Fort Walton Beach ยท Neighborhood
Whispering Pines Homes for Sale
Whispering Pines has 29 single-family houses on Vaughan Street, Martyn Place and Beal Parkway in Fort Walton Beach. Most date from 1948 through 1974, with six built in 1992 or later, and the lots split by side of the street: deep lots of 0.62 to 0.77 acre on the north side of Vaughan Street, and to the south lots that mostly measure about a quarter acre. If you are weighing a north-side lot, check FEMA's Zone AE line first; it reaches every one of those lots from the rear at a 10-foot base flood elevation, and no lot south of the street touches it.
Updated
Short-term rentals: not yet confirmed for this neighborhood.
Living in Whispering Pines
Whispering Pines, as this page uses the name, is two adjoining plats in Section 11, Township 2 South, Range 24 West: the original Whispering Pines subdivision, county parcel series 11-2S-24-265A, and its First Addition, series 265B. Their outlines on the county's subdivision map total about 13 acres. The same index holds a third record with the name, The Woodlands of Whispering Pines, filed in Section 34, Township 4 North, Range 23 West some 26 miles away, and its addresses carry a Crestview 32539 postal label; nothing on this page describes it.
The two plats hold 31 parcels. Twenty-nine carry single-family houses, one is a vacant residential parcel recorded as the north 44 feet of Lot 1 in Block 3, and one belongs to the City of Fort Walton Beach, described in the appraiser's records as an alley and a 10-foot strip. Appraiser build dates run from 1948 to 2024: 23 houses date from 1948 through 1974 and six from 1992 or later. Lots 7 and 8 of Block 3 were resubdivided into Lots A and B, each now its own house parcel, and one First Addition lot holds two dwellings under two addresses. On the county's address map that gives 31 points on 30 parcels, with none on the city strip.
Vaughan Street splits the plats into two lot patterns. On its north side, the seven lots of the original Block 1 and the two of the First Addition's Block 2 run about 280 to 430 feet deep at 0.62 to 0.77 acre apiece, and the six largest heated areas in the two plats all stand there. South of the street, lots facing Vaughan, Beal Parkway and Martyn Place mostly measure about a quarter acre. FEMA's flood map reaches every north-side lot from the rear with Zone AE at a base flood elevation of 10 feet, over roughly a tenth to two fifths of most of them and nine tenths of Lot 1 at the east end of Block 1. Okaloosa County's own flood layer marks the same ten parcels, the city strip among them, and no lot south of Vaughan Street touches Zone AE. All 31 parcels sit inside the City of Fort Walton Beach on the county's city-limit map; the line follows the rear of the north-side lots, and the ground just past it is unincorporated.
Eleven closed home sales between July 27, 2016 and February 26, 2025, and no active listing, were what a September 24, 2026 search of the listing record returned for this page. Deeds tell a longer story: the appraiser codes at least 18 transfers here as qualified sales from July 2016 onward, and the records show no more than the latest three for any parcel.
Pinehurst, another plat inside the Fort Walton Beach city limits, also lies along Beal Parkway; the Pinehurst neighborhood guide covers it. Sales from both sides of Vaughan Street appear together on the Whispering Pines market page, while Fort Walton Beach homes for sale and other Fort Walton Beach neighborhoods reach past these two Section 11 plats.
HOA & Fees
What is the HOA fee at Whispering Pines?
No HOA fee for Whispering Pines has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes for Sale in Whispering Pines
Local Answers
Whispering Pines FAQ
How much is the HOA fee at Whispering Pines?
No HOA fee for Whispering Pines has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Is The Woodlands of Whispering Pines near Crestview the same neighborhood as Whispering Pines in Fort Walton Beach?
No. The county files The Woodlands of Whispering Pines in Section 34, Township 4 North, Range 23 West, about 26 miles from these plats in Section 11, Township 2 South, Range 24 West, and its 33 addresses carry Crestview 32539 rather than Fort Walton Beach 32548.
Which Whispering Pines lots on Vaughan Street fall partly in FEMA Zone AE?
The nine deep lots on the north side of the street, Lots 1 through 7 of the original Block 1 and Lots 1 and 2 of the First Addition's Block 2, plus the city-owned strip. Zone AE, with a 10-foot base flood elevation, comes in from the rear over about a tenth to two fifths of Lots 2 through 7, about nine tenths of Lot 1 and about a fifth of the two First Addition lots. South of the street, two lots touch only the 0.2 percent annual chance band, on a sliver of each.
Does a Beal Parkway address put a house in Whispering Pines?
Rarely. Of 283 Beal Parkway addresses in ZIP 32548 on the county's address map, 8 belong to these two plats, six in the original subdivision and two in the First Addition. Martyn Place is the reverse: all four of its addresses are here, and 19 of the 21 Vaughan Street addresses in that ZIP are too.
How old are the Whispering Pines houses, and how many are newer builds?
The appraiser dates 23 of the 29 houses from 1948 through 1974 and six from 1992 or later. Of the later six, two stand on the north side of Vaughan Street, from 1992 and 2006, and four are south of it, from 1996, 2010, 2011 and 2024.
How do lot sizes differ between the north and south sides of Vaughan Street?
North of the street, the seven lots of the original Block 1 and the two of the First Addition's Block 2 run about 280 to 430 feet deep at 0.62 to 0.77 acre apiece, and the six largest heated areas in the two plats stand there. South of it, lots facing Vaughan, Beal Parkway and Martyn Place mostly measure about a quarter acre.
Do the Whispering Pines plats carry an owners association or deed restrictions?
No county, city or flood record for Whispering Pines names an owners association or a set of deed restrictions. Ask the Okaloosa County clerk for the recorded plats of Whispering Pines and its First Addition, and for anything filed against the lot, before assuming there are none.
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Condo Buildings in This Market
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- HermitageCondo building ยท 42 units ยท Built 1983
- Islander Beach ResortCondo building ยท 114 units
- Pelican IsleCondo building ยท 98 units ยท Built 2002
Sources
- Okaloosa County web GIS, subdivision records named Whispering Pines (accessed October 17, 2026)
- City of Fort Walton Beach parcel layer, Whispering Pines series (accessed October 17, 2026)
- Okaloosa County web GIS, site addresses on Vaughan Street, Martyn Place and Beal Parkway (accessed October 17, 2026)
- Okaloosa County web GIS, city-limit polygon around Whispering Pines (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, flood zones around Whispering Pines (accessed October 17, 2026)
- Okaloosa County web GIS, county flood zone layer at Whispering Pines (accessed October 17, 2026)
Whispering Pines Market Analytics
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