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Dream Destin Realty

Destin · Condo Building

Sterling Sands Condos for Sale

A 1994 beachfront condominium at 1080 Highway 98 East in Destin, holding 110 residences on eight levels across a 4.48-acre parcel whose boundary runs to the Gulf.

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Gulf Front

About Sterling Sands

Sterling Sands stands at 1080 Highway 98 East, and the address is worth pinning down, because this is not the Crystal Beach end of Destin: the county's subdivision mapping puts the nearest Crystal Beach plat about two miles east, and the plats this property actually shares a line with are Silver Beach Towers and Grand Mariner Phase III. Okaloosa County's parcel roll carries one build year, 1994, on every parcel filed under the Sterling Sands condominium name, over 4.48 acres. The county's address file sorts the residences by level: twelve on the ground level and fourteen on each of the seven levels above it, 110 in all, with one further parcel recorded as an associated commercial parcel rather than a home. Frontage is not a matter of opinion here either. It is a matter of record: the county's geometry has this parcel meeting the Gulf, with a segment of Florida's coastal construction control line inside its bounds.

HOA & Fees

Because the county records this building at 1994 and it stands well above three stories, Florida's mandatory structural inspection law reaches it. Section 553.899 requires a milestone inspection by December 31 of the year a qualifying condominium building turns thirty, and the statute's transition language moves a building that hit thirty between July 1, 2022 and December 31, 2024 to a December 31, 2025 first deadline. Two things can shift that arithmetic, and a buyer should ask about both. The statute counts from the certificate of occupancy date rather than from the appraiser's recorded year, and the local enforcement agency is permitted to bring the clock forward to twenty-five years where nearness to salt water warrants it, which is hardly academic for a parcel that runs to the Gulf. Ask the association for the milestone report, the structural integrity reserve study, and what the board resolved to do about each.

Rental Policy

Destin administers its own registration rather than leaning on the county, and the city's published answers set out the mechanics: registration is required annually, the period opens January 1, and late fees attach after March 31 and again after June 1. The city also publishes the list of zoning districts in which short term rentals are generally allowed, so whether this address qualifies depends on the district the parcel falls in on the city's zoning map. The declaration itself stayed out of reach while this page was written, so what it permits an owner to do is simply unknown here. Two documents close this question: the declaration as recorded, and the city's own record of whether this address is registered. Neither of them is reproduced on this page.

  • Parcel boundary at the Gulf
  • Eight residential levels
  • 110 residences on 4.48 acres
  • Twelve ground-level residences
  • One on-site commercial parcel

Live Inventory

Active Listings at Sterling Sands

New Gulf FrontShort-term rental potential

$649,000

1080 Highway 98 Unit 703

Destin, FL 32541

2 bd 2 ba 861 sqft
Gulf FrontShort-term rental potential

$670,000

1080 Highway 98 Unit 407

Destin, FL 32541

2 bd 2 ba 861 sqft
Price Reduced Gulf FrontShort-term rental potential

$677,500

1080 Highway 98 Unit 804

Destin, FL 32541

2 bd 2 ba 861 sqft
Price Reduced Gulf FrontShort-term rental potential

$655,000

1080 Highway 98 Unit 411

Destin, FL 32541

2 bd 2 ba 861 sqft
Gulf FrontShort-term rental potential

$929,000

1080 Highway 98 Unit 110

Destin, FL 32541

2 bd 2 ba 1,200 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Sterling Sands FAQ

Is Sterling Sands part of Destin's Crystal Beach area?

No. Okaloosa County's subdivision layer places the nearest Crystal Beach plat about two miles to the east. This building stands at 1080 Highway 98 East and shares property lines with the Silver Beach Towers and Grand Mariner Phase III plats.

How many residences are there, and how are they stacked?

One hundred ten across eight levels. The county's per-unit address records show twelve on the ground level and fourteen on each level above it, plus one additional parcel titled as an associated commercial parcel rather than a residence.

Does the whole property sit in the same flood zone?

It does not. The federal flood zones crossing this parcel include velocity zones with base flood elevations of 16 feet and 18 feet nearer the water, alongside zone X inland, so where a residence sits on the property can change what an insurer quotes.

Sources

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