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Santa Rosa Beach · Neighborhood

Magnolia Creek Homes for Sale

Magnolia Creek is a 39-lot community on Magnolia Creek Road and Creek Court in Santa Rosa Beach, platted in two phases (Plat Book 7, page 24 and Plat Book 8, page 11), where 36 of the 38 houses on the state roll were built between 1987 and 2005.

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    Living in Magnolia Creek

    The county keeps two separate filings for Magnolia Creek. Number 26-2S-20-33210 covers Phase I, lots 1 through 14, and where its legal text is filled in it cites Plat Book 7, page 24. Number 26-2S-20-33211 covers Magnolia Creek II, lots 15 through 39, all citing Plat Book 8, page 11. Beyond the 39 lots the county lists five more parcels, 44 in all: a common-area parcel, a utility parcel, a vacant parcel, and two house parcels described by metes and bounds instead of a lot number.

    County use labels give 40 single-family parcels and one non-profit service parcel, lot 17. Owner of record for the roads parcel on the Phase I plat, about 1.6 acres of roads, roadways and easements, is Magnolia Creek Homeowners Assoc Inc. The roll does not show whether Phase II lots share that association or what dues apply, so ask for the recorded declaration.

    On the state's 2026 roll, 38 of the county's 40 house parcels carry details; lots 7 and 10 show blank entries. Thirty-six of those 38 houses were built between 1987 and 2005, with one each from 2011 and 2019. Phase I houses record 1,303 to 4,596 square feet of living space and Phase II houses 1,101 to 2,862, on Phase I parcels of 10,759 to 65,614 square feet against 7,056 to 21,910 in Phase II. By address, 31 are on Magnolia Creek Road, six on Creek Court and one on County Highway 393, all with a Santa Rosa Beach 32459 mailing address.

    Of the 44 parcels, 40 sit wholly inside Zone X on FEMA's current map. Phase II lots 24 through 27 are the exceptions, each clipped along an edge by Zone A or Zone AE, and that sliver covers 3 percent of a lot at most.

    The county zoning map assigns the house, vacant and non-profit parcels to the Residential Preservation district under Ordinance 2018-29, dated December 11, 2018, and the utility parcel to Public Facilities.

    Magnolia Creek had one active listing and 21 closed sales in Santa Rosa Beach when the regional listing service was searched on August 20, 2026; same-name communities in other cities were excluded, so the figures describe that one day.

    HOA & Fees

    What is the HOA fee at Magnolia Creek?

    As of November 11, 2026, Magnolia Creek homes for sale that report a fee on the MLS list these HOA fees:

    • Single-family homes: $83 a month (1 listing)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on one active MLS listing that reports an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.

    Live Inventory

    Homes for Sale in Magnolia Creek

    Price Reduced

    $395,000

    318 Magnolia Creek Road

    Santa Rosa Beach, FL 32459

    4 bd 2 ba 1,492 sqft

    Local Answers

    Magnolia Creek FAQ

    How much is the HOA fee at Magnolia Creek?

    As of November 11, 2026, Magnolia Creek homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $83 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Is Magnolia Creek one subdivision or two?

    The county keeps two filings: 26-2S-20-33210, Phase I, lots 1 through 14 with Plat Book 7, page 24 in the lot legals, and 26-2S-20-33211, Magnolia Creek II, lots 15 through 39 with Plat Book 8, page 11. Keep the filing with the property record, because the phases differ in house age, house size and lot size.

    How many homes does Magnolia Creek have?

    The plat holds 39 lots. The county labels 40 parcels single-family: 38 of the lots plus two parcels described by metes and bounds. Lot 17 carries a non-profit service label. The state roll shows details for 38 houses, so treat 38 to 40 as the range until you check a specific parcel.

    Does the Magnolia Creek homeowners association cover both phases?

    The county roll shows only that Magnolia Creek Homeowners Assoc Inc owns the roads-and-easements parcel on the Phase I plat. Nothing on the roll says whether Phase II lots belong to it, so ask for the recorded declaration and the association's records.

    Which Magnolia Creek lots touch a flood zone other than Zone X?

    Four: Phase II lots 24 through 27, each with an edge sliver of Zone A or Zone AE (the AE elevation is 11.5 feet) covering at most 3 percent of the lot. Everything else on the plat is Zone X.

    What active and closed counts came back for Magnolia Creek on August 20, 2026?

    It found one active listing and 21 closed sales in Santa Rosa Beach, with same-name communities in other cities left out. The tally belongs to that day.

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