Fort Walton Beach ยท Neighborhood
North Ridge Creek Homes for Sale
North Ridge Creek is filed with the county as three subdivision records, the original and its first and second additions, holding 117 houses dated mostly 1996 through 2003 and three common-area parcels, all in unincorporated Okaloosa County.
Short-term rentals: not allowed, per our brokerage's rental review.
Living in North Ridge Creek
The county subdivision index lists three records for this community: NORTH RIDGE CREEK under parcel numbers starting 34-1S-24-1885, NORTH RIDGE CREEK 1ST under 1886 and NORTH RIDGE CREEK 2ND under 1887, all in Section 34, Township 1S, Range 24. Together they hold 120 parcels: 49 in the first series, 54 in the second and 17 in the third.
One hundred seventeen of those parcels are coded single family. The other three are coded residential common area, and their legal wording reads 'common area' twice and 'retention area' once; they measure about 3.32, 0.25 and 0.13 acre. The house parcels run from about 0.09 to 0.29 acre.
County year-built dates for the 117 houses run from 1996 to 2008, and 115 of them fall between 1996 and 2003. Address points number 117, one per house, and every one carries a Fort Walton Beach 32547 label, on Chesapeake Ridge, Witshire Court, Waterford Ridge Road, Brookridge Trace, Procteridge Court, Cathridge Trace, Jamescross Court and Brompton Court.
Fort Walton Beach appears on the mailing labels only; Okaloosa County's city-limits map treats all 120 parcels as unincorporated. A point inside each parcel returns Zone X on the county flood map and on FEMA's national layer, which attach the minimal-hazard label to the ground under every one of the 120; that is a map category, not an elevation or an insurance quote.
Forty-six sold dwellings and one active one turned up in the September 24, 2026 listing search, with closings dated March 31, 2016 to July 31, 2026. The single active listing is a snapshot and may have changed, so search again before treating it as available. None of these county records settles amenities, rental rules, homeowner obligations, access terms or who owns the common-area parcels.
HOA & Fees
What is the HOA fee at North Ridge Creek?
No North Ridge Creek home is for sale right now. On North Ridge Creek homes sold between March 2026 and July 2026 whose MLS records state a fee, HOA fees were:
- Single-family homes: $13 a month (4 listings)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period March 31, 2026 through July 31, 2026.
Live Inventory
Homes Near North Ridge Creek
Nothing is actively listed inside North Ridge Creek today - these nearby Fort Walton Beach homes are the closest matches.
Local Answers
North Ridge Creek FAQ
How much is the HOA fee at North Ridge Creek?
No North Ridge Creek home is for sale right now. On North Ridge Creek homes sold between March 2026 and July 2026 whose MLS records state a fee, HOA fees were: single-family homes, $13 a month (4 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period March 31, 2026 through July 31, 2026.
Why does North Ridge Creek appear as three records in county data?
The county files the original subdivision under parcel numbers starting 34-1S-24-1885 and its first and second additions under 1886 and 1887. They hold 49, 54 and 17 parcels, and a lookup of just one series covers only part of the community.
How many houses and common-area parcels do the three North Ridge Creek records hold?
The 120 parcels split into 117 houses coded single family and three tracts that carry the residential common area code. The common areas measure about 3.32, 0.25 and 0.13 acre, and one is labeled a retention area in the legal field.
Which streets carry North Ridge Creek's 117 addresses?
Chesapeake Ridge has 21, Witshire Court 20, Waterford Ridge Road 19, Brookridge Trace 17, Procteridge Court 16, Cathridge Trace 13, Jamescross Court 6 and Brompton Court 5, all with a Fort Walton Beach 32547 label. Address points alone do not say who maintains these streets.
Is North Ridge Creek governed by a city, and what does the flood map show?
The county's city-limits map shows no city around any of the 120 parcels, so the Fort Walton Beach label is a mailing label. A point inside each parcel falls in Zone X on both the county and FEMA layers; a map zone is not an elevation or drainage finding for a particular lot.
What does the September 24, 2026 count of one active and 46 sold dwellings mean?
It is a saved search result with closings from March 31, 2016 to July 31, 2026, so it describes about ten years of sales rather than current inventory, and the one active listing may no longer be available.
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Condo Buildings in This Market
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- Islander Beach ResortCondo building ยท 114 units
- Pelican IsleCondo building ยท 98 units ยท Built 2002
Sources
- Okaloosa County GIS, North Ridge Creek subdivision index (accessed September 29, 2026)
- Okaloosa County GIS, North Ridge Creek parcel series (accessed September 29, 2026)
- Okaloosa County GIS, North Ridge Creek SiteAddress series (accessed September 29, 2026)
- Okaloosa County GIS, FEMA FIRM flood layer metadata (accessed September 29, 2026)
- Okaloosa County Geographic Information Systems (accessed September 29, 2026)
- Okaloosa County GIS, City Limits layer (accessed October 4, 2026)
North Ridge Creek Market Analytics
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