Fort Walton Beach ยท Neighborhood
Credence Crossing Homes for Sale
Credence Crossing is a 12-home Okaloosa County plat built in 2018 and 2019, with Fort Walton Beach mailing addresses but county jurisdiction.
Short-term rentals: not yet confirmed for this neighborhood.
Living in Credence Crossing
Credence Crossing occupies 3.20 acres on Okaloosa County's subdivision map, and every parcel inside it carries an identification number in the 34-1S-24-1001 series. Thirteen parcels share that series. The county classes Lots 1 through 12 as single family and draws each at roughly a fifth of an acre. The thirteenth, 0.92 acre, carries a legal description reading retention areas and easements, is classed as county property and is titled to the Okaloosa County Board of County Commissioners, so it belongs on a map of the plat and never in a count of houses.
Lots 2 and 3 carry a 2018 build year on the county roll, and the other ten carry 2019. Lots 1 through 8 hold the even Schneider Drive numbers from 228 to 284, Lots 9 through 12 hold North Beal Extension numbers 1353 to 1377, and all twelve address points read Fort Walton Beach 32547. Those numbers keep running past the plat line: 1385 and 1393 North Beal Extension sit in Brynlee Crossing, a separately recorded plat whose outline touches this one and whose six houses all carry a 2020 build year.
The postal name and the government part ways here. No outline on the county's city-limit layer contains any of the thirteen parcels, and the nearest Fort Walton Beach limit is a little over a quarter mile from the closest lot line, so county rules apply; the county zoning map labels every parcel R-2. On the Schneider Drive side, each of the eight lots and the retention parcel sits about 65 feet from a 77-acre tract that the property roll classes as military and lists under United States Government ownership, ground the same city-limit layer labels Eglin AFB.
FEMA's national flood layer puts all thirteen outlines wholly in Zone X, its area of minimal flood hazard, and the county's copy of that map agrees. That result stops at the lot lines: mapped Zone A ground begins about 190 feet from the Schneider Drive lots. The county records behind this page name no owners association, shared facility, assessment or leasing rule, and the state corporate registry could not be searched on the day of review, so the recorded plat and each deed are where those questions get settled.
HOA & Fees
What is the HOA fee at Credence Crossing?
No HOA fee for Credence Crossing has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes Near Credence Crossing
Nothing is actively listed inside Credence Crossing today - these nearby Fort Walton Beach homes are the closest matches.
Local Answers
Credence Crossing FAQ
How much is the HOA fee at Credence Crossing?
No HOA fee for Credence Crossing has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Which Schneider Drive and North Beal Extension addresses are in Credence Crossing?
The county's address points tie eight Schneider Drive numbers, 228 through 284 in steps of eight, to Lots 1 through 8, and four North Beal Extension numbers, 1353 through 1377, to Lots 9 through 12. The next two numbers up that street, 1385 and 1393, belong to Brynlee Crossing lots, so a search by street name alone mixes the two plats.
What is the 0.92-acre county parcel inside Credence Crossing?
Its legal description reads retention areas and easements, the roll classes it as county property, and its owner of record is the Okaloosa County Board of County Commissioners. It has no address point and no build year. Include it when tracing the plat's 3.20 acres, and leave it out when counting the twelve homes.
Does a Fort Walton Beach address put Credence Crossing inside the city?
It does not. Every one of the thirteen parcels falls outside every outline on the county's city-limit layer, and the closest Fort Walton Beach boundary is a little over a quarter mile away. Okaloosa County's R-2 zoning covers all of them; the city name on the envelope only routes mail.
What is the 77-acre federal tract about 65 feet from the Credence Crossing lots?
The property roll classes it as military land owned by the United States Government, and the county's city-limit layer labels it Eglin AFB. Its outline is about 65 feet from each of Lots 1 through 8 and from the retention parcel, while the North Beal Extension lots sit 244 to 412 feet away. These records describe ownership and use today and promise nothing about that ground's future.
How far is Credence Crossing from FEMA flood Zone A?
On FEMA's national layer all thirteen parcels lie wholly in Zone X, and the closest Zone A polygon is about 190 feet from the Schneider Drive lots. It is unnumbered Zone A, with no elevation figure attached. Because the zone describes mapped ground rather than a house, the elevation certificate for a specific home is the document to request.
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Condo Buildings in This Market
- Waterscape ResortCondo building ยท 339 units ยท Built 2008
- Destin West Beach & Bay ResortCondo building
- Pirates BayCondo building ยท 120 units ยท Built 1986
- HermitageCondo building ยท 42 units ยท Built 1983
- Islander Beach ResortCondo building ยท 114 units
- Pelican IsleCondo building ยท 98 units ยท Built 2002
Sources
- Okaloosa County GIS, subdivision outlines around Credence Crossing (accessed October 17, 2026)
- Okaloosa County GIS, Credence Crossing and Brynlee Crossing parcels and the nearby federal tract (accessed October 17, 2026)
- Okaloosa County GIS, Credence Crossing and Brynlee Crossing address points (accessed October 17, 2026)
- Okaloosa County GIS, county zoning polygons around Credence Crossing (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, flood zones around Credence Crossing (accessed October 17, 2026)
- Okaloosa County GIS, city-limit outlines near Credence Crossing (accessed October 17, 2026)
Credence Crossing Market Analytics
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