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Destin · Condo Building

Emerald Dunes Condos for Sale

Emerald Dunes is a Destin condominium of 27 residences whose sixth level holds only two homes. Units 601 and 602 measure 2,661 square feet each; the first four levels repeat 1,223 and 1,286 square foot homes. Most of the shared 1.33-acre site lies in coastal high-hazard Zone VE at 16 feet, and each home's elevation certificate shows where it stands.

Ask About Emerald DunesMarket AnalyticsAll Destin Buildings

1995

Year Built

27

Total Units

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

Guest rating

4.8 out of 5

From 659 guest reviews on Airbnb and Vrbo

Across 20 rental listings with guest reviews in this building

  • Airbnb 4.9
  • Vrbo 4.7
See what guests rate

About Emerald Dunes

Emerald Dunes holds 27 individually titled residences, all dated 1995 on the Okaloosa County appraisal roll and all drawn on one 1.33-acre outline, so that acreage describes the whole site rather than a lot attached to each home. Census boundaries put its address, 2934 Scenic Highway 98, within Destin city limits. Unit numbers run in fives, 101 through 105 on the first level up to 501 through 505, and the sixth level has only two residences, 601 and 602. Neighbors along Scenic Highway 98 are listed with it in the Destin condo index.

Living areas on the roll show what sits behind those numbers. The first four levels repeat two living areas, 1,223 and 1,286 square feet, the fifth level adds homes of 1,612 and 1,914 square feet around a single 1,286, and 601 and 602 measure 2,661 square feet each. Those two stand well apart from the 21 homes at 1,223 or 1,286 square feet, so a buyer matches each sale on the Emerald Dunes market analytics to others of its size and level. On the national flood map, roughly 79 percent of the property outline lies in Zone VE, the coastal high-hazard category, at a base flood elevation of 16 feet; the balance is Zone X, minimal hazard. The roll draws all 27 titles on that one outline, so the map speaks for the site and not for a unit, and an elevation certificate is the document that places a single home.

The owners' association is Emerald Dunes Owners' Association, Inc., a Florida nonprofit corporation filed on August 31, 1995, reinstated on December 9, 1999 and listed as active today, with its principal address at the building. A 1995 roll year does not fix the date on the certificate issued when the building was first cleared for use, and that date is what Florida's milestone-inspection statute counts from for a condominium of three habitable stories or more. Ask for that date, any filed inspection report, the latest structural reserve study, the budget, insurance terms and minutes. Dues, amenity ownership and lease language are set by the association's budget and governing documents, which it supplies to a buyer.

HOA & Fees

What is the HOA fee at Emerald Dunes?

No Emerald Dunes condo is for sale right now. On the 2 Emerald Dunes condos sold between June 2026 and July 2026 whose MLS records state a fee, HOA fees ranged from $1,454 to $1,529 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period June 21, 2026 through July 22, 2026. See the listings

One active association appears in the state corporate registry under the building's name: Emerald Dunes Owners' Association, Inc., filed in 1995 and carrying a reinstatement entry dated December 9, 1999. What it collects and which costs it covers are not recorded in anything reachable for this page. Request the budget as adopted, the reserve schedule, the master policy terms and how the deductible is split among owners, plus any inspection correspondence and the special-assessment ledger, naming the residence you are considering.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

In Destin, rental eligibility follows the zoning district. Emerald Dunes buyers can check the city list of districts where rentals are generally allowed. Which district holds 2934 Scenic Highway 98 has not been checked. Neither has the lease wording in the Emerald Dunes owners' association documents. Get the district from the city. Get the lease terms from the association, in writing.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Emerald Dunes.

4.8 out of 5

659 reviews across 20 reviewed listings

  • Airbnb 4.9 from 104 reviews on 5 reviewed listings
  • Vrbo 4.7 from 555 reviews on 15 reviewed listings

What Airbnb guests rate

  • Cleanliness4.9
  • Accuracy4.9
  • Check-in5.0
  • Communication5.0
  • Location5.0
  • Value4.8

Guests rate check-in highest.

These ratings describe the vacation rentals in this building, not any one unit for sale.

Market data by Key Data · 17 units tracked in this building · Nov 2025 to Nov 2026

Live Inventory

Active Listings at Emerald Dunes

No units are actively listed at Emerald Dunes right now. Inventory in a single building turns over slowly, so an empty result here is normal rather than a sign the market has stopped.

Building Answers

Emerald Dunes FAQ

How much is the HOA fee at Emerald Dunes?

No Emerald Dunes condo is for sale right now. On the 2 Emerald Dunes condos sold between June 2026 and July 2026 whose MLS records state a fee, HOA fees ranged from $1,454 to $1,529 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period June 21, 2026 through July 22, 2026.

How many units are in Emerald Dunes in Destin?

The county roll shows 27 individually titled residences at 2934 Scenic Highway 98, every one a residential condominium. They are numbered 101 through 105 on the first level up to 501 through 505, plus 601 and 602 on a sixth level, and the series holds no commercial or hotel parcels.

Which Emerald Dunes condos are the largest?

Units 601 and 602 are the largest, at 2,661 square feet each on the roll. On the fifth level, 501 and 505 list 1,914 square feet and 502 and 504 list 1,612, while the lower four levels hold homes of 1,223 and 1,286 square feet.

Is the 1.33-acre Emerald Dunes site in FEMA's coastal high-hazard VE zone?

Most of the site is in coastal high-hazard Zone VE: FEMA draws the bigger part of the outline at a 16 foot base flood elevation and leaves the remainder in Zone X. A given residence's zone cannot be read from the roll, which gives all 27 titles the same outline, so the elevation certificate for that home is the document to get.

Can a residence at 2934 Scenic Highway 98 in Emerald Dunes be rented short term?

Short stays at 2934 Scenic Highway 98 turn on two records, the city's zoning district for the address and the association's lease provisions. Destin ties rental eligibility to the zoning district and publishes the districts where rentals are generally allowed, and the city's zoning map places the address. The lease provisions come from Emerald Dunes Owners' Association, Inc., filed with the state in 1995, reinstated on December 9, 1999 and active today.

Would a 1995 date and a sixth level put Emerald Dunes under the milestone inspection rule?

That turns on height and on the date the building was first cleared for use, and the roll records neither. Unit numbers reach a sixth level, and a 1995 date would have set the 30-year deadline at the end of 2025, with a local agency free to choose 25 years instead. The association and the local enforcement agency hold any filed report.

Sources

Other Destin Condo Buildings

Destin Communities

Communities in This Market

From our blog

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