Skip to main content
Dream Destin Realty

Destin · Condo Building

Inn at Crystal Beach Condos for Sale

The Inn at Crystal Beach in Destin mixes 55 residences with seven titled commercial units. Okaloosa County files the 1997 Gulf-front building as Summerchase Condominium, on 3.25 acres along Scenic Highway 98. Its declaration has to divide costs and votes between those two portions, something a purely residential neighbor never has to do.

Ask About Inn at Crystal BeachMarket AnalyticsAll Destin Buildings

Yes

Gulf Front

Guest rating

4.8 out of 5

From 763 guest reviews on Airbnb and Vrbo

Across 60 rental listings with guest reviews in this building

  • Vrbo 4.8
See what guests rate

About Inn at Crystal Beach

Buyers meet this address as the Inn at Crystal Beach, but Okaloosa County records the condominium under a different name, Summerchase Condominium, and that is the name the county's parcel roll and its tax records carry. The Destin condominium directory files the building under its public name, and listings may carry either one. The governing association may be registered under a third name, so a buyer asks the association for its corporate name and runs title and records searches against every name in play. Under the recorded name the county lists 62 parcels built in 1997 over 3.25 acres at 2996 Scenic Highway 98 in Destin's Crystal Beach area: 55 residences and, unusually for a beachfront building this size, seven parcels titled Commercial Unit 1 through Commercial Unit 7. Those seven are the reason the property can run gathering and hospitality space that a purely residential building has no room in its plat for. A buyer using the checklist for buying a Gulf-front condo should keep those commercial units in mind at every step.

Its neighbors on the county's plat map are the Crystal Beach and Shores of Crystal Beach subdivisions and the Villa Coyaba condominium, which places it inside Crystal Beach proper rather than near it. Its southern boundary is the shoreline itself, and the state's coastal construction control line falls inside this property rather than seaward of it. The ground also spans two flood designations, so each sale on the Inn at Crystal Beach market page is best weighed against the selling unit's own elevation certificate.

HOA & Fees

What is the HOA fee at Inn at Crystal Beach?

No HOA fee for Inn at Crystal Beach has been reported on the MLS in our records. The association sets the fee by unit, so ask it for the current figure for the unit you are considering.

Two structural points about this association come straight off the county roll. First, the seven commercial units are titled parcels in their own right, so a buyer needs to understand how the declaration allocates expense, voting weight and use rights between the residential and non-residential portions before reading any budget. Second, the building's height brings it inside Florida's condominium reserve regime, and the evidence for that height is worth naming because the usual county field cannot supply it here. The addressing file reports the same level value on every record at this address, which makes it a placeholder rather than a measurement. The recorded unit designators do the work instead: the county's parcel legal descriptions run from unit 101 to unit 710, which places residences on seven numbered levels and puts the building well past three stories however the code counts them. The exemption written into section 718.112(2)(g) for anything under three stories therefore misses this building by four levels, which settles that a study is owed. What follows is a constraint on the budget rather than merely another document: the membership here lost the ability to redirect what the study sets aside once budgets adopted after 2024 came into scope. Ask to see the study, the reserve schedule that came out of it, and the minutes of the meeting where the current budget was adopted.

Rental Policy

Short-term rentals: not yet confirmed for this building.

Unit numbers at the Inn at Crystal Beach run from 101 to 710, which puts homes on seven levels. A unit used as public lodging brings a Florida duty most buyers never hear about. It needs a current certificate on the outdoor walkways and railings, kept up rather than passed once. Seven commercial units share the building. Ask which parts the filing covers and when it was last made. Rental eligibility is a separate question. Crystal Beach Resort and Crystal Beach Neighborhood are on Destin's list of districts that generally allow short-term rentals. Ask the city which one applies. Read the recorded declaration too.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Inn at Crystal Beach.

4.8 out of 5

763 reviews across 60 reviewed listings

  • Vrbo 4.8 from 757 reviews on 58 reviewed listings

These ratings describe the vacation rentals in this building, not any one unit for sale.

Market data by Key Data · 59 units tracked in this building · Nov 2025 to Nov 2026

  • Seven separately titled commercial units
  • 55 residences on 3.25 acres
  • Parcel boundary at the Gulf
  • Inside the Crystal Beach plats
  • Built 1997

Live Inventory

Active Listings at Inn at Crystal Beach

No units are actively listed at Inn at Crystal Beach right now. Inventory in a single building turns over slowly, so an empty result here is normal rather than a sign the market has stopped.

Building Answers

Inn at Crystal Beach FAQ

How much is the HOA fee at Inn at Crystal Beach?

No HOA fee for Inn at Crystal Beach has been reported on the MLS in our records. The association sets the fee by unit, so ask it for the current figure for the unit you are considering.

What name does this condominium carry in the county records?

The county records carry this condominium as Summerchase Condominium. Okaloosa County files all 62 parcels at 2996 Scenic Highway 98 under that legal name, even though the property is known publicly as the Inn at Crystal Beach, so a parcel lookup or a tax record will answer to Summerchase. The corporation that governs the property may be registered under a third name, so a buyer asks the association for its registered name and runs title and records searches against all of them.

Why does the Inn at Crystal Beach plat include seven commercial units?

The Inn at Crystal Beach plat titles seven of its units as commercial, listed by the county as Commercial Unit 1 through Commercial Unit 7 beside the 55 residences. Each is a parcel in its own right, which gives the property gathering and hospitality space that a wholly residential building of the same size would not have. How the declaration divides expense, voting weight and use rights between the two portions shapes every line of the budget, so a buyer reads that allocation before the budget itself.

Is every residence at the Inn at Crystal Beach in the velocity zone?

Residences here may sit in either of two flood zones. The county's FEMA map puts both over this property: a velocity zone with a 15 foot base flood elevation, which counts as special flood hazard area, and zone X, which does not. Every unit parcel is drawn with the same outline as the whole property, so the county map cannot place one residence; the elevation certificate for that residence does.

How many levels do the Summerchase unit numbers reach?

The Summerchase unit numbers reach seven levels, running from unit 101 to unit 710. The county's own level field repeats one placeholder value at this address, which leaves the unit numbers as the better evidence of height, and seven numbered levels clear the three-story mark at which Florida law requires a structural integrity reserve study.

Does Crystal Beach zoning allow short term rentals at 2996 Scenic Highway 98?

Crystal Beach zoning can allow them, depending on the parcel's district: the City of Destin lists Crystal Beach Resort and Crystal Beach Neighborhood among the districts where short term rentals are generally allowed, and its zoning map places the parcel. The use provisions sit in the declaration recorded under the Summerchase name rather than the Inn's, which is the document a buyer asks the association for. A residence run as public lodging also needs the exterior walkway and railing certificate that Florida Statutes 509.2112 requires of a building this tall.

Sources

Nearby Buildings and Communities in Crystal Beach

Other Destin Condo Buildings

Destin Communities

Communities in This Market

From our blog

Want to know when something new lists in Inn at Crystal Beach? By turning on this alert you agree that Dream Destin Realty may email you when new homes match this saved search - on Tuesdays and Fridays unless you change it. Email only - we will not call or text you about this. Change the cadence or turn it off any time under Saved Searches, every alert includes an unsubscribe link, and your email address is handled under our Privacy Policy.

Buying or selling at Inn at Crystal Beach?

We track this building's sales, fees, and rental rules - get the full picture before you commit.

Talk to a Building SpecialistFree Valuation