Destin · Condo Building
St Martin Beachwalk Villas Condos for Sale
Four separately recorded condominiums of ten units each at 1006 Highway 98 East, built in 1993 and 1994, standing three levels tall behind two resort properties that hold the frontage.
1993
Year Built
3
Floors
40
Total Units
No
Gulf Front
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About St Martin Beachwalk Villas
One marketing name, four condominiums. Okaloosa County records St Martin Beachwalk Villas, St Martin Beachwalk Ph I, Ph II and Ph III as four distinct legal names, each carrying exactly ten titled units, and three of the four also carry their own header record. That is forty residences governed by four sets of instruments, not one association's worth of paperwork, and it is the first thing to establish about any listing here. The years differ across them too: the Villas and Ph I record an actual year built of 1993, while Ph II and Ph III record 1994. Their parcels are small and separate. The ten titled parcels of each condominium are drawn on outlines of about 0.95, 0.455, 0.415 and 0.292 acres, and the Villas records one further outline of about 1.40 acres carrying only its header entry, which describes the recorded plat rather than ground any titled unit sits on. The county's footprint layer maps four buildings between roughly 5,270 and 5,710 square feet plus one smaller structure of about 2,250 square feet. Height is settled by the record rather than by appearance. The county's address points assign levels one, two and three across the forty units, and because those values vary from unit to unit they are a genuine recorded level rather than a repeated filler number, which puts these buildings at three levels on the county's record. The relationship to the water is the detail a name like this one invites a buyer to assume. No parcel here touches or overlaps the water polygon: the nearest sits about 766 feet away and the farthest about 905 feet, with the Coastal Construction Control Line some 405 feet seaward and never crossing them. The ground in between is not open beach and not a path in common ownership. The county's roll fills it with the Holiday Beach Resort timeshare and its second phase, whose parcels span this site's whole width and run from it to the shoreline. The Pelican Beach Resort condominium adjoins on the west and Destin Towers sits immediately east, both privately held and both reaching the water, but neither lies between. Every route from here to the sand crosses somebody else's ground. The ground under all four condominiums maps outside the special flood hazard area, in Zone X and the reduced-risk shaded band. Read that as a fact about the site rather than about any one residence: the county draws every unit parcel inside a condominium on its neighbours' outline, so its file cannot place an individual unit in a flood zone at all. A unit's own elevation certificate can.
HOA & Fees
The governing question is which of the four you are buying into. Each recorded condominium here holds ten units and its own instruments, which means four declarations, four budgets and four reserve positions, and documents handed over for one of them answer nothing about the others. Match the paperwork to the legal description on the unit before reading a line of it. Scale then works against these owners in a specific way: ten units carrying one building's roof and exterior surface is a thin base for a coastal envelope now past thirty years old, so the reserve study and the exterior cycle history matter more here than the monthly figure. Three recorded levels put these buildings at or above the height at which Florida Statutes 553.899 applies, though the statute's own trigger in the current compilation is three habitable stories or more in height as determined by the Florida Building Code, which is a different determination from levels on the county's address record, so confirm the building's own story count with the city. Where it applies, subsection (3)(a) sets a milestone structural inspection for the calendar year a condominium building turns thirty and a repeat every decade after, timed from when its occupancy certificate issued. Thirty is the outer date, not a settled one: subsection (3)(b) lets the local enforcement agency require the inspection at twenty-five years instead where local circumstances such as proximity to salt water warrant it, and this address sits a few hundred feet from the Gulf, so ask the City of Destin which deadline it enforces. Buildings dated 1993 and 1994 are past both, so treat the milestone report as something to be produced rather than scheduled.
Rental Policy
No building-level answer is available here, and that is a fact about the record rather than a hedge. Four separately recorded condominiums share this name, each with its own declaration, and none of those declarations was reachable, so nothing establishes what any of them permits. The parcel sits inside the City of Destin on both the county boundary layer and the federal place record, and the city registers short term rentals annually while confining them to a named list of zoning districts shown on its zoning map, with overnight occupancy capped by bedroom count. Three recorded levels also draw in Florida Statutes 509.2112, under which lodging use requires a certificate, refiled on a three year cycle, reporting the balcony, platform, stairway and railing elements inspected and clear of defects. Establish which of the four a unit belongs to, obtain that declaration, and have the city identify the district the parcel falls in before any stay length is assumed.
- Four recorded condominiums, ten units in each
- Recorded construction of 1993 and 1994
- Three levels on the county's address record
- 1006 Highway 98 East, inside Destin city limits
- Site mapped outside the special flood hazard area
Live Inventory
Active Listings at St Martin Beachwalk Villas
Short-term rental permission at St Martin Beachwalk Villas is not settled for the property as a whole by any record this page can cite, so no rental-eligibility marker is shown on these listings. Ask which terms reach the specific unit you are considering, in the recorded declaration and the association's house rules, and confirm its standing under local registration rules during diligence.

