North Ridge Gardens Homes for Sale

Living in North Ridge Gardens

North Ridge Gardens is a single Okaloosa County subdivision record, parcel series 34-1S-24-1889, and it holds 25 parcels. The county's use label for each of Lots 1 to 23 reads single-family residence or townhouse, and the state tax roll codes all 23 as single family, so neither record says whether the homes share walls. The remaining two parcels are shared ground, a common area of roughly 15,900 square feet and a retention area of roughly 8,000, and the county roll lists both under the owner name North Ridge Gardens Owners. What that owner maintains, charges or permits is not part of the parcel record, so the recorded documents and the seller's disclosure have to answer it.

Construction on the 23 lots spanned four years: the county dates three to 2000, eight to 2001, eight to 2002 and four to 2003. Florida's statewide tax roll gives living areas from 1,641 to 2,293 square feet. Lots run from about 2,800 square feet, the size of Lots 8 and 9, to about 7,150 for Lot 12, with Lots 11 and 23 the next largest.

All 22 addresses the county has on Woodcrest Ridge, numbered 1940 to 1971, belong to this subdivision, and Lots 21 and 22 sit at 1157 and 1159 Brookridge Trace, a street that also carries 17 North Ridge Creek addresses. North Ridge Creek is a different record: its three subdivision entries use series 1885, 1886 and 1887, and on the county subdivision map this one touches the entries named North Ridge Creek and North Ridge Creek 2nd. Every address here reads Fort Walton Beach 32547, yet the county's city-limit map leaves all 25 parcels outside the city, with the nearest city line roughly 150 feet from the closest parcel, the retention area, and about 170 feet from the closest numbered lot.

On FEMA's national flood map the whole plat and several hundred feet around it fall inside one Zone X polygon, so none of the 25 outlines meets a special flood hazard area. A zone is a map reading; it says nothing about a slab's height or what a carrier will charge. An MLS search saved September 24, 2026 returned 15 closed sales under this name, dated January 20, 2016 to March 5, 2026, and no listing that day, so only a new search shows what is offered now.