Destin · Condo Building
Crystal Dunes Condos for Sale
At 2900 Scenic Highway 98 in Destin, Okaloosa County, Crystal Dunes packs 38 condominium homes into unit numbers running from 101 up to 604.
1999
Year Built
38
Total Units
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
Guest rating
4.8 out of 5
From 912 guest reviews on Airbnb and Vrbo
Across 24 rental listings with guest reviews in this building
- Airbnb 4.7
- Vrbo 4.8
About Crystal Dunes
Crystal Dunes is recorded as 38 separately titled condominium homes at 2900 Scenic Highway 98 in Destin, Okaloosa County, every one dated 1999 on the county roll. The unit numbers sketch the shape: 101 through 107 at the bottom, seven homes on each of the first four levels, six on the fifth, and only four, 601 through 604, at the top.
Square footage splits the homes more than level does. Twenty of them list 1,322 square feet. The first and last number on levels one through four run bigger: 1,448 on level one and 1,845 on the three above it. Levels five and six hold the other ten homes, in pairs of 1,632, 1,778 and 2,481 square feet on five and 2,075 and 2,179 on six. One outline of roughly 1.8 acres is drawn under all 38 titles, which makes that acreage a figure for the site and not a lot belonging to any home.
FEMA's map divides the site. Just under four-fifths of the outline, the southern part, is Zone VE, with the base flood elevation set at 16 feet, the coastal high-hazard category; a Zone X strip along Scenic Highway 98 makes up the rest. A Census place lookup at a point inside the outline returns the city of Destin, in Okaloosa County. Because one outline stands in for all 38 titles, a home's own elevation certificate, not the map, settles where it sits.
The sixth level brings Florida's milestone-inspection law into play. It reaches condominium buildings of three or more habitable stories and counts 30 years starting on the date the building first received clearance for use, a date the roll leaves out. A 1999 date would set the deadline at the end of 2029, and a local agency that adopted the 25-year salt-water option would have set it at the end of 2024. Before leaning on any single figure, collect that date, whatever inspection report has been filed, the newest reserve study and the board's minutes. Dues, amenity ownership and lease wording appear in nothing this page opened.
HOA & Fees
What is the HOA fee at Crystal Dunes?
No Crystal Dunes condo is for sale right now. On the one Crystal Dunes condo sold in October 2026 whose MLS record states a fee, the HOA fee was $1,550 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on information from ECAR for the period October 12, 2026 through October 12, 2026. See the listings
Crystal Dunes Owners' Association, Inc. is the nonprofit the state registry lists under the Crystal Dunes Owners name: filed April 26, 1996, active, with annual reports on file for every year from 2019 through 2026. The 1996 charter comes three years ahead of the 1999 year built on the county roll. Its address is in care of a Destin management company. The registry does not say what the association collects, what its budget covers or whether it owns any amenity. Ask the board how reserves are funded, what the master policy's deductible is and how it divides among owners, and whether any inspection letters or special assessments are outstanding.
Rental Policy
Short-term rentals: not yet confirmed for this building.
Two records decide short stays at Crystal Dunes, and neither has been checked. First is the city zoning district. Census data puts 2900 Scenic Highway 98 inside Destin, and the city publishes which districts generally allow short-term rentals. Nothing on file yet names the district for this address. Second is the Crystal Dunes declaration, which holds any lease wording. Get the district from the city and the declaration from the association. Do not rely on a listing's rental description. Get the association's answer in writing.
What guests say about staying here
Combined Airbnb and Vrbo ratings for the vacation rentals in Crystal Dunes.
4.8 out of 5
912 reviews across 24 reviewed listings
- Airbnb 4.7 from 40 reviews on 5 reviewed listings
- Vrbo 4.8 from 872 reviews on 19 reviewed listings
What Airbnb guests rate
- Cleanliness4.7
- Accuracy4.8
- Check-in4.9
- Communication4.8
- Location5.0
- Value4.6
Guests rate the location highest.
These ratings describe the vacation rentals in this building, not any one unit for sale.
Market data by Key Data · 21 units tracked in this building · Nov 2025 to Nov 2026
Live Inventory
Active Listings at Crystal Dunes
Building Answers
Crystal Dunes FAQ
How much is the HOA fee at Crystal Dunes?
No Crystal Dunes condo is for sale right now. On the one Crystal Dunes condo sold in October 2026 whose MLS record states a fee, the HOA fee was $1,550 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state. Based on information from ECAR for the period October 12, 2026 through October 12, 2026.
Does the county roll count 38 homes in Crystal Dunes, and how do the unit numbers run?
The county roll lists 38 residential condominium parcels at 2900 Scenic Highway 98, with no commercial or hotel parcel in the series. Level one runs 101 through 107, levels two through four repeat that seven-home pattern, level five runs 501 through 506 and level six 601 through 604. One record in the series, the fourth parcel on level two, carries 101 in its address field, which looks like a repeated entry.
Which Crystal Dunes residences are the biggest?
Units 501 and 506 lead the roll at 2,481 square feet each, then 602 and 603 at 2,179 and 601 and 604 at 2,075. On levels one through four the first and last units list 1,448 square feet on level one and 1,845 above it, while the five homes between them list 1,322.
Is Crystal Dunes in a coastal high-hazard flood zone?
Largely yes. The southern four-fifths of the outline is mapped Zone VE, whose base flood elevation stands at 16 feet, and a Zone X strip beside the highway covers the remainder. That map speaks to the outline as a whole, so a buyer should request an elevation certificate for the particular home.
When is Crystal Dunes due for its milestone inspection?
Nothing on the county roll shows when the building won clearance to open, yet the 30-year count begins on that day. Counting from 1999, the 30-year mark is the end of 2029; under a local 25-year option it was the end of 2024. Unit numbers reaching a sixth level suggest the three-story threshold is met, though the statute reads habitable stories as the Florida Building Code defines them. The association or the local enforcement agency can confirm whether a report is on file.
Which corporation does the state list for the Crystal Dunes owners association?
Crystal Dunes Owners' Association, Inc. is the nonprofit on file with the state, chartered April 26, 1996 and still active, with an address in care of a Destin management company. Budgets and rules are not in the registry, so request them from the association.
Sources
- Florida statewide parcel roll, Crystal Dunes condominium series (accessed October 17, 2026)
- Florida corporate registry, Crystal Dunes Owners' Association, Inc. (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones over the Crystal Dunes outline (accessed October 17, 2026)
- City of Destin short-term rental questions (accessed October 17, 2026)
- 2026 Florida Statutes, section 553.899 (accessed October 17, 2026)
- Census geocoder, place and county at Crystal Dunes (accessed October 17, 2026)
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