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Destin · Condo Building

Shoreline Towers Condos for Sale

Five separately recorded condominiums under one name, 249 units built across 1976, 1981 and 1983 at two different street addresses, where three of the five stand on ground that reaches the Gulf and the coastal flood line divides the buildings from one another.

Ask About Shoreline TowersMarket AnalyticsAll Destin Buildings

1976

Year Built

12

Floors

249

Total Units

Yes

Gulf Front

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

About Shoreline Towers

The name covers five condominiums, not one property, and Okaloosa County records each under its own legal name. Shoreline Towers I, II and III each hold 65 units at an actual year built of 1976; Shoreline Towers IV holds 10 at 1981; Shoreline Towers East holds 44 at 1983. That is 249 residences, and the five sets of instruments behind them are separate. They do not even share a street. Towers I, II, III and IV sit at 900 Gulf Shore Drive while Shoreline Towers East is recorded at 950 Highway 98 East. The two properties' recorded ground comes within about 890 feet at its closest, and their filed street addresses lie about 1,000 feet apart, close enough to look like one campus on a map and far enough to be a different address on a deed. Position relative to the water differs building by building, which is the correction that matters most. Tested against the county's hydrography polygons, two of the six outlines the county draws here reach the Gulf: the 3.57 acre parent parcel carrying the Towers I and II records, whose boundary is the mapped shoreline, and the 4.76 acre parcel under Shoreline Towers East. Between them those two outlines carry three of the five condominiums, so the answer is three of five by building and two of six by parcel, and a count of parcels is not a count of buildings. Tower III's parcel sits about 430 feet back from the Gulf and Tower IV's about 750 feet back. Neither is far from water in general, only from the Gulf: both run up against a mapped water body of about nine and a half acres that the county's layer leaves unnamed, and Tower IV's parcel also comes within about 200 feet of Old Pass Lagoon. The flood maps then split the property along a line of their own. The small parcels the county draws around Towers I and II fall roughly half and a third respectively inside a VE coastal high hazard zone at a base flood elevation of 12 feet; Tower III's parcel shows no VE band anywhere on it, AE only; and Tower IV's parcel lies about four fifths outside the special flood hazard area entirely. One name, five buildings, and three different answers to the question an insurer asks first. This is also not Holiday Isle: the 900 Gulf Shore Drive parcels lie about a mile and a half east of East Pass, with Sandpiper Cove, Jade East Towers, Marbella and Breakers East among the recorded neighbours.

HOA & Fees

Five recorded condominiums means five declarations, five budgets and five reserve positions, and a document set handed over for one building answers nothing about the next. Establish which of the five the unit belongs to before reading anything, then ask what is genuinely shared between them and what only appears to be because the lawns run together. Age is the substantive risk and it is unusual in scale here. Under Florida Statutes 553.899, in the 2026 compilation, a condominium building of three habitable stories or more owes a milestone structural inspection in its thirtieth year and once a decade after, and any such building already thirty years old by the middle of 2022 was due its first report before 2025 began. Treat that thirtieth year as a ceiling and not a fixture. Subsection (3)(b) hands the local building official discretion to pull the requirement forward to a building's twenty-fifth year where conditions on the ground justify it, and the statute names nearness to salt water as one such condition. For five buildings standing on or just behind the shoreline, which clock the city actually runs is a question to put to the city. Recorded at 1976, 1981 and 1983, all five are well past that mark, so the milestone report and the structural integrity reserve study should already exist. Florida Statutes 718.112 then closes an option that used to exist, and here it closes it five separate times. Where a structural integrity reserve study is required, an owner controlled board may not adopt a budget funding the listed structural items below what its own study calls for, a restriction reaching budgets adopted on or after December 31, 2024. Each of these five associations answers for that alone, so a well funded reserve line at one of the buildings says nothing about the one standing next to it. Ask how the differing flood exposure across the buildings is reflected in each master insurance placement.

