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Destin · Condo Building

Terrace at Pelican Beach Condos for Sale

A 1999 condominium tower at 970 Highway 98 East in Destin, where the county records 94 residences across fifteen levels numbered up to sixteen with no thirteenth, alongside a single commercial unit, on a parcel that stops about 613 feet short of the Gulf.

Ask About Terrace at Pelican BeachMarket AnalyticsAll Destin Buildings

1999

Year Built

15

Floors

94

Total Units

No

Gulf Front

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

About Terrace at Pelican Beach

The Terrace at Pelican Beach is one building on one parcel, and Okaloosa County's roll describes it more exactly than the name does. Under the legal name The Terrace at Pelican Beach the county carries 95 titled condominium parcels: 94 residences and one commercial unit lettered E, every one of them recording an actual year built of 1999, together with a header record that states the 94 unit figure. They share a single parcel of about 5.03 acres, and the county's building footprint layer maps one structure of roughly 12,700 square feet on it. The county's address points assign each residence a level, and this is where the building gets specific: those numbers run from one to sixteen and no address anywhere in the building is recorded on a thirteenth, which leaves fifteen levels standing beneath a top level labelled sixteen. A number on a door and a height above ground are not the same figure here. Frontage is the claim that needed correcting. Tested against the county's hydrography polygons, no part of the parcel touches or overlaps the Gulf, whose nearest mapped edge sits about 613 feet south, and the Coastal Construction Control Line runs roughly 265 feet seaward without crossing the parcel. The ground in between is the Pelican Beach Resort condominium's own parcel, whose seaward boundary does meet the Gulf and whose landward boundary this parcel shares. Flood mapping runs milder than the address implies: most of the parcel is drawn as Zone X, including the reduced-risk band, with only narrow strips of an AE zone at its edges.

HOA & Fees

One association, one construction year and one envelope make this a simpler ledger than a phased property, and they also concentrate the risk: a single roof and exterior cycle recorded at 1999 carries all 94 residences. Height turns that into named statutory obligations a buyer can ask about directly. Fifteen levels place this building squarely inside Florida Statutes 553.899, whose milestone structural inspection comes due in the calendar year a condominium building turns thirty, measured from the issuing of its occupancy certificate, and repeats each decade afterward. Ask the association which year that lands on here and what its structural integrity reserve study found, remembering that the appraised construction year a county publishes and the occupancy date a statute counts from are not obliged to match. Under Florida Statutes 718.112, a unit owner controlled association obliged to obtain such a study may no longer vote, in a budget adopted on or after December 31 of 2024, to fund the listed structural items below what the study recommends. Ask as well how the commercial unit sharing the legal name is allocated its share of expenses.

Rental Policy

This parcel falls inside the City of Destin on the county's own limits layer, a reading the federal place record repeats, so the city's program governs rather than the county's. Destin requires a short term rental registration renewed every year, permits short term rentals only within a named list of zoning districts published in its own answers, and sends owners to its zoning map to find which district a parcel falls in. It also caps overnight occupancy by bedroom count and applies limits during night hours. We could not reach this condominium's recorded declaration, so nothing available to us establishes what it allows or forbids. Height would matter a second time, though only where paying guests are actually hosted. Florida Statutes 509.2112 reaches a public lodging establishment of three or more stories, and a building operated that way owes a certificate, refiled every third year, attesting that its balconies, platforms, stairways and railways have been examined and found sound. Nothing we could reach establishes that this building is operated as one, so treat that as an obligation that would follow lodging use here rather than as a description of what happens. Read the declaration and settle the zoning district with the city before counting on any stay length.

  • One 1999 building on about 5.03 acres
  • 94 residences and one commercial unit on the roll
  • Fifteen levels, numbered up to sixteen with none numbered thirteen
  • 970 Highway 98 East, inside Destin city limits
  • Adjoins the Pelican Beach Resort parcel

Live Inventory

Active Listings at Terrace at Pelican Beach

NewShort-term rental potential

$549,900

970 Highway 98 Unit 804

Destin, FL 32541

3 bd 2 ba 1,240 sqft
Short-term rental potential

$450,000

970 Highway 98 Unit 503

Destin, FL 32541

2 bd 2 ba 1,072 sqft
Short-term rental potential

$649,900

970 US-98 Unit 1602

Destin, FL 32541

3 bd 2 ba 1,240 sqft
Short-term rental potential

$625,000

970 US 98 Unit 507

Destin, FL 32541

3 bd 3 ba 1,400 sqft
Price ReducedShort-term rental potential

$549,000

970 U.S. 98 Unit 101

Destin, FL 32541

3 bd 3 ba 1,400 sqft
Price ReducedShort-term rental potential

$475,000

970 Highway 98 Blvd Unit 505

Destin, FL 32541

2 bd 2 ba 1,072 sqft
Price ReducedShort-term rental potential

$599,000

970 US-98 Unit 1207

Destin, FL 32541

3 bd 3 ba 1,400 sqft
Price ReducedShort-term rental potential

$497,000

970 Highway 98 Unit 1106

Destin, FL 32541

2 bd 2 ba 1,072 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Terrace at Pelican Beach FAQ

Why do the recorded levels at the Terrace at Pelican Beach skip from twelve to fourteen?

Because the county's address points assign no residence to a thirteenth level. The numbers run one through twelve and then fourteen through sixteen across the 94 residences, a naming convention rather than a gap in the structure, which is why this page counts the building at fifteen levels while its top level is labelled sixteen. It matters when comparing a stated floor here against a stated floor somewhere else, because above the twelfth the label sits one step higher than the level it names.

Does the Terrace at Pelican Beach parcel reach the Gulf?

No. Tested against the county's hydrography polygons, no part of the parcel touches or overlaps the Gulf, whose nearest mapped edge lies about 613 feet south, and the Coastal Construction Control Line passes roughly 265 feet seaward without crossing it. The intervening ground is the Pelican Beach Resort condominium's parcel, whose own boundary does meet the Gulf and which shares a recorded boundary with this one.

What does the county record show about this building's age and size?

Ninety five titled condominium parcels under one legal name, all recording an actual year built of 1999: 94 residences and one commercial unit lettered E. They sit on about 5.03 acres, and the county's footprint layer records just one structure there, roughly 12,700 square feet of it.

Sources

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