Fort Walton Beach ยท Neighborhood
Forest Oaks Homes for Sale
Forest Oaks is three platted phases in Okaloosa County records, filed under 34-1S-24-0801, 0802 and 0803, with 125 residential parcels built from 1996 to 2000 and two retention-area parcels.
Updated
Short-term rentals: not allowed, per our brokerage's rental review.
Living in Forest Oaks
Match a Forest Oaks listing to its phase before comparing it with a sale. Its saved Fort Walton Beach search for the name, dated September 24, 2026, listed 69 sold and four active records; because that is a snapshot from one day, rerun it for current availability.
County records file Phase I under 34-1S-24-0801 (55 parcels), Phase II under 0802 (22) and Phase III under 0803 (50). Phase II is the only phase coded plain single family; the 103 residential parcels in Phases I and III are coded single-family residence or townhouse. The remaining two parcels, one in Phase I and one in Phase III, are coded county and their legal descriptions read retention area. Residential parcels are small, from about 0.03 to 0.16 acre, and the county gives build years from 1996 to 2000 for all 125.
Each of the 125 residential parcels has its own county address point, all addressed Fort Walton Beach, ZIP 32547: 68 on Whispering Oaks Lane, 49 on Pointed Leaf Lane and eight on Jeni Mae Court. The two retention areas have none.
Run against the county's FEMA flood layer on October 3, 2026, the 127 parcel outlines split into 103 that touch only the minimal hazard area and 24 that touch Zone A, a special flood hazard area that the layer draws without a base flood elevation: 21 in Phase I and three in Phase III. Zone A covers less than about a tenth of the lot on 20 of the 22 residential parcels involved and less than half of any of them, but roughly 80 to 90 percent of each retention area.
Dues, covenants, rental rules and ownership of the retention areas are not shown by these records.
HOA & Fees
What is the HOA fee at Forest Oaks?
No HOA fee for Forest Oaks has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes for Sale in Forest Oaks
Local Answers
Forest Oaks FAQ
How much is the HOA fee at Forest Oaks?
No HOA fee for Forest Oaks has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
How do I tell which Forest Oaks phase a house belongs to?
The parcel number carries it: 34-1S-24-0801 is Phase I, 0802 is Phase II and 0803 is Phase III, and the legal description reads FOREST OAKS PH I, PH II or PH III. Phase I has 55 parcels, Phase II 22 and Phase III 50.
What are the two county-coded parcels in Forest Oaks?
Their legal descriptions read retention area: one of about 0.46 acre in Phase I and one of about 0.76 acre in Phase III. They have no address point and no build year, so they are drainage ground rather than homes, and the records checked do not say who owns or maintains them.
Does every Forest Oaks address match its own parcel?
Yes for the 125 residential parcels: 125 county address points sit on 125 different parcels, all in Fort Walton Beach, ZIP 32547, on Whispering Oaks Lane, Pointed Leaf Lane and Jeni Mae Court.
Which Forest Oaks parcels touch Zone A on the county flood map?
On October 3, 2026, 24 of 127 did: 21 in Phase I and three in Phase III, including both retention areas. On 20 residential parcels the zone covers under about a tenth of the lot. For 103 parcels the layer shows the minimal hazard area alone. Zone A carries no base flood elevation in the layer, so an elevation certificate for the lot would be needed to settle it.
How old is the Forest Oaks market count on this page?
September 24, 2026 is the date of the saved Fort Walton Beach search behind this count, which returned 69 sold and four active records. Nothing newer than that date is reflected in it.
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Sources
- Okaloosa County GIS, Forest Oaks subdivision index (accessed September 29, 2026)
- Okaloosa County GIS, Forest Oaks parcel series (accessed September 29, 2026)
- Okaloosa County GIS, Forest Oaks SiteAddress series (accessed September 29, 2026)
- Okaloosa County GIS, FEMA FIRM flood layer metadata (accessed September 29, 2026)
- Okaloosa County Geographic Information Systems (accessed September 29, 2026)
Forest Oaks Market Analytics
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