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Destin · Condo Building

Silver Beach Towers Condos for Sale

Two beachfront towers in central Destin, East and West, each carrying its own condominium association on the state's records, with one amenity set listed for the whole property: pools, hot tubs, a tennis court, and 650 feet of beachfront.

Updated

Ask About Silver Beach TowersMarket AnalyticsAll Destin Buildings

Yes

Gulf Front

Guest rating

4.9 out of 5

From 4,425 guest reviews on Airbnb and Vrbo

Across 140 rental listings with guest reviews in Silver Beach Towers

  • Airbnb 4.9
  • Vrbo 4.9
See what guests rate

About Silver Beach Towers

Silver Beach Towers is two buildings rather than one. Its association describes a beachfront property made up of Silver Beach Towers East and Silver Beach Towers West, says every condominium unit looks at the Gulf of Mexico, and lists a single amenity set for the whole property: two gulf side pools and hot tubs, gas grills, a tennis court, and 650 feet of beachfront, with beach chair and umbrella rentals offered in season. Management sits on site, and the association leases on-site lobby space to a rental manager, whose property site adds a bar and grill that opens seasonally on the pool deck and puts local restaurants within a five-minute drive. What the shared name conceals sits in the state's corporate register. That register lists three registrations at this address, each one a Florida not for profit corporation, each carrying a filing date of December 8, 1999 and a status of active: Silver Beach Towers East Condominium Association at 1050 Highway 98 East, Silver Beach Towers West Condominium Association at 1048 Highway 98 East, and Silver Beach Towers Property Owners Association at the 1050 address. The towers are of different vintage as well, East in 2001 and West in 2004 by the county property appraiser's dating, which also notes covered and uncovered parking on the grounds. The standard plans run two bedroom, three bedroom, and four bedroom, and the on-site manager reports that four bedroom residences are all end units on the outside end of each tower, that three bedroom units numbered 01 or 06 are end units with larger balconies and more square footage, and that every five bedroom residence is a two-story penthouse, with penthouse plans published for both towers. Which tower a unit stands in decides whose documents govern it, so pull that association's paperwork rather than a blended picture of the property.

HOA & Fees

What is the HOA fee at Silver Beach Towers?

As of November 11, 2026, the 5 Silver Beach Towers condos for sale that report a fee on the MLS list HOA fees from $1,010 to $1,172 a month, with a median of $1,046 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on 5 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. See the listings

Three registrations stand behind this address on the state's corporate rolls, each one a Florida not for profit corporation, each filed December 8, 1999, each currently active: Silver Beach Towers East Condominium Association at 1050 Highway 98 East, Silver Beach Towers West Condominium Association at 1048 Highway 98 East, and Silver Beach Towers Property Owners Association at the 1050 address. Which one assesses a given unit depends on which tower it stands in, so name the tower when you ask for financials: that association's operating budget, what its master policy covers, and how its reserves are funded. Ask separately what the property owners association collects and what it maintains. Management is on site, which is where those documents start.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

More than one management company lists Silver Beach Towers rentals. Their units come from the East and West towers alike, so rentals do not split between the two buildings. The association leases lobby space on site to one of those managers. None of this decides what one unit may do. The East and West towers each have their own association and rules. Read the documents for your tower. Destin also requires a unit rented for short stays to be registered, so check that unit's standing with the city.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Silver Beach Towers.

4.9 out of 5

4,425 reviews across 140 reviewed listings

  • Airbnb 4.9 from 104 reviews on 31 reviewed listings
  • Vrbo 4.9 from 4,321 reviews on 109 reviewed listings

What Airbnb guests rate

  • Cleanliness4.9
  • Accuracy4.9
  • Check-in4.7
  • Communication4.9
  • Location5.0
  • Value4.8

Guests rate the location highest.

These ratings describe the vacation rentals in Silver Beach Towers, not any one unit for sale.

Market data by Key Data · 121 units tracked in Silver Beach Towers · Nov 2025 to Nov 2026

  • Two gulf side pools and hot tubs
  • 650 feet of beachfront
  • Tennis court and gas grills
  • Seasonal beach chair and umbrella rentals
  • Seasonal pool deck bar and grill

Live Inventory

Active Listings at Silver Beach Towers

New Gulf FrontLuxuryShort-Term Rental Eligible

$1,800,000

1048 Highway 98 Unit 1104 W

Destin, FL 32541

3 bd 3 ba 1,790 sqft
Gulf FrontLuxuryShort-Term Rental Eligible

$2,500,000

1050 Highway 98 Unit 106E

Destin, FL 32541

5 bd 5.5 ba 3,440 sqft
Gulf FrontShort-Term Rental Eligible

$1,250,000

1048 Highway 98 Unit 1102 W

Destin, FL 32541

2 bd 2 ba 1,362 sqft
Price Reduced Gulf FrontShort-Term Rental Eligible

$985,000

1050 Hwy 98 Unit 505E

Destin, FL 32541

2 bd 2 ba 1,362 sqft
Price Reduced Gulf FrontShort-Term Rental Eligible

$1,200,000

1048 Highway 98 Blvd Unit 1502 W

Destin, FL 32541

2 bd 2 ba 1,362 sqft
Price Reduced Gulf FrontShort-Term Rental Eligible

$999,000

1050 Highway 98 Blvd Unit 605E

Destin, FL 32541

2 bd 2 ba 1,362 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Silver Beach Towers FAQ

How much is the HOA fee at Silver Beach Towers?

As of November 11, 2026, the 5 Silver Beach Towers condos for sale that report a fee on the MLS list HOA fees from $1,010 to $1,172 a month, with a median of $1,046 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Are Silver Beach Towers East and West one building or two?

Two, and the split runs deeper than the address. The state's corporate register holds a separate condominium association for each tower, East at 1050 Highway 98 East and West at 1048 Highway 98 East, both currently active and both dated December 8, 1999, with a property owners association registered the same day alongside them. The county property appraiser dates the buildings themselves later, East to 2001 and West to 2004.

Which residences at Silver Beach Towers carry the larger balconies?

The end units. The on-site manager reports that four bedroom residences are all end units positioned on the outside end of each tower, that three bedroom units numbered 01 or 06 are end units with larger balconies and more square footage, and that every five bedroom residence is a two-story penthouse. Penthouse plans are published for both towers.

Can a Silver Beach Towers unit be rented to vacationers?

That answer lives in the specific tower's association documents, not in the property name. What is public: more than one management company publishes vacation rental inventory here, drawn from both the East and the West tower, and the association leases on-site lobby space to one of them. Registration with the city is a separate requirement in Destin. Confirm the rules that tower's association has in force, and where the unit stands on registration, before you rely on rental use.

Sources

Other Destin Condo Buildings

Destin Communities

Communities in This Market

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