Destin · Condo Building
Sides Moreno Point Condos for Sale
A 2004 condominium of 44 residences at 5 Calhoun Avenue in Destin, on a single 2.63 acre parcel whose boundary is the edge of Choctawhatchee Bay, with the residences addressed across levels two through seven.
Updated
2004
Year Built
7
Floors
44
Total Units
No
Gulf Front
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About Sides Moreno Point
The recorded name here includes a word the marketing usually drops. Okaloosa County carries this property as Sides Moreno Point West, one legal name over 46 parcels: 44 residences, one residential common area of 2.63 acres titled to the property's own owners association, and a header row that states the count as 44 units. Every row returns an actual year built of 2004, so there is no phase to reconcile and no vintage spread to sort.
The water is the bay and the county names it. Tested against the hydrography layer, the parcel boundary and the Choctawhatchee Bay polygon share an edge rather than overlapping, which means bay frontage in the strict sense. The Gulf is a different matter entirely: it lies more than 3,000 feet away, and no segment of the state's coastal construction control line falls within 1,000 feet of the parcel, so none of the coastal permitting jurisdiction that governs the beach side of town reaches this address.
Flood mapping is where a single parcel stops behaving like a single thing. Six FEMA designations cross this one 2.63 acre footprint at once. Three of them are Zone AE, inside the special flood hazard area, stepping through mapped elevations of 8, then 9, then 10 feet across the ground; a fourth is the wave-action designation, Zone VE, carrying 12 feet; a fifth is unshaded Zone X; and the sixth is a 0.2 percent annual chance band lying outside the special flood hazard area altogether. A property that is one parcel, one year, one association and one address is nonetheless six different flood positions on paper, and the practical effect is narrow and useful: a figure quoted for any one residence at this address is evidence about that residence and nothing more. The document that settles it for a specific unit is the elevation certificate written for that unit, not the map read against the property name.
Height is settled here in a way it is not at older addresses nearby, though not by the attribute a reader might expect. The county's unit designators run in a 200 to 600 series plus a 700 penthouse series, with no 100 series anywhere in the file, so the residences are addressed from the second level up to the seventh and none of them at ground level. The same layer also carries a level stamp, and that stamp disagrees with its own designators: it files one of the 700 series penthouses on level 1. The designators are the sounder evidence, and the exact split of residences per level is not something this record settles. Public ground sits close by, and two of the three holdings named below can be measured to a boundary rather than to a marker. The City of Destin parcel that carries Capt Leonard Destin Park comes within about 465 feet of this property, and the parcel carrying Clement Taylor Park within about 1,245 feet. Norriego Point Beach Park, 16 acres of it, is the exception: the county's parks inventory files it as one recorded location, roughly 2,515 feet off, and no parcel sits under that location, so the park's nearest ground is somewhere closer than that figure and the record does not say how much closer.
HOA & Fees
What is the HOA fee at Sides Moreno Point?
As of November 11, 2026, the 3 Sides Moreno Point condos for sale that report a fee on the MLS list HOA fees from $1,590 to $1,700 a month, with a median of $1,590 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 3 active MLS listings that report an HOA fee. See the listings
Two obligations arrive with the height and a third with the water. Above Florida's three story mark, this building owes a milestone structural inspection, so ask for that file and for the certificate of occupancy date that started its clock, and note that a local enforcement agency may pull the clock in to 25 years where salt water proximity justifies it. Ask next for the structural integrity reserve study, which has to be redone at least every ten years and which an owner-controlled association can no longer vote its listed reserves below in any budget adopted since the end of 2024. Then ask about the bay edge, because the association holds a 2.63 acre common parcel whose boundary is the water line, and whatever bulkhead, seawall or revetment runs along it is an association cost rather than a public one.
Rental Policy
Short-term rentals: not allowed, per our brokerage's rental review.
Sides Moreno Point has seven floors with addresses, so Florida's lodging safety rule clearly reaches it if units host short-stay guests. It means a Sides Moreno Point certificate for stairs, landings and guardrails, refiled on a three-year cycle. A state license is also needed before the first guest checks in. Destin adds a city registration that depends on the zoning district. None of these is the association's own leasing rule. Read the Sides Moreno Point declaration first. It has not been checked yet. Ask the association for it in writing.
- Choctawhatchee Bay forms the parcel boundary at 5 Calhoun Avenue
- Forty-four residences, all recorded at a 2004 year built
- Residences addressed across levels two through seven
- Six FEMA designations crossing one 2.63 acre parcel
Live Inventory
Active Listings at Sides Moreno Point
Short-term rental is reported as not allowed at Sides Moreno Point, so no rental-eligibility marker is shown on these listings. Confirm the current position in the recorded declaration and the association's house rules during diligence.
Building Answers
Sides Moreno Point FAQ
How much is the HOA fee at Sides Moreno Point?
As of November 11, 2026, the 3 Sides Moreno Point condos for sale that report a fee on the MLS list HOA fees from $1,590 to $1,700 a month, with a median of $1,590 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Why is this building recorded as Sides Moreno Point West?
Because West is part of the legal name the county carries, not an addition by any listing service. All 46 parcels, the 44 residences plus the common area and the header row, sit under that one recorded name at 5 Calhoun Avenue, so the longer and shorter spellings describe the same property.
Does Sides Moreno Point have bay frontage?
Yes, by the strict test. The parcel boundary and the county's Choctawhatchee Bay polygon share an edge rather than overlapping. The Gulf is a separate matter: it lies more than 3,000 feet off, and no segment of the state's coastal construction control line reaches within 1,000 feet of this property.
Why would flood insurance differ between residences here?
Because six separate designations cross this one 2.63 acre footprint, so the answer belongs to the residence and not to the building name. The effective FEMA mapping lays Zone AE over parts of the parcel with mapped elevations of 8, 9 and 10 feet, Zone VE at 12 feet over another part, unshaded Zone X over a third, and a 0.2 percent annual chance band over a fourth, which falls outside the special flood hazard area. The designation over one corner of these 2.63 acres is therefore not the designation over another, and only the elevation certificate written for the specific address will tell a buyer which one applies to the unit under contract.
Sources
- Okaloosa County IGIS: Parcels layer, legal name SIDES MORENO POINT WEST (accessed August 21, 2026)
- Okaloosa County IGIS: SiteAddress points at 5 Calhoun Avenue (accessed August 21, 2026)
- Okaloosa County IGIS: WaterBodies layer, the polygon on this parcel's boundary (accessed August 23, 2026)
- Okaloosa County IGIS: WaterBodies layer, the Gulf polygon within 3,000 feet (accessed August 23, 2026)
- Okaloosa County IGIS: Coastal Construction Control Line layer, this parcel's surroundings (accessed August 23, 2026)
- Okaloosa County IGIS: the six FEMA FIRM flood zone polygons crossing this parcel (accessed August 23, 2026)
- Okaloosa County IGIS: Parks layer, the three parks named on this page (accessed August 23, 2026)
- Okaloosa County IGIS: Parcels layer, City of Destin municipal park parcels (accessed August 22, 2026)
- Florida Statutes 509.2112, public lodging establishments three or more stories in height (accessed August 21, 2026)
- Florida Statutes 553.899 and 718.112, milestone inspection and structural integrity reserve study (accessed August 21, 2026)
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