Skip to main content
Dream Destin Realty

Fort Walton Beach ยท Neighborhood

Windmill Terrace Homes for Sale

Windmill Terrace is 19 single-family lots on Windmill Drive and Northampton Circle in unincorporated Okaloosa County, with Fort Walton Beach addresses.

    Short-term rentals: not allowed, per our brokerage's rental review.

    Search Fort Walton Beach ListingsWhat's My Home Worth?

    Living in Windmill Terrace

    Windmill Terrace is really two plats, and Florida's 2026 statewide parcel roll keeps them apart. Sixteen parcels numbered 34-1S-24-2688 carry the legal name WINDMILL TERRACE and Windmill street addresses (the roll prints one as Windmill Terrace and the rest as Windmill Drive), while three numbered 34-1S-24-2687 carry the shorter legal name WINDMILL II, which the City of Fort Walton Beach's subdivision map spells Windmill Terrace II, and sit on Northampton Circle; both series lie in Section 34 of Township 1 South, Range 24 West. Northampton Circle itself is mostly another subdivision: the roll files its other 57 parcels under Brittany Woods. All 19 hold the single-family use code, and each lists a Fort Walton Beach 32547 address.

    The houses went up almost at once. Every Windmill Drive parcel records a construction year from 1989 through 1992, and the Northampton Circle three record 1992, 1992 and 1997, so that 1997 house is the only one in either plat built after 1992. Living area is just as compact: 15 of the 16 Windmill Drive houses fall between 1,528 and 1,931 square feet, with one exception at 2,928, while the Northampton Circle houses run from 1,890 to 2,586.

    On September 24, 2026, listings filed under the Windmill Terrace name showed one home for sale and 11 closed home sales, dated April 10, 2016 through September 17, 2025. Re-check that one active home before leaning on it, and remember a house can appear twice in a sales history while other lots never trade at all. Whether either plat has an owners association, a shared facility, a private road or a rental rule is left open: the records cited here do not say, and this page claims none of them.

    HOA & Fees

    What is the HOA fee at Windmill Terrace?

    No HOA fee for Windmill Terrace has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Live Inventory

    Homes Near Windmill Terrace

    Nothing is actively listed inside Windmill Terrace today - these nearby Fort Walton Beach homes are the closest matches.

    No active listings match right now - new inventory arrives daily.

    Local Answers

    Windmill Terrace FAQ

    How much is the HOA fee at Windmill Terrace?

    No HOA fee for Windmill Terrace has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    How do the Northampton Circle lots in Windmill Terrace differ from the Windmill Drive lots?

    They are larger and filed separately. The three Windmill Terrace parcels on Northampton Circle form their own parcel series under the legal name WINDMILL II (Windmill Terrace II on the city's subdivision map), and their land runs from about 7,500 to just over 13,000 square feet, more than any Windmill Drive lot, where the range is roughly 3,300 to 6,900. Two of their three houses, at 2,482 and 2,586 square feet, outsize every Windmill Drive house but one, so a sale on one street is a poor stand-in for a house on the other.

    Is Windmill Terrace inside Fort Walton Beach city limits despite its 32547 mailing address?

    No. The Census Bureau's 2026 Boundary and Annexation Survey layer shows no incorporated place over either plat, and the nearest Fort Walton Beach city line sits roughly 1,500 feet from the closest lot. Okaloosa County's public works district map agrees from another angle: it routes trash and recycling on these streets through the county's contracted collection service, not a city sanitation district. These lots are unincorporated Okaloosa County, so a zoning question goes to the county rather than the city.

    Are any of the 19 Windmill Terrace lots in a FEMA special flood hazard area?

    None of the 19 is. FEMA's panel 12091C0435J, effective March 9, 2021, places all 19 parcel outlines in Zone X, and the closest Zone A it draws is about 2,150 feet from the nearest of them, a Northampton Circle lot. That distance was measured between FEMA's polygons and the state's parcel outlines, not by survey, and the rest of Northampton Circle lies in another subdivision that this check did not cover.

    Explore the Area

    Other Fort Walton Beach Neighborhoods

    Condo Buildings in This Market

    Sources

    Windmill Terrace Market Analytics

    Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

    See the market report

    Thinking about Windmill Terrace?

    Covenants, rental rules, resale history - get the neighborhood file from agents who work it.

    Talk to a Local ExpertFree Valuation