parcels, all reading ZIP 32548, on streets such as Alder Avenue, Chestnut Avenue, Magnolia Avenue, Chicago Avenue and Eglin Parkway. Owner mailing addresses are a different matter: they run from Fort Walton Beach to other states, so they say nothing about where a property sits.

    On the county's copy of the FEMA flood map, the interior of each of the 290 parcels falls in Zone X: 269 in the minimal-hazard area and 21 in the shaded band for a 0.2 percent annual chance. Outlines tell a slightly fuller story, because 30 parcels touch the shaded band at some edge, and none touches a mapped Zone A or V area. FEMA's own national flood layer returned the same answers at the same points. An insurer still rates the individual building, so check the map at the exact address.

    A listing search run for this area before this page was written counted no active listings and 43 sold records. That is a past observation, not today's inventory, and it is a different kind of number from the 290 county parcels. None of the records read for this page shows amenities, road maintenance, rental rules or association duties.

    HOA & Fees

    What is the HOA fee at Ocean City?

    No HOA fee for Ocean City has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Live Inventory

    Homes Near Ocean City

    Nothing is actively listed inside Ocean City today - these nearby Fort Walton Beach homes are the closest matches.

    No active listings match right now - new inventory arrives daily.

    Local Answers

    Ocean City FAQ

    How much is the HOA fee at Ocean City?

    No HOA fee for Ocean City has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Is Ocean City made up only of houses?

    No. Of the 290 parcels, 118 are classed single-family and 38 multi-family, and the other 134 are commercial, civic, institutional or vacant, including 22 office buildings, 19 stores and five churches. Pick comparable homes by parcel use, not by the Ocean City name.

    Is Majestic Oaks at Ocean City part of Ocean City?

    Not in the county's records. Majestic Oaks at Ocean City is its own subdivision under prefix 01-2S-24-2000, while Ocean City and Ocean City 2nd Addition sit under 13-2S-24-1910 and 13-2S-24-1911. This page's counts leave Majestic Oaks out, so ask which one a listing means.

    Which city and ZIP code do Ocean City addresses carry?

    All 290 parcels sit inside the City of Fort Walton Beach, and every situs address on file reads ZIP 32548. An owner may mail from anywhere in the country, so rely on the situs address, never the mailing address.

    Does the flood map put Ocean City in a high-risk zone?

    On the county's copy of the FEMA map, no parcel touches a Zone A or V area. Counting by outline, 30 of the 290 parcels reach the shaded 0.2 percent annual chance band at an edge, while the other 260 lie entirely within minimal-hazard Zone X. A lender or insurer rates the individual building, so check the map at the exact address before relying on that.

    What does the earlier Ocean City listing search tell me?

    It counted no active listings and 43 sold records when it ran. Read that as a past observation of the search area, not a count of the 290 parcels and not today's supply, and reopen the live listings before drawing any conclusion.

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