Destin · Condo Building
Silver Beach Towers Condos for Sale
Two beachfront towers in central Destin, East and West, each carrying its own condominium association on the state's records, with one amenity set listed for the whole property: pools, hot tubs, a tennis court, and 650 feet of beachfront.
Yes
Gulf Front
About Silver Beach Towers
Silver Beach Towers is two buildings rather than one. Its association describes a beachfront property made up of Silver Beach Towers East and Silver Beach Towers West, says every condominium unit looks at the Gulf of Mexico, and lists a single amenity set for the whole property: two gulf side pools and hot tubs, gas grills, a tennis court, and 650 feet of beachfront, with beach chair and umbrella rentals offered in season. Management sits on site, and the association leases on-site lobby space to a rental manager, whose property site adds a bar and grill that opens seasonally on the pool deck and puts local restaurants within a five-minute drive. What the shared name conceals sits in the state's corporate register. That register lists three registrations at this address, each one a Florida not for profit corporation, each carrying a filing date of December 8, 1999 and a status of active: Silver Beach Towers East Condominium Association at 1050 Highway 98 East, Silver Beach Towers West Condominium Association at 1048 Highway 98 East, and Silver Beach Towers Property Owners Association at the 1050 address. The towers are of different vintage as well, East in 2001 and West in 2004 by the county property appraiser's dating, which also notes covered and uncovered parking on the grounds. The standard plans run two bedroom, three bedroom, and four bedroom, and the on-site manager reports that four bedroom residences are all end units on the outside end of each tower, that three bedroom units numbered 01 or 06 are end units with larger balconies and more square footage, and that every five bedroom residence is a two-story penthouse, with penthouse plans published for both towers. Which tower a unit stands in decides whose documents govern it, so pull that association's paperwork rather than a blended picture of the property.
HOA & Fees
Three registrations stand behind this address on the state's corporate rolls, each one a Florida not for profit corporation, each filed December 8, 1999, each currently active: Silver Beach Towers East Condominium Association at 1050 Highway 98 East, Silver Beach Towers West Condominium Association at 1048 Highway 98 East, and Silver Beach Towers Property Owners Association at the 1050 address. Which one assesses a given unit depends on which tower it stands in, so name the tower when you ask for financials: that association's operating budget, what its master policy covers, and how its reserves are funded. Ask separately what the property owners association collects and what it maintains. Management is on site, which is where those documents start.
Rental Policy
Vacation rental inventory at Silver Beach Towers is published by more than one management company, and the units offered are drawn from the East and the West tower alike, so rental treatment here does not divide between the two buildings. The association leases on-site lobby space to one of those managers. Destin separately requires that a unit rented for short stays be registered with the city. None of that decides what a particular unit may do: each tower's association keeps its own rules, so read that tower's documents, and verify where the unit's registration stands with Destin, before counting on rental use.
- Two gulf side pools and hot tubs
- 650 feet of beachfront
- Tennis court and gas grills
- Seasonal beach chair and umbrella rentals
- Seasonal pool deck bar and grill
Live Inventory
Active Listings at Silver Beach Towers

$2,500,000
1050 Highway 98 Unit 106E
Destin, FL 32541

$1,250,000
1048 Highway 98 Unit 1102 W
Destin, FL 32541

$1,050,000
1050 Hwy 98 Unit 505E
Destin, FL 32541

$1,200,000
1048 Highway 98 Blvd Unit 1502 W
Destin, FL 32541

$999,000
1050 Highway 98 Blvd Unit 605E
Destin, FL 32541

$1,830,000
1048 Highway 98 Unit 1501-W
Destin, FL 32541
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Building Answers
Silver Beach Towers FAQ
Are Silver Beach Towers East and West one building or two?
Two, and the split runs deeper than the address. The state's corporate register holds a separate condominium association for each tower, East at 1050 Highway 98 East and West at 1048 Highway 98 East, both currently active and both dated December 8, 1999, with a property owners association registered the same day alongside them. The county property appraiser dates the buildings themselves later, East to 2001 and West to 2004.
Which residences at Silver Beach Towers carry the larger balconies?
The end units. The on-site manager reports that four bedroom residences are all end units positioned on the outside end of each tower, that three bedroom units numbered 01 or 06 are end units with larger balconies and more square footage, and that every five bedroom residence is a two-story penthouse. Penthouse plans are published for both towers.
Can a Silver Beach Towers unit be rented to vacationers?
That answer lives in the specific tower's association documents, not in the property name. What is public: more than one management company publishes vacation rental inventory here, drawn from both the East and the West tower, and the association leases on-site lobby space to one of them. Registration with the city is a separate requirement in Destin. Confirm the rules that tower's association has in force, and where the unit stands on registration, before you rely on rental use.
Sources
- Florida Division of Corporations (Sunbiz): Silver Beach Towers East Condominium Association, Inc. (accessed August 19, 2026)
- Florida Division of Corporations (Sunbiz): Silver Beach Towers West Condominium Association, Inc. (accessed August 19, 2026)
- Florida Division of Corporations (Sunbiz): Silver Beach Towers Property Owners Association, Inc. (accessed August 19, 2026)
- City of Destin: Register a Short Term Rental (accessed August 19, 2026)
- Silver Beach Towers (official association site): Home (accessed August 19, 2026)
- The Silver Beach Towers Resort (on-site manager): Condo Features and Floor Plans (accessed August 19, 2026)
- The Silver Beach Towers Resort (on-site manager): Vacation Rentals inventory (accessed August 19, 2026)
- The Silver Beach Towers Resort (on-site manager): Home (accessed August 19, 2026)
- Compass Resorts: Silver Beach Towers (accessed August 19, 2026)
- Holiday Isle Properties: Silver Beach Towers (accessed August 19, 2026)
- Okaloosa County IGIS: Parcels layer, Silver Beach Towers East and West (accessed August 21, 2026)
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