Destin · Condo Building
Destin Towers Condos for Sale
Destin Towers stacks sixteen levels on a strip of land about 125 feet wide in Destin. Most levels hold three of its 45 residences, on a 2.35-acre lot about 1,100 feet deep. Its 1984 county build year placed it under Florida's milestone inspection deadline of December 31, 2024, though that clock runs from the certificate of occupancy date.
Updated
Yes
Gulf Front
Guest rating
4.8 out of 5
From 1,968 guest reviews on Airbnb and Vrbo
Across 36 rental listings with guest reviews in this building
- Airbnb 4.8
- Vrbo 4.8
About Destin Towers
Destin Towers is tall and thin, and both halves of that matter. It stands at 1008 Highway 98 East on Destin's Gulf shore, where Okaloosa County's address records place residences on sixteen levels, three to a level on all but the top two, which carry two each. The parcel roll files 45 residential parcels and one residential common area, all built in 1984. With so few homes at each height, the sales record is short, and a closing in the Destin Towers market data means most when it is weighed by its level before any building-wide figure.
The land under it is the unusual part: about 2.35 acres shaped as a narrow strip, no more than roughly 125 feet across and running about 1,100 feet from Highway 98 down to the water, which is why a building of this height sits on so little shoreline. The county's geometry shows the water meeting this lot's own boundary, with the state's Coastal Construction Control Line crossing inside it. Neighboring plats are Jade East Towers and the two Holiday Beach Resort filings, and the other Highway 98 East towers appear beside it in the Destin condominium index. A building of this age puts the inspection and reserve documents at the center of diligence, and a buyer can carry the site's Gulf-front buying checklist into that review.
HOA & Fees
What is the HOA fee at Destin Towers?
As of November 11, 2026, the 4 Destin Towers condos for sale that report a fee on the MLS list HOA fees from $1,415 to $1,505 a month, with a median of $1,505 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 4 active MLS listings that report an HOA fee. See the listings
Age drives every association question at this address. Section 553.899 required a qualifying condominium building that had already reached thirty years of age before July 1, 2022 to complete its initial milestone structural inspection before December 31, 2024, and on the county's recorded 1984 construction year this building passed thirty in 2014. Because that thirty-year clock runs from the day the certificate of occupancy was issued and not from the year carried on the tax roll, verify the true date first, then ask for the completed inspection report, the structural integrity reserve study it feeds, and the funding schedule the board adopted in response. With 45 residential parcels sharing the cost of a sixteen-level structure on a beachfront lot, the reserve position is the single most consequential document in the package.
Rental Policy
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
Buying a Destin Towers unit with a rental history? The seller's city registration does not come with it. Destin says its short-term rental registrations do not transfer to a new owner or a new management company. A buyer who plans to rent registers in their own name and renews every year. The city decides eligibility by zoning district. Inside Destin Towers, the recorded declaration then decides what an owner may do. Settle all three before you lean on any rental record a seller shows.
What guests say about staying here
Combined Airbnb and Vrbo ratings for the vacation rentals in Destin Towers.
4.8 out of 5
1,968 reviews across 36 reviewed listings
- Airbnb 4.8 from 357 reviews on 15 reviewed listings
- Vrbo 4.8 from 1,611 reviews on 21 reviewed listings
What Airbnb guests rate
- Cleanliness4.8
- Accuracy4.9
- Check-in4.9
- Communication4.9
- Location5.0
- Value4.7
Guests rate the location highest.
These ratings describe the vacation rentals in this building, not any one unit for sale.
Market data by Key Data · 30 units tracked in this building · Nov 2025 to Nov 2026
- Sixteen residential levels
- Three residences on most levels
- Parcel boundary at the Gulf
- 45 residential parcels on 2.35 acres
- Deep lot from Highway 98 to the water
Live Inventory
Active Listings at Destin Towers

$1,075,000
1008 Highway 98 Unit 123
Destin, FL 32541

$1,125,000
1008 Highway 98 Unit 133
Destin, FL 32541

$990,000
1008 Highway 98 Unit 31
Destin, FL 32541

$1,050,000
1008 Highway 98 Unit 168
Destin, FL 32541
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Building Answers
Destin Towers FAQ
How much is the HOA fee at Destin Towers?
As of November 11, 2026, the 4 Destin Towers condos for sale that report a fee on the MLS list HOA fees from $1,415 to $1,505 a month, with a median of $1,505 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
How tall is Destin Towers, and how many homes share each level?
Destin Towers rises sixteen levels, with three residences on each level up to the fourteenth and two on each of the top two, according to county address records. That is an unusually narrow floor plate for a building of this height.
How deep is the Destin Towers lot from Highway 98 to the water?
The Destin Towers lot runs about 1,100 feet from Highway 98 to the water, on a long, narrow strip of about 2.35 acres no wider than roughly 125 feet. The building's height is largely a consequence of how little width the lot allows, and the county's geometry shows the water meeting the lot's own southern boundary.
Has the 1984 Destin Towers building faced its milestone inspection?
Destin Towers was due for its initial milestone inspection before December 31, 2024, on the county's recorded 1984 construction year. That year put the building past thirty in 2014, and Florida required a qualifying building that reached thirty before July 1, 2022 to complete the inspection by that deadline. The clock runs from the certificate of occupancy rather than the tax roll year, so a buyer verifies that date, then asks for the completed report, the structural integrity reserve study and the funding schedule the board adopted.
Does a seller's Destin rental registration carry over with a Destin Towers unit?
A seller's registration does not carry over, because the City of Destin states that short term rental registrations do not transfer when a property changes owners and that properties register every year. A buyer planning rental use registers in their own name, after confirming the parcel's zoning district with the city and reading what the Destin Towers declaration allows.
What flood designations does the Destin Towers lot cross between the highway and the Gulf?
The Destin Towers lot crosses a velocity zone, a shallow flooding zone and two zone X designations on its way from the Gulf to the highway. Read from the water inland, the county's FEMA layer shows the velocity zone at a base flood elevation of 16 feet and the shallow flooding AO zone inside the special flood hazard area, then the two zone X designations outside it. That layer maps the whole lot, and the elevation certificate on a particular unit is what places that residence.
Sources
- Okaloosa County IGIS: Parcels layer, Destin Towers (accessed August 21, 2026)
- Okaloosa County IGIS: Site Address layer, 1008 Highway 98 East (accessed August 21, 2026)
- Okaloosa County IGIS: Water Bodies, Coastal Construction Control Line and subdivisions at this parcel (accessed August 23, 2026)
- Okaloosa County IGIS: FEMA flood zones over this parcel (accessed August 23, 2026)
- Okaloosa County IGIS: Coastal Construction Control Line across this parcel (accessed August 23, 2026)
- Florida Statutes 553.899, 2024 compilation: mandatory structural inspections for condominium buildings (accessed August 21, 2026)
- City of Destin: transferability of short term rental registrations (accessed August 21, 2026)
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