Rental Policy

No answer stated at the level of this name would be true, because the county records five separate condominiums under it and each carries its own declaration. None of those declarations was reachable, so nothing available to us establishes what any of the five permits or restricts. The county's city limits layer and the Census Bureau's place record both return Destin at these parcels, so the city's program governs: annual registration, eligibility restricted to a named list of zoning districts published alongside a zoning map, and an overnight occupancy ceiling the city works out from the bedroom count of the individual unit with a fixed allowance for the property on top, alongside limits running through the night hours. That ceiling has to be figured unit by unit across these five buildings rather than once for the name, and the city's own published answer carries the arithmetic. Levels well above three at four of these buildings also engage Florida Statutes 509.2112, which calls for a standing certificate of balcony, platform, stairway and railing inspection renewed at three year intervals wherever lodging use occurs. Name the recorded condominium, obtain its declaration, and take the district question to the city before treating any stay length as settled.

  • Five recorded condominiums, 249 units in all
  • Recorded construction of 1976, 1981 and 1983
  • Three of the five standing on ground bounded by the shoreline
  • 900 Gulf Shore Drive and 950 Highway 98 East
  • Recorded levels reaching twelve at four of the buildings

Live Inventory

Active Listings at Shoreline Towers

Short-term rental permission at Shoreline Towers is not settled for the property as a whole by any record this page can cite, so no rental-eligibility marker is shown on these listings. Ask which terms reach the specific unit you are considering, in the recorded declaration and the association's house rules, and confirm its standing under local registration rules during diligence.

New

$749,000

900 Gulf Shore Drive Unit 1076

Destin, FL 32541

3 bd 2 ba 1,730 sqft
New Gulf Front

$645,000

900 Gulf Shore Drive Unit 3071

Destin, FL 32541

3 bd 2 ba 1,627 sqft
Price Reduced Gulf Front

$619,000

900 Gulf Shore Drive Unit 3061

Destin, FL 32541

3 bd 2 ba 1,800 sqft
Price Reduced

$835,000

900 Gulf Shore Drive Unit 3073

Destin, FL 32541

2 bd 2 ba 1,430 sqft
Price Reduced

$519,900

900 Gulf Shore Drive Unit 3021

Destin, FL 32541

3 bd 2 ba 1,800 sqft

$509,500

900 Gulf Shore Drive Unit 3052

Destin, FL 32541

2 bd 2 ba 1,430 sqft
Price Reduced Gulf Front

$499,000

900 Gulf Shore Drive Unit 3044

Destin, FL 32541

2 bd 2 ba 1,430 sqft
Gulf Front

$639,000

900 Gulf Shore Drive Unit 2064

Destin, FL 32541

2 bd 2 ba 1,430 sqft
Gulf Front

$635,000

900 Gulf Shore Drive Unit 2022

Destin, FL 32541

2 bd 2 ba 1,430 sqft

Building Answers

Shoreline Towers FAQ

How many separate condominiums does the county record under the Shoreline Towers name?

Five. Shoreline Towers I, II and III each hold 65 units at an actual year built of 1976, Shoreline Towers IV holds 10 at 1981, and Shoreline Towers East holds 44 at 1983, for 249 residences in all. Each is a distinct legal name recording its own instruments, and they do not share a street address: the first four are at 900 Gulf Shore Drive and the East building at 950 Highway 98 East. Their recorded ground comes within about 890 feet at the closest point, while their filed street addresses lie about 1,000 feet apart, so which figure is the right one depends on whether you are asking about the land or about the addresses.

Do all of the Shoreline Towers buildings sit on the shoreline?

Three of the five do, and the record is precise about which. The parent parcel carrying the Towers I and II records reaches the Gulf polygon, so its boundary is the mapped shoreline, and the 4.76 acre parcel under Shoreline Towers East does the same. Tower III's parcel sits about 430 feet back from the Gulf and Tower IV's about 750 feet back, though both touch a separate mapped water body behind them. Counted as parcels rather than as buildings the answer changes, because the county draws six outlines here and only two of them meet the Gulf: the small stamps around the individual Towers I and II units sit about 110 and 93 feet back from it. Confirm which parcel a unit belongs to before treating frontage as given.

Does flood mapping differ between the Shoreline Towers buildings?

Sharply. Read by coverage against each recorded outline rather than sampled at one point, the small parcels the county draws around Towers I and II fall roughly half and a third inside a VE coastal high hazard zone at a base flood elevation of 12 feet. Tower III's parcel carries no VE zone anywhere, only AE. Tower IV's parcel is about four fifths outside the special flood hazard area. That difference reaches insurance and lender treatment between buildings sharing one name, so confirm the current determination for a specific parcel with an insurer.

Sources

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