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Destin · Condo Building

Inn at Crystal Beach Condos for Sale

A 1997 beachfront building at 2996 Scenic Highway 98, recorded as Summerchase Condominium, where 55 residences share the property with seven separately titled commercial units.

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Gulf Front

About Inn at Crystal Beach

Buyers meet this address as the Inn at Crystal Beach, but Okaloosa County records the condominium under a different name, Summerchase Condominium, and that is the name the county's parcel roll and its tax records carry. How far that reaches beyond the roll is not something this page can state: no corporate record was reachable for it, and the association's own registered name may be neither of the two names above, so a title or records search should be run against both. Under the recorded name the county lists 62 parcels built in 1997 over 3.25 acres at 2996 Scenic Highway 98: 55 residences and, unusually for a beachfront building this size, seven parcels titled Commercial Unit 1 through Commercial Unit 7. Those seven are the reason the property can run gathering and hospitality space that a purely residential building has no room in its plat for. Its neighbors on the county's plat map are the Crystal Beach and Shores of Crystal Beach subdivisions and the Villa Coyaba condominium, which places it inside Crystal Beach proper rather than near it. Its southern boundary is the shoreline itself, and the state's coastal construction control line falls inside this property rather than seaward of it.

HOA & Fees

Two structural points about this association come straight off the county roll. First, the seven commercial units are titled parcels in their own right, so a buyer needs to understand how the declaration allocates expense, voting weight and use rights between the residential and non-residential portions before reading any budget. Second, the building's height brings it inside Florida's condominium reserve regime, and the evidence for that height is worth naming because the usual county field cannot supply it here. The addressing file reports the same level value on every record at this address, which makes it a placeholder rather than a measurement, so this page publishes no floor count. The recorded unit designators do the work instead: the county's parcel legal descriptions run from unit 101 to unit 710, which places residences on seven numbered levels and puts the building well past three stories however the code counts them. The exemption written into section 718.112(2)(g) for anything under three stories therefore misses this building by four levels, which settles that a study is owed. What follows is a constraint on the budget rather than merely another document: the membership here lost the ability to redirect what the study sets aside once budgets adopted after 2024 came into scope. Ask to see the study, the reserve schedule that came out of it, and the minutes of the meeting where the current budget was adopted.

Rental Policy

Any residence here that operates as a public lodging establishment picks up an obligation most buyers never hear about, and the way this property evidences its height is the reason it is worth spelling out. The county's level field is unusable at this address, but the recorded designators run from unit 101 to unit 710, which puts residences on seven numbered levels. That is well past the three-story mark where Florida Statutes 509.2112 starts to bite, and what the section demands of a property this size is a certificate on its exterior walkways and rails kept continuously current rather than passed once. Seven commercial units share the same structure, so ask which portions of it the filing covers as well as when it was last made. Whether this address is eligible for short term use in the first place is a separate matter: the City of Destin lists the zoning districts in which such rentals are generally allowed, Crystal Beach Resort and Crystal Beach Neighborhood among them, and points readers to its zoning map to determine which district a given parcel occupies. Confirm the parcel's district with the city, and read the recorded declaration, before assuming either question is settled.

  • Seven separately titled commercial units
  • 55 residences on 3.25 acres
  • Parcel boundary at the Gulf
  • Inside the Crystal Beach plats
  • Built 1997

Live Inventory

Active Listings at Inn at Crystal Beach

No units are actively listed at Inn at Crystal Beach right now. Inventory in a single building turns over slowly, so an empty result here is normal rather than a sign the market has stopped.

Building Answers

Inn at Crystal Beach FAQ

What name does this condominium carry in the county records?

Summerchase Condominium. Okaloosa County files all 62 parcels at 2996 Scenic Highway 98 under that legal name, even though the property is known publicly as the Inn at Crystal Beach, so a parcel lookup or a tax record will answer to Summerchase. Run any title or records search against both names rather than either alone: no corporate record was reachable for this page, and the corporation that actually governs the property may be registered under a third name again.

Why does this property have commercial parcels in it?

Because seven units were platted as commercial rather than residential. The county lists Commercial Unit 1 through Commercial Unit 7 alongside the 55 residences, which is what gives the property non-residential space that a wholly residential building of the same size would not have.

Which plats border this property?

The county's subdivision layer shows it touching the Crystal Beach plat, the Shores of Crystal Beach plat and the Villa Coyaba condominium, which puts the building squarely inside the Crystal Beach area rather than adjacent to it.

Sources

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