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Destin · Condo Building

Harbor Landing Condos for Sale

Harbor Landing in Destin is two condominium phases between Old Pass Lagoon and the Gulf. Its 82 residences split unevenly: phase I holds 38 on about 3.32 acres and rises eleven levels, while phase II stacks 44 on about 1.35 acres and stops at ten. Both date to 2006, with the Gulf roughly 500 feet south.

Updated

Ask About Harbor LandingMarket AnalyticsAll Destin Buildings

No

Gulf Front

Guest rating

4.7 out of 5

From 190 guest reviews on Airbnb and Vrbo

Across 12 rental listings with guest reviews in Harbor Landing

  • Airbnb 4.8
  • Vrbo 4.7
See what guests rate

About Harbor Landing

Harbor Landing stands at 725 Gulf Shore Drive in Destin, Florida, and its northern parcel line is a waterfront boundary. The water there carries a different name in the county's records than it does in conversation. Okaloosa County maps no feature called Destin harbor anywhere on this coast. The sheltered water behind the island is filed as Old Pass Lagoon, one polygon reaching from the East Pass east past the HarborWalk docks to these two phases, and both phase outlines meet that polygon without overlapping it, which is the geometry of a property line standing at the water's edge. So these parcels front the harbor water at zero distance, under the name the record actually uses. The East Pass itself is filed separately and lies about 1.2 miles west, which is the figure a listing sometimes reports as the distance to the harbor. Add the Gulf of America polygon roughly 500 feet to the south and water sits on both sides of the address.

Okaloosa County files two phases here, both built in 2006, their header records reading 38 units and 44 units on about 3.32 and 1.35 acres. The Destin condo index lists Harbor Landing as one entry, though it is two recorded phases. Unit designators separate cleanly, one stack running to 1102 and the other to 1002, and the addressing file agrees: residences appear on eleven levels, thinning to five, four and two across the top three. Unit numbers ending in A belong to phase I, the phase with more land and fewer residences, and those ending in B belong to phase II. That letter is the quickest way to sort sales on the Harbor Landing market analytics, where land per residence and building height both differ by phase. Boundary neighbors are two Sandpiper Cove phases and the East Pass 2nd Addition plat.

HOA & Fees

What is the HOA fee at Harbor Landing?

As of November 11, 2026, the 8 Harbor Landing condos for sale that report a fee on the MLS list HOA fees from $1,130 to $2,895 a month, with a median of $2,006 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on 8 active MLS listings that report an HOA fee. See the listings

A 2006 building is not yet at Florida's milestone inspection year, which puts reserves rather than inspection at the center of diligence here, but the inspection year is not as far off as the headline number suggests. Section 553.899 sets the milestone at the thirtieth anniversary of the certificate of occupancy, which on the county's construction year would fall in the middle of the next decade for both phases. Do not bank on that anniversary, though. The provision hands the local building official discretion to bring the requirement forward by five years for structures exposed to salt water, and this one has lagoon frontage on one flank and the beach a few hundred feet off the other, so the realistic window opens earlier than the headline number implies and the City of Destin is the office that fixes it. Note too that the count begins at the certificate of occupancy rather than at the construction year a county roll prints, and those are not always the same year. The requirement that bites now is the reserve rule in section 718.112, which since budgets adopted at the end of 2024 no longer lets the owners of an association that must obtain a structural integrity reserve study vote its funding down below what the study calls for. Establish which phase's association governs the residence, then compare what that association budgeted before and after that change, because the difference is the clearest signal of how far behind its reserves had fallen.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

One Destin rule is worth asking about by name at Harbor Landing. The city says grandfathered status stays in effect for five years, even after a sale, unless the new owner abandons the use. Get it in writing whether any such status applies to your unit, when it began, and what would count as abandoning it. Registration is yearly and goes in the buyer's name. The zoning map, not the street, decides eligibility. Harbor Landing's two phases were recorded separately, so check which declaration governs your unit.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Harbor Landing.

4.7 out of 5

190 reviews across 12 reviewed listings

  • Airbnb 4.8 from 42 reviews on 3 reviewed listings
  • Vrbo 4.7 from 148 reviews on 9 reviewed listings

What Airbnb guests rate

  • Cleanliness4.7
  • Accuracy4.6
  • Check-in4.7
  • Communication4.7
  • Location4.9
  • Value4.7

Guests rate the location highest.

