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Tom Barrow Homes for Sale

Tom Barrow is a mixed-use plat astride Racetrack Road in unincorporated Okaloosa County, its houses mailed as Fort Walton Beach beside shops and storage.

    Short-term rentals: not yet confirmed for this neighborhood.

    Living in Tom Barrow

    Okaloosa County indexes Tom Barrow as parcel series 01-2S-24-2470, in Section 1 of Township 2 South, Range 24 West, and Racetrack Road runs through it with series parcels on both sides. Its 105 parcels cover about 45 acres by the county's mapped outlines. Housing accounts for 39 of them: 29 in the single-family class, seven mobile-home parcels, two classed as trailer parks and one multifamily parcel. Another 26 are vacant, and the remaining 40 hold vehicle sales and repair, service shops, warehouses and storage, offices, stores, shopping centers, a restaurant, a barber or beauty shop, light manufacturing and a fire department building put up in 2017.

    Of the 29 single-family parcels, 26 lie on the north side of Racetrack Road, on Bayou Drive, Washington Street, Harris Road, Barrow Street, Lois Street and Truman Street, and three sit south of it on Duval Street (the state roll spells it Duvall) and Jackson Street. Their recorded build years run from 1950 to 2020, none of them in the 2000s, and the state roll gives living areas from 825 to 3,414 square feet. The county zoning map splits them three ways: the 14 on Bayou, Washington and Harris fall in R-1, whose stated purpose is single-family detached homes; 11 on Barrow, Lois and Jackson fall in R-2; and four on Truman and Duval are Mixed Use. Barrow Street changes district along its length, from R-2 houses at its north end to C-3 General Commercial ground around 900 to 909, and nearly all of the Racetrack Road frontage is C-3.

    Every site address on the state roll carries a Fort Walton Beach 32547 postal label, yet no Tom Barrow parcel outline reaches Fort Walton Beach, Cinco Bayou or any other city or town on the county's city-limit map, so the county's zoning map is the one that applies here. Flood exposure is concentrated in one corner. FEMA's National Flood Hazard Layer, on panel 12091C0453J effective March 9, 2021, puts Zone AE with a 10-foot base flood elevation on ten parcels at the northeast edge, along Harris Road, the east end of Bayou Drive and the north end of Skipper Avenue: three single-family parcels, four vacant lots and three business parcels. On those three single-family parcels the AE share runs from roughly a fifth to nearly two thirds of the lot. The other 95 parcels are wholly Zone X, eight of them partly inside the shaded 0.2 percent annual chance band.

    A market check on September 24, 2026 found no active listing and 15 closed dwelling sales filed under the Tom Barrow name, dated January 29, 2016 through June 27, 2026; they speak for the houses, not for the commercial blocks. Parcel counts and home counts diverge as well: a 2.7-acre mobile-home park on Jackson Street is one parcel that the state roll credits with 34 residential units, and the roll gives two single-family parcels, on Truman and Duval Streets, three residential units each. Plat edges are not perfectly clean either, since the legal description of one Jackson Street house names both Tom Barrow and the Fifth Addition to Garnier Beach. The parcel and roll records used here do not say whether an association, recorded covenants or shared facilities exist for the plat, so restrictions are a question for the deed and the title search.

    HOA & Fees

    What is the HOA fee at Tom Barrow?

    No HOA fee for Tom Barrow has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Live Inventory

    Homes Near Tom Barrow

    Nothing is actively listed inside Tom Barrow today - these nearby Fort Walton Beach homes are the closest matches.

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    Local Answers

    Tom Barrow FAQ

    How much is the HOA fee at Tom Barrow?

    No HOA fee for Tom Barrow has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Which Tom Barrow lots sit in FEMA flood zone AE?

    Ten of the 105 parcels reach Zone AE, all on the northeast edge: the houses at 5 Bayou Drive and at 307 and 309 Harris Road, four vacant lots on Bayou Drive and Harris Road, and three business parcels at 922 and 926 Skipper Avenue. On the three houses the overlap is partial, roughly a fifth to nearly two thirds of the lot. FEMA sets the base flood elevation there at 10 feet. Everywhere else in the series, the map shows Zone X alone.

    What does R-2 zoning allow on Barrow Street and Lois Street in Tom Barrow?

    The county zoning map puts the houses on both streets in R-2. The county code lists single-family detached and attached homes, duplex to quadraplex buildings, townhomes, multifamily housing and category A or B mobile or manufactured homes among the uses permitted as of right, with density capped at 6 dwellings per acre for detached homes and 16 for attached homes, duplex to quadraplex buildings and multifamily. Barrow Street's lowest numbers, 900 to 909, are mapped C-3 instead, a district the code intends for intensive business, professional, service and government uses.

    Is Tom Barrow inside Fort Walton Beach, or is it county land?

    County land, outside any city. Each site address carries a Fort Walton Beach 32547 postal label, but none of the 105 outlines touches a city polygon on the county's city-limit map, and Okaloosa County's own zoning map covers every one of them.

    How old are the single-family houses in Tom Barrow?

    Build years run from 1950 to 2020. The county dates six of the 29 single-family parcels to the 1950s and eight to 2012 through 2020, with the other 15 spread from the 1960s to the 1990s and none from the 2000s. The newest stand on Washington, Barrow and Lois Streets, each with at least 1,929 square feet on the state roll, while three of the 1950s parcels have under 1,000. A parcel is not always one house: the roll credits two of the 29, on Truman and Duval Streets, with three residential units each.

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