Skip to main content
Dream Destin Realty

Fort Walton Beach ยท Neighborhood

Yacht Club Estates Homes for Sale

Yacht Club Estates is a 32-lot plat of mostly 1960s houses inside Fort Walton Beach city limits, with Fort Walton Beach mail, in Okaloosa County.

    Short-term rentals: not yet confirmed for this neighborhood.

    Living in Yacht Club Estates

    Yacht Club Estates holds 32 parcels in Florida's 2026 tax roll, all in one run of parcel numbers and all listed with Fort Walton Beach 32548 locations on Nebraska Avenue NE, Yacht Club Drive NE, Yacht Club Court NE, Hughes Street NE or Clements Street NE. Of those, 31 carry the state's single-family code and a building on record; the 32nd, a lot of about 9,600 square feet on Hughes Street NE, is coded vacant residential.

    The houses belong overwhelmingly to one era. Twenty-four houses record build years from 1966 to 1969 and five more fall between 1970 and 1979, on lots that mostly measure about 8,600 to 10,100 square feet. Two break the pattern on Yacht Club Drive NE: number 114, built in 2017 with 2,578 square feet of living area, and number 112, built in 2024 with 5,038 square feet, against 1,365 to 2,928 square feet for the older houses.

    Despite the name, nothing loaded for this page ties the plat to a yacht club, a marina, boat slips or a club membership, and on the federal hydrography map no parcel touches water: the closest mapped edge of Cinco Bayou is about 330 feet from 100 Yacht Club Drive NE. Any dock, launch or club privilege a seller describes therefore needs a deed, easement or club agreement naming that lot behind it. Whether an owners' association exists is open: no loaded record names one, and the state corporation registry, searched on October 17, 2026, lists three entities named Yacht Club Estates, with addresses in Largo, Seminole and Saint Petersburg and none in Okaloosa County. On September 24, 2026, MLS records matching the shortened name Yacht Club Est showed 10 closed home sales, with closing dates from 2017 to 2026, and no active listing, a figure tied to that day rather than a measure of what is for sale now.

    On FEMA's flood map as loaded on October 17, 2026, part or all of every parcel lies in the shaded 0.2 percent annual chance band of Zone X: 19 wholly, 11 sharing ground with minimal-hazard Zone X, and two that also reach Zone AE, a special flood hazard area with a 9 foot base flood elevation, over about 4 percent of 129 Hughes Street and a sliver of 100 Nebraska Avenue under one tenth of one percent. On the Census Bureau's January 2026 map of incorporated places the plat sits inside the City of Fort Walton Beach, and the Town of Cinco Bayou's boundary follows the western edge of the lots from 100 to 120 Nebraska Avenue and of 100 Yacht Club Drive NE.

    HOA & Fees

    What is the HOA fee at Yacht Club Estates?

    No HOA fee for Yacht Club Estates has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Live Inventory

    Homes Near Yacht Club Estates

    Nothing is actively listed inside Yacht Club Estates today - these nearby Fort Walton Beach homes are the closest matches.

    No active listings match right now - new inventory arrives daily.

    Local Answers

    Yacht Club Estates FAQ

    How much is the HOA fee at Yacht Club Estates?

    No HOA fee for Yacht Club Estates has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Does Yacht Club Estates come with yacht club membership or bayou access?

    Nothing in the records loaded for this page says so. None of the 32 parcels touches mapped water, the nearest edge of Cinco Bayou is about 330 feet from the closest lot, and any club or boating right would need its own recorded document tied to that lot.

    Which Yacht Club Estates houses are recent builds?

    Two, both on Yacht Club Drive NE: number 114, recorded as built in 2017, and number 112, built in 2024 with 5,038 square feet of living area. The other 29 houses date from 1966 to 1979, most of them from the late 1960s.

    Which Yacht Club Estates lots touch FEMA Zone AE?

    Two: 129 Hughes Street, where Zone AE at a 9 foot base flood elevation covers about 4 percent of the parcel, and 100 Nebraska Avenue, where it reaches a sliver under one tenth of one percent. The rest are in Zone X, and every one of them has at least part of its ground in the shaded 0.2 percent band.

    Is Yacht Club Estates governed by Fort Walton Beach or the Town of Cinco Bayou?

    The Census Bureau's January 2026 map of incorporated places puts the plat in the City of Fort Walton Beach. On that map the Cinco Bayou town line runs along the western edge of the lots from 100 to 120 Nebraska Avenue, so a buyer of one of those lots should confirm its jurisdiction with the City of Fort Walton Beach or the Town of Cinco Bayou.

    Explore the Area

    Other Fort Walton Beach Neighborhoods

    Condo Buildings in This Market

    Sources

    Yacht Club Estates Market Analytics

    Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

    See the market report

    Thinking about Yacht Club Estates?

    Covenants, rental rules, resale history - get the neighborhood file from agents who work it.