$464,900
1006 Highway 98 Unit 131
Destin, FL 32541

$505,900
1006 Highway 98 Unit 433
Destin, FL 32541

$485,000
1006 Highway 98 Unit 431
Destin, FL 32541

$514,900
1006 Highway 98 Unit 323
Destin, FL 32541

$365,000
1006 Highway 98 Unit 111
Destin, FL 32541
Building Answers
St Martin Beachwalk Villas FAQ
How many separate condominiums share the St Martin Beachwalk name?
Four. The county records St Martin Beachwalk Villas, St Martin Beachwalk Ph I, Ph II and Ph III as distinct legal names, each holding exactly ten titled units, for forty residences in all. The Villas and Ph I carry an actual year built of 1993, Ph II and Ph III carry 1994, and each records its own instruments, so a document set for one of them is not a document set for another.
Who owns the ground between St Martin Beachwalk and the water?
Other parties, and several of them. No parcel under this name touches or overlaps the water polygon, with the nearest about 766 feet away and the farthest about 905 feet. The county's roll shows the intervening ground held by the Holiday Beach Resort timeshare and its second phase, whose parcels span this site's whole width and carry on to the shoreline. The Pelican Beach Resort condominium adjoins on the west and Destin Towers sits immediately east, both privately owned and both reaching the water, though neither lies between. Any access from here would rest on a recorded easement, so ask what a specific unit actually conveys.
How tall are the buildings at St Martin Beachwalk?
Three levels. The county's address points assign levels of one, two and three across the forty units, and because those values vary from unit to unit rather than repeating a single number they are a genuine agency record rather than filler. Three levels is also the threshold at which two Florida statutes begin to apply, on structural inspection and on balcony and stairway certification.
Sources
- Okaloosa County GIS: Parcels layer, the four St Martin Beachwalk condominiums (accessed August 21, 2026)
- Okaloosa County GIS: SiteAddress layer, the St Martin Beachwalk parcel series (accessed August 22, 2026)
- Okaloosa County GIS: Parcels layer, the ground between these parcels and the water (accessed August 22, 2026)
- Okaloosa County GIS: WaterBodies layer, the distance to the Gulf (accessed August 22, 2026)
- Okaloosa County GIS: BuildingFootprints layer over this site (accessed August 22, 2026)
- FEMA Flood Insurance Rate Map zones under this site, by map identifier (accessed August 22, 2026)
- Coastal Construction Control Line, tested against this site (accessed August 23, 2026)
- US Census Bureau: Geocoder, Incorporated Places (accessed August 21, 2026)
- City of Destin: Short Term Rentals (accessed August 21, 2026)
- Florida Statutes 509.2112 (2026 compilation): Public lodging establishments three stories or more in height (accessed August 22, 2026)
- Florida Statutes 553.899 (2026 compilation): Mandatory structural inspections for condominium and cooperative buildings (accessed August 22, 2026)
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