Summer Tree Homes for Sale

Living in Summer Tree

Okaloosa County's parcel layer files Summer Tree as lots 1 through 21 under parcel series 02-2S-24-2393 and codes all 21 as single-family homes. Twenty houses carry a county year built of 1987 or 1988, ten of each. Lot 18, at 151 Richpien Road, breaks the pattern: its year built reads 1977, and its drawn lot of about 0.29 acre is roughly double the plat's median lot, while the other twenty run from about 0.12 to 0.19 acre.

Twelve of the 21 county address points sit on Richpien Road, six on Summer Lane and three on Bob Sikes Boulevard, and each one reads Fort Walton Beach, ZIP 32547. Whatever the mailing name, the county's city-limits map, tested at a point inside every lot, came back unincorporated all 21 times, and the county's own zoning map assigns each lot to Mixed Use, labeled MU, across its whole outline. Every lot is still coded single-family, so read what the county land development code allows in a Mixed Use district before assuming houses are the only use the zoning map permits.

FEMA's National Flood Hazard Layer, intersected with each of the 21 lot outlines, returns one zone only: Zone X, area of minimal flood hazard. That reading covers the ground under each lot, not the height of any floor. Florida's 2026 statewide parcel file gives total living areas from 1,358 to 1,858 square feet and records a later effective year built, 2010, for 171 Richpien Road and 202 Summer Lane, whose actual years are 1988 and 1987.

A September 24, 2026 search of the local MLS under the name Summer Tree found no active listing and ten closed sales dated from July 2018 to February 2026, a snapshot rather than current inventory. Nothing in these public records establishes a homeowners association, common property, private covenants or rental terms, so a title search and the recorded deed history are where those questions get answered.