Destin · Condo Building
Regency Towers Condos for Sale
Regency Towers is a 44-residence condominium at 950 Highway 98 East in Destin, Okaloosa County, dated 1983 and formerly named Shoreline Towers East.
Updated
1983
Year Built
44
Total Units
Yes
Gulf Front
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About Regency Towers
The Okaloosa tax roll files all 44 residences under the older name Shoreline Towers East, in parcel series 002S22217G at 950 Highway 98 East. Address numbers run 6021 through 6122 and 7021 through 7122, which makes two series of 22 residences each. Florida's corporate registry explains the name gap: the owners' association was filed on July 11, 1983, amended its name on April 13, 1987, and the registry records the old name as Shoreline Towers East Condominium Owners' Association, Inc. Other corporations on the registry that carry the Regency Towers name list addresses in Pensacola Beach and Panama City Beach, so a search on the name alone can reach the wrong building's records.
Every residence carries 1983 as its roll year, and all 44 parcels are drawn on one outline of about 4.76 acres, a single site measurement rather than an acreage for each home. Roll living area is 3,648 square feet for 36 residences and 3,662 for the other eight. FEMA's national flood map crosses that outline: about four fifths of the ground sits in Zone AE at base flood elevations from 7 to 10 feet, about one fifth in Zone VE at 12 feet, and under 3 percent outside the special flood hazard area. Census boundaries place every corner of the outline inside the City of Destin.
The roll carries neither a story count nor the date of the building's completion certificate. If the building stands three habitable stories or more, Florida's milestone statute counts thirty years from that certificate date, which for a certificate issued in 1983 would land in 2013, and its transition wording called for the first inspection before December 31, 2024. The local enforcement agency may instead choose twenty-five years where salt water is close. Ask for the phase one report, any phase two findings, the structural reserve study and the association's minutes under both names.
HOA & Fees
What is the HOA fee at Regency Towers?
As of November 11, 2026, the 2 Regency Towers condos for sale that report a fee on the MLS list HOA fees from $2,684 to $2,739 a month, with a median of $2,712 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 2 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. See the listings
The registry lists the owners' association as active, with its principal address at the building and an annual report filed on April 30, 2026. It publishes no dues, reserves or assessments. Request the budget, reserve study and any pending assessment from the association or closing agent, and have them search under Shoreline Towers East as well, since older records may still carry that name.
Rental Policy
Short-term rentals: not allowed, per our brokerage's rental review.
Regency Towers is within Destin limits. City rental rules apply, not county ones. Destin links eligibility to zoning. Registration renews every year. A city list shows the qualifying districts. Neither the Regency Towers district nor the declaration's wording on lease length or rental approval has been confirmed. Ask about both, unit by unit.
Live Inventory
Active Listings at Regency Towers
Short-term rental is reported as not allowed at Regency Towers, so no rental-eligibility marker is shown on these listings. Confirm the current position in the recorded declaration and the association's house rules during diligence.
Building Answers
Regency Towers FAQ
How much is the HOA fee at Regency Towers?
As of November 11, 2026, the 2 Regency Towers condos for sale that report a fee on the MLS list HOA fees from $2,684 to $2,739 a month, with a median of $2,712 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Is Regency Towers the same condominium as Shoreline Towers East in Destin?
For this address, yes. The registry record for the owners' association at 950 Highway 98 East lists its old name as Shoreline Towers East Condominium Owners' Association, changed in April 1987, and the Okaloosa roll still files the 44 residences under Shoreline Towers East. Both names describe the same 1983 building.
Which Regency Towers association belongs to the building at 950 Highway 98 East?
Regency Towers Condominium Owners' Association, Inc., registry document 769297, filed in 1983 and active today. Registry entries with similar names list addresses elsewhere, among them a condominium association with a Pensacola Beach address and an owners' association with a Panama City Beach address, so match the document number before requesting records.
How large are the residences at Regency Towers?
The county roll lists 3,648 square feet of living area for 36 of the 44 residences and 3,662 for the other eight, so sizes barely vary. Those are the assessor's figures, not a measured plan, so confirm a unit's size with its floor plan or an appraisal.
Does Regency Towers sit in a FEMA flood zone?
The federal map places about 98 percent of the building's outline in a special flood hazard area: mostly Zone AE with base flood elevations of 7 to 10 feet, and about one fifth in Zone VE at 12 feet. All 44 parcels share one drawn outline, so county data cannot say which residence sits where. An elevation certificate for the unit answers that.
Sources
- Florida statewide cadastral, Okaloosa parcels in series 002S22217G (accessed October 17, 2026)
- Florida Division of Corporations, Regency Towers Condominium Owners' Association, Inc. (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, zones intersecting the building outline (accessed October 17, 2026)
- Census TIGERweb incorporated places, point on the building outline (accessed October 17, 2026)
- City of Destin short-term rental questions (accessed October 17, 2026)
- 2026 Florida Statutes, section 553.899 (accessed October 17, 2026)
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