Destin · Condo Building
Emerald Towers Condos for Sale
A gated gulf-front condominium on US Highway 98 in central Destin: one 15-story tower holding 82 county-recorded residences that run from studios through three bedroom plans, with a seasonally heated pool on the Gulf side, tennis courts, and a fitness center.
Yes
Gulf Front
About Emerald Towers
Emerald Towers stands in central Destin by the county property appraiser's own area grouping, a single gated beachfront tower rather than a multi-building resort, addressed at 1044 Highway 98 East by the county's own addressing file. The county records 82 residences on the parcel and dates the structure to 1983, which places it among the earlier high-rises on this stretch of beach, and the association's management partner reports that the exterior has recently been completely renovated. Height comes off the same county file rather than off a brochure: every one of the 83 address records tied to this parcel reads 1044 Highway 98 East, and the 82 that carry a level spread over fifteen of them, four on the ground level, six on each of the twelve above it, and three on each of the top two. Those fifteen floors carry a plan range wider than the residence count suggests, running from studio layouts through two and three bedroom plans, the larger of which the same manager describes with fully equipped kitchens, in-unit laundry, and private balconies overlooking the Gulf. The shared plant is short and clearly stated: a seasonally heated pool with Gulf views, a fitness center, and tennis courts. Court and deck availability can move with renovation work, so confirm what is actually open for the season you care about rather than assuming the published list is current. Because the county dates this building to 1983, the current structural inspection record, the reserve study, and the association's own budget belong at the front of the diligence file.
HOA & Fees
Emerald Towers carries its shared costs across 82 residences by the county's platted count, a much smaller base than the several-hundred-unit towers nearby, so a head-to-head dues comparison against those buildings compares two different arithmetics. What the assessment costs is not publicly stated: the association's management partner keeps board information and budgets behind an owner portal. What it covers is a different question and it is answerable, because that same partner posts the articles, the bylaws, the amended and restated declaration and the recorded amendments openly. Request the current budget, the insurance summary in force, the reserve study, and the structural inspection record for a building the county dates to 1983, and let those documents set your carrying-cost expectations.
Rental Policy
Vacation rental programs operate in this building: the association's own management partner describes studio, two, and three bedroom rentals spread across the tower, and licensed vacation rental managers publish whole-unit inventory at this address. That is evidence of rental activity, not a statement of the rule. The rule itself is readable rather than hidden, and this page does not paraphrase it: the same management partner posts the amended and restated declaration of condominium and the recorded amendments to it publicly, and the leasing article inside that document is what governs. Read it in full, ask the association which rules and regulations are currently in force, and confirm the city of Destin's short term rental registration status for the specific unit, before relying on any rental use.
- Direct gulf frontage
- Seasonally heated pool with Gulf views
- Fitness center
- Tennis courts
- Gated entry
Live Inventory
Active Listings at Emerald Towers
Building Answers
Emerald Towers FAQ
Where does Emerald Towers sit in Destin?
At 1044 Highway 98 East, on parcel 00-2S-22-1011. The county's addressing file gives that street number on all 83 records tied to the parcel, which settles the address from an agency source rather than from a resort description. The parcel sits on the beach side of the highway, and it is the county's own area grouping that places it in central Destin. For the unit number and floor of a specific residence, work from the listing and the county record together.
How big is Emerald Towers compared with its neighbors?
The county property appraiser records 82 residences across 15 floors here. On the same county list, Pelican Beach Resort carries 339 units, SunDestin International 279, Sterling Shores 160, and Jade East Towers 88, so this is one of the smaller high-rise counts in central Destin. SunDestin is worth a note if you go looking for it yourself, because the county files it under its recorded name rather than the one on the building: search SunDestin Internatl and the 279 splits across two spellings of it. What that means for dues, reserves, and common-area wear is a question for the association's current budget and reserve study, not for the unit count on its own.
Does Emerald Towers front the gulf directly?
Yes, and now on an agency record rather than only a brand description: the county's own water body layer confirms this parcel meets the Gulf of America at its boundary. The association's management partner agrees from the other direction, describing a gated beachfront condominium with private balconies overlooking the Gulf of Mexico and a seasonally heated pool with Gulf views on the property.
Sources
- Okaloosa County IGIS: Parcels layer, parcel 00-2S-22-1011 (accessed August 21, 2026)
- Okaloosa County IGIS: Site Address layer, 1044 Highway 98 East (accessed August 21, 2026)
- Okaloosa County IGIS: Water Bodies at this parcel (accessed August 23, 2026)
- BBA Association Management: Emerald Towers (accessed August 20, 2026)
- Amended and Restated Declaration of Condominium of Emerald Towers, posted by the association's management partner (accessed August 22, 2026)
- Section 553.899, Florida Statutes: milestone inspections (accessed September 9, 2026)
- City of Destin: Register a Short Term Rental (accessed August 20, 2026)
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