Emerald Gardens Homes for Sale

Living in Emerald Gardens

Okaloosa County records Emerald Gardens as three subdivision entries in Section 33, Township 1S, Range 24: Emerald Gardens, Emerald Gardens North and Emerald Gardens North 1st Addition. Their parcel numbers begin 33-1S-24-1018, 1019 and 1020, and the three hold 46, 6 and 5 parcels, 57 in all.

Forty-four parcels carry the county's single-family/townhouse use label and 11 are labeled single-family. The remaining two are a parcel the county classes as county property, about a third of an acre, and a common-area parcel of about three acres. Neither has a street address. Every one of the 55 dwelling parcels carries a county year-built value between 1986 and 1991, and the lots are small, a middle value of 0.05 acre inside a 0.01 to 0.18 acre range.

County address records list 55 sites, 40 on Emerald Lane and 15 on Emerald Circle, all labeled Fort Walton Beach 32547. Emerald Circle appears only within the original Emerald Gardens entry. Postal mail says Fort Walton Beach, but unincorporated Okaloosa County holds all 57 parcels on the county's city-limits layer.

Tested two ways, at a point inside each parcel and by overlaying the whole outline, all 57 parcels land in Zone X on the county's FEMA flood map, the mapped minimal-hazard category. Nothing in that result speaks to a particular home's drainage, insurance cost or construction.

Two active and 40 sold homes came back from a name-based, dwellings-only listing search of Emerald Gardens run on September 24, 2026. That is a one-day reading, so it is neither current inventory nor a tally matched home by home to these parcels.

The loaded records are silent on association rules and amenities, on rental rules and access rights, and on the owner of the common-area parcel. The recorded plat and declaration are the places to read those.