Destin · Condo Building
Waterview Towers Condos for Sale
Waterview Towers in Destin, Okaloosa County, is a name shared by three condominium parcel series on Gulf Shore Drive, dated 1982, 1990 and 1993.
Updated
About Waterview Towers
The county roll files three separate condominium series under the Waterview Towers name, all on Gulf Shore Drive in Destin. The original building at 150 has 33 residence parcels dated 1982. Waterview Towers Yacht Club, at 200, has 21 residence parcels dated 1990, plus one more record in its series with no living area and no year. Phase II, at 240, has 21 residence parcels dated 1993. That is 75 residences across three addresses, and no one year or unit count fits the shared name.
Unit numbers show how the buildings stack. At 150 they run from 101 through 606, six numbered levels, while at 200 and 240 they start on level two and run through level eight. Those are door numbers, not a county floor count. Recorded living areas separate the plans. The original building holds 1,180, 1,430, 1,565 and 1,670 square foot residences plus three much larger ones at 2,400, 2,480 and 3,200 square feet. The Yacht Club and Phase II each repeat one pair of plans, 1,726 square feet in seven residences and 2,610 square feet in fourteen.
Points sampled across all three outlines fall inside the Destin city boundary on the Census Bureau's 2026 place map, and all three reach FEMA's special flood hazard area. Most of the ground is Zone AE, with a base flood elevation of 10 feet, and edges at 11 feet and a strip of Zone VE at 14 feet; the Phase II outline also touches AE at 9 feet. Read the elevation certificate for a specific residence before drawing conclusions from the outline.
The roll year is the appraiser's record, not the date the city first cleared a building for residents, but it is the best public signal for the structural clock. Counted from roll years under section 553.899 (2026 compilation), the 1982 and 1990 buildings reached 30 before July 1, 2022 and owed a first milestone inspection before the end of 2024, while Phase II reached 30 in 2023 and owed one by the end of 2025, assuming each counts three or more habitable stories, as the door numbers suggest. Ask each seller for the inspection report and the reserve study that section 718.112 requires, matched to the exact address.
HOA & Fees
What is the HOA fee at Waterview Towers?
As of November 11, 2026, the 3 Waterview Towers condos for sale that report a fee on the MLS list HOA fees from $1,223 to $2,715 a month, with a median of $1,526 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 3 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. See the listings
Three series are filed separately, so ask for the declaration and amendments of the exact address rather than assuming one governing document covers all 75 residences. The public records loaded for this page do not show how many associations are involved or what the Yacht Club series shares with the two towers; the recorded declarations and the state corporation registry answer that. Request each building's budget, reserve study, inspection report and master-policy schedule.
Rental Policy
Short-term rentals: not allowed, per our brokerage's rental review.
All three Waterview Towers buildings lie inside the City of Destin. The city registration program is the public rule to check. Its FAQ names the zoning districts that generally allow short-term rentals, and registration renews every year. The declarations at 150, 200 and 240 Gulf Shore Drive have not been checked for leasing terms. For your Waterview Towers building, get both the recorded declaration and the city district. Until then, do not plan on short stays. Get each answer in writing.
Live Inventory
Active Listings at Waterview Towers
Short-term rental is reported as not allowed at Waterview Towers, so no rental-eligibility marker is shown on these listings. Confirm the current position in the recorded declaration and the association's house rules during diligence.
Building Answers
Waterview Towers FAQ
How much is the HOA fee at Waterview Towers?
As of November 11, 2026, the 3 Waterview Towers condos for sale that report a fee on the MLS list HOA fees from $1,223 to $2,715 a month, with a median of $1,526 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
How many condos are in Waterview Towers in Destin?
The roll lists 75 residence parcels under the name: 33 at 150 Gulf Shore Drive, 21 at 200 and 21 at 240. A listing that says only Waterview Towers could sit in any of the three, so confirm the street number before comparing it with anything else.
When were the three Waterview Towers buildings completed?
The roll's actual-year field reads 1982 at 150 Gulf Shore Drive, 1990 at 200 (Waterview Towers Yacht Club) and 1993 at 240 (Phase II). Those are appraiser years, not the dates the city first cleared each building for residents, so read them as close signals rather than legal dates.
Where does FEMA's map put the Waterview Towers buildings?
Each drawn outline lies in a special flood hazard area, mostly Zone AE at 10 feet, with Zone VE at 14 feet along one edge. An outline covers the whole site, so the zone for a single residence is on that unit's own elevation certificate.
Which Waterview Towers floor plans are the largest?
At 150 Gulf Shore Drive three residences record 2,400, 2,480 and 3,200 square feet against 1,180 to 1,670 for the other 30. At 200 and 240 the larger plan is 2,610 square feet, in fourteen residences each, beside seven at 1,726.
Sources
- Florida statewide parcel roll for the three Waterview Towers series (accessed October 17, 2026)
- FEMA flood hazard zones at the original Waterview Towers outline (accessed October 17, 2026)
- Census Bureau incorporated place boundary at Waterview Towers (accessed October 17, 2026)
- 2026 Florida Statutes, section 553.899 (accessed October 17, 2026)
- 2026 Florida Statutes, section 718.112 (accessed October 17, 2026)
- City of Destin short term rental frequently asked questions (accessed October 17, 2026)
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