These ratings describe the vacation rentals in Harbor Landing, not any one unit for sale.

Market data by Key Data · 10 units tracked in Harbor Landing · Nov 2025 to Nov 2026

  • Old Pass Lagoon shoreline boundary
  • Two 2006 phases, 38 and 44 residences
  • Eleven levels in one phase, ten in the other
  • Gulf about 500 feet south
  • About 4.67 acres combined

Live Inventory

Active Listings at Harbor Landing

NewShort-Term Rental Eligible

$995,000

725 Gulf Shore Drive Unit 505B

Destin, FL 32541

3 bd 3 ba 2,038 sqft
NewLuxuryShort-Term Rental Eligible

$2,995,000

725 Gulf Shore Drive Unit 901A

Destin, FL 32541

4 bd 4.5 ba 3,238 sqft
Short-Term Rental Eligible

$1,325,000

725 Gulf Shore Drive Unit 801A

Destin, FL 32541

3 bd 3.5 ba 2,388 sqft
Price ReducedShort-Term Rental Eligible

$1,045,000

725 Gulf Shore Drive Unit 303A

Destin, FL 32541

3 bd 3.5 ba 2,377 sqft
Short-Term Rental Eligible

$950,000

725 Gulf Shore Drive Unit 403A

Destin, FL 32541

3 bd 3.5 ba 2,377 sqft
Short-Term Rental Eligible

$649,000

725 Gulf Shore Drive Unit 202B

Destin, FL 32541

2 bd 2 ba 1,531 sqft
Price ReducedShort-Term Rental Eligible

$690,000

725 Gulf Shore Drive Unit 604B

Destin, FL 32541

2 bd 2 ba 1,531 sqft
Price ReducedShort-Term Rental Eligible

$860,000

725 Gulf Shore Drive Unit 101B

Destin, FL 32541

3 bd 3 ba 2,038 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Harbor Landing FAQ

How much is the HOA fee at Harbor Landing?

As of November 11, 2026, the 8 Harbor Landing condos for sale that report a fee on the MLS list HOA fees from $1,130 to $2,895 a month, with a median of $2,006 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Is this harbor-front property, and what is the water called?

It is waterfront on the harbor side, and the county's name for that water is Old Pass Lagoon. No feature named Destin harbor exists in Okaloosa County's water body layer at all; the lagoon polygon is the one carrying the harbor, running from the East Pass east past the HarborWalk docks to these parcels, and the northern property line touches it without overlapping it, so the boundary is the shoreline. The East Pass is a separate polygon about 1.2 miles west, and the Gulf lies roughly 500 feet south.

Do the residences come with boat slips?

The county parcel roll records no slip with these residences: it files no dock, slip or marina parcel under either phase name, and the same holds when the two parcel identifier blocks are read straight through rather than searched by name. Any dock or mooring right would sit in the recorded declaration for the phase or in the individual deed, so a buyer asks for both.

How many levels do the two Harbor Landing phases rise?

Phase I rises eleven levels and phase II stops at ten. The county addressing file places residences on eleven levels, nine on most of them and only five, four and two on the ninth, tenth and eleventh. Unit designators ending in A reach the eleventh level, and those ending in B stop at the tenth.

Which flood zones reach each Harbor Landing phase?

The two Harbor Landing phases sit under different sets of flood zones. The county's FEMA layer returns AE zones at base flood elevations of 7, 8 and 9 feet over phase I and only 8 and 9 feet over phase II, each with the same two zone X bands outside the special flood hazard area. Every parcel carries its phase's whole outline, so the zone for one residence has to come from its own elevation certificate.

Does grandfathered rental status survive a sale at Harbor Landing?

Grandfathered rental status can survive a sale here for five years: the City of Destin says the status remains in effect for that long regardless of ownership, provided the new owner does not abandon the use. A buyer gets in writing whether any such status attaches to the specific residence, when it began and what would count as abandoning it, then reads the declaration for that residence's phase, since phase I and phase II were recorded separately.

Sources

Other Destin Condo Buildings

Destin Communities

Communities in This Market

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