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Destin · Condo Building

1900 Ninety-Eight Condos for Sale

A gulf-front building of sixteen residences at 1900 Scenic Highway 98, completed in 2017 on a 0.54 acre parcel wholly inside the special flood hazard area, two residences to each addressed level.

Updated

Ask About 1900 Ninety-EightMarket AnalyticsAll Destin Buildings

2017

Year Built

16

Total Units

Yes

Gulf Front

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

Guest rating

4.9 out of 5

From 320 guest reviews on Airbnb and Vrbo

Across 13 rental listings with guest reviews in this building

  • Airbnb 4.9
  • Vrbo 4.9
See what guests rate

About 1900 Ninety-Eight

1900 Ninety-Eight is small enough that its whole public record fits in a few lines, and one of them answers a question this page could not previously settle. Okaloosa County assesses sixteen condominium parcels to a construction year of 2017 on 0.54 acres, and the header record it keeps names both the count and the official records book and page where the declaration is filed, which is where a buyer's own title search should start rather than finish. The vertical arrangement needs care. The county's address file assigns the sixteen residences to eight levels, two on each, while the unit numbers themselves run from 301 up to 1002. Those two records are describing different things: one counts addressed residential levels, the other reflects how the building numbers its floors above whatever sits at the base. Because they disagree, no story count is published here at all. Ground is where the address is distinctive. The parcel shares an edge with the county's Gulf polygon and stops there, so the property line is the shoreline, and every part of the site falls inside the special flood hazard area, mapped VE at base flood elevations of 15 and 14 feet. The state coastal construction control line passes within 100 feet, running along the landward side rather than through the parcel. The one parcel sharing a boundary is 0.29 acres of municipal ground owned by the City of Destin, its legal description reading out of the Silver Beach plat rather than out of this building's own, and that parcel is June White Decker Park. Run against the adjoining parcel's own outline, the county's park inventory places the park inside it, and the two records agree on owner and on size: 0.2883 acres on the parcel roll against 0.29 on the park file. So the ground immediately next door is a city beach accessway at 1950 Scenic Highway 98 carrying restrooms, a shower and a bike rack. It is public land owned by the city, no part of this property and no facility of it.

HOA & Fees

What is the HOA fee at 1900 Ninety-Eight?

As of November 11, 2026, based on one listing on the MLS, the reported HOA fee at 1900 Ninety-Eight is $2,111 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on one active MLS listing that reports an HOA fee. See the listings

Sixteen owners fund everything here, which concentrates every decision and every assessment onto a very short list of names. Florida Statutes 718.112 provides that where an association is required to obtain a structural integrity reserve study, its adopted budget must maintain reserves for the components that study covers and must set those amounts from the study's own findings and recommendations. For a membership this small that document is the most informative thing available before a purchase: ask for it in full rather than for a summary, ask which components it lists for this building, and ask what has actually been funded against them since the association took the property over from its developer.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

The declaration and association rules decide guest use at 1900 Ninety-Eight. Neither has been checked. Destin's registration program applies on its own terms. It sets the overnight cap by a formula, not by building type: two adults per bedroom, plus four more people per property. Run that formula against the exact unit at 1900 Ninety-Eight, not its square footage. The city reissues its requirements each year. Confirm the current ones.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in 1900 Ninety-Eight.

4.9 out of 5

320 reviews across 13 reviewed listings

  • Airbnb 4.9 from 30 reviews on 3 reviewed listings
  • Vrbo 4.9 from 290 reviews on 10 reviewed listings

What Airbnb guests rate

  • Cleanliness5.0
  • Accuracy4.9
  • Check-in4.8
  • Communication4.9
  • Location4.9
  • Value4.7

Guests rate cleanliness highest.

These ratings describe the vacation rentals in this building, not any one unit for sale.

Market data by Key Data · 11 units tracked in this building · Nov 2025 to Nov 2026

  • Sixteen residences, two on each addressed level
  • Parcel boundary meeting the Gulf shoreline at 1900 Scenic Highway 98
  • 0.54 acre site, completed in 2017

Live Inventory

Active Listings at 1900 Ninety-Eight

Gulf FrontLuxuryShort-Term Rental Eligible

$3,125,000

1900 Scenic Highway 98 Unit 302

Destin, FL 32541

3 bd 3 ba 2,619 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

1900 Ninety-Eight FAQ

How much is the HOA fee at 1900 Ninety-Eight?

As of November 11, 2026, based on one listing on the MLS, the reported HOA fee at 1900 Ninety-Eight is $2,111 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

How many floors does 1900 Ninety-Eight have?

No floor count is published here, because the two county records disagree. The address file assigns the sixteen residences to eight levels, two on each, while the unit numbers run from 301 to 1002 and imply a taller stack above whatever occupies the base. Neither figure is an agency story count, so the page leaves it out rather than choose between them.

Is the building actually on the beach?

Yes, and by geometry rather than by description: the parcel shares an edge with the county's Gulf polygon without extending into it, so the property line and the shoreline are one. The whole 0.54 acre site lies inside the special flood hazard area, mapped VE at base flood elevations of 15 and 14 feet.

What adjoins the property?

A single parcel, 0.29 acres of municipal ground owned by the City of Destin, whose legal description is written out of the Silver Beach plat next door rather than out of this property's own. That parcel is June White Decker Park: run against the adjoining parcel's outline, the county's park inventory returns the park inside it, at the same owner and the same size. So what lies on that side is a city beach accessway at 1950 Scenic Highway 98 with restrooms, a shower and a bike rack. It belongs to the City of Destin, and nothing here should be read as an access or ownership right attaching to this building.

Sources

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