Destin · Condo Building
Marbella Condos for Sale
A 2006 condominium of 69 residences at 770 Harbor Boulevard in Destin, addressed across nine levels on a single 2.15 acre parcel that the county's own mapping stops short of the harbor water.
Updated
2006
Year Built
9
Floors
69
Total Units
No
Gulf Front
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About Marbella
Marbella's record is unusually tidy for a Destin building. Sixty-nine unit parcels sit under one legal name on a shared 2.15 acre footprint at 770 Harbor Boulevard, and the county's header row for the property states the count outright as 69 units. Every unit row carries an actual year built of 2006, with no second phase to reconcile. County address points assign those units to nine levels, one through eight plus a penthouse pair, and that height is what pulls Florida's condominium statutes into diligence. At nine levels this building clears the three-story mark by a wide margin, so section 553.899 puts it on a milestone structural inspection clock timed to its certificate of occupancy, and because the association is controlled by its unit owners, the funded level of the components its reserve study names has since the end of 2024 stopped being something the membership can vote down.
The water question needs care. Old Pass Lagoon, the name the county's hydrography layer gives the harbor water, comes within 50 feet of this parcel, but no Marbella parcel reaches it. The ground in between belongs to others: two parcels totalling about 3.1 acres are titled to Marbella Master Association, Inc., and 2.88 acres are recorded to a private limited liability company. Any use of the water from this address therefore rests on a recorded easement or agreement rather than on anything this condominium's own parcel carries, and that is the first document to ask for.
Flood mapping splits the property against itself. That one 2.15 acre parcel is crossed by four FEMA designations at once: Zone AE at a base flood elevation of 8 feet, Zone AE at 9 feet, Zone X, and the shaded 0.2 percent annual chance area.
HOA & Fees
What is the HOA fee at Marbella?
As of November 11, 2026, the 4 Marbella condos for sale that report a fee on the MLS list HOA fees from $1,006 to $2,271 a month, with a median of $1,321 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 4 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. See the listings
Two questions outrank the rest here. The first is the reserve position. Nine addressed levels put this stack well past the height at which section 553.899 attaches a milestone structural inspection and section 718.112 attaches a structural integrity reserve study, and for a budget adopted on or after December 31, 2024, a membership that controls its own association may no longer choose to fund the items that study lists at less than it requires. The second is water rights. The county roll shows the condominium's parcel stopping short of Old Pass Lagoon, with the ground between titled to Marbella Master Association, Inc. and to a private company, so ask in writing what recorded easement or agreement, if any, gives this condominium's owners any use of that ground or the water beyond it.
Rental Policy
Short-term rentals: not allowed, per our brokerage's rental review.
Marbella has nine addressed levels, which clears every story threshold Florida sets for condominiums. If any unit hosts paying guests, the whole building comes under a renewed lodging filing on its balconies, stairways and railings. That filing belongs to the building, not to one owner. So ask the Marbella board about it, not a management company. Destin's city registration applies on top of that and follows the parcel. The recorded declaration has not been checked. Get it, along with the board's current policy, before planning any rentals.
- Sixty-nine residences on one 2.15 acre parcel
- Nine addressed levels, including a penthouse pair
- Harbor Boulevard address in west Destin
- Height brings the Florida milestone inspection law into diligence
Live Inventory
Active Listings at Marbella
Short-term rental is reported as not allowed at Marbella, so no rental-eligibility marker is shown on these listings. Confirm the current position in the recorded declaration and the association's house rules during diligence.

$2,995,000
770 Harbor Boulevard Unit PH2
Destin, FL 32541

$859,000
770 Harbor Boulevard Unit 1G
Destin, FL 32541

$675,000
770 Harbor Boulevard Unit 2J
Destin, FL 32541

$829,000
770 Harbor Boulevard Unit 3F
Destin, FL 32541
Building Answers
Marbella FAQ
How much is the HOA fee at Marbella?
As of November 11, 2026, the 4 Marbella condos for sale that report a fee on the MLS list HOA fees from $1,006 to $2,271 a month, with a median of $1,321 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
How many residences are at Marbella, and how tall is the building?
The county roll carries 69 unit parcels under the condominium's legal name, and its header row states the count as 69 units. County address points place those units on nine levels, one through eight plus a penthouse pair.
Does Marbella's property reach the harbor water?
Not according to the county's mapping. Old Pass Lagoon comes within 50 feet of the condominium's parcel but does not touch it, and the ground in between is titled to a separate master association and to a private company. Any water use would rest on a recorded easement rather than on frontage.
Why can flood insurance differ between residences at Marbella?
Because four FEMA designations cross one parcel. The effective mapping puts parts of the 2.15 acre footprint in Zone AE at a base flood elevation of 8 feet, parts in Zone AE at 9 feet, parts in Zone X, and parts in the shaded 0.2 percent annual chance area.
Sources
- Okaloosa County IGIS: Parcels layer, legal name MARBELLA CONDO (accessed August 21, 2026)
- Okaloosa County IGIS: SiteAddress points at 770 Harbor Boulevard (accessed August 21, 2026)
- Okaloosa County IGIS: Parcels layer, adjoining MARBELLA T/H ground (accessed August 21, 2026)
- Okaloosa County IGIS: FEMA FIRM flood zone polygons over the Marbella parcel (accessed August 23, 2026)
- Okaloosa County IGIS: WaterBodies layer, Old Pass Lagoon (accessed August 23, 2026)
- Florida Statutes 553.899, 2024 compilation, Mandatory structural inspections for condominium and cooperative buildings (accessed August 21, 2026)
- Florida Statutes 718.112, 2024 compilation, Bylaws (structural integrity reserve study and reserve waivers) (accessed August 21, 2026)
- Florida Statutes 509.2112, 2024 compilation, Public lodging establishments three or more stories in height (accessed August 21, 2026)
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