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Santa Rosa Beach · Neighborhood

The Village Of White Cliffs Homes for Sale

The Village of White Cliffs is Walton County plat series 12-3S-20-34631 in Plat Book 10, page 18, with 62 parcel numbers in Santa Rosa Beach: 52 single-family, nine vacant and one common-area parcel. A parcel number and legal lot and block identify a property more reliably than a street name.

Updated

    Short-term rentals: not allowed, per our brokerage's rental review.

    Living in The Village Of White Cliffs

    Walton County records identify The Village of White Cliffs through parcel numbers in series 12-3S-20-34631 and the recorded plat reference Plat Book 10, page 18. Sixty-two parcels sit behind 65 county records here: 52 single-family parcels, nine vacant lots, and one common-area parcel drawn in four pieces that add up to about 5.0 acres, which is what pushes the record count past the parcel count. The 61 lots cover about 10.7 acres and run from roughly 0.10 to 0.57 acre. Some legal descriptions spell the plat as The Villages of White Cliffs or split the name across lines, so a name search can miss parcels and the parcel number is the safer key.

    The 2026 Florida statewide roll returns the same 62 parcel numbers: 52 coded 001, nine coded 000, and the common parcel coded 009, all in Santa Rosa Beach, ZIP 32459, Walton County. The 52 homes with a recorded living area range from 1,963 to 7,405 square feet, and their recorded build years run from 1995 to 2025. Those two fields are filled for the 52 homes only, so they say nothing about the nine vacant lots. County address points place 63 addresses inside the outlines, on White Cliffs Boulevard, Drive, Lane and Crest. The county municipal layer is empty, so the plat sits in unincorporated Walton County, with Residential Preservation zoning on every lot under Ordinance 2018-29 and Residential future land use under Ordinance 2018-28. No adopted planning overlay reaches it.

    Flood mapping is not uniform across the plat. At an interior point, 59 of the 61 lots read Zone X, area of minimal flood hazard. Lots 18 and 19 of Block B read Zone VE, the coastal high hazard zone, at base flood elevations of 12 and 11 feet, and Lots 20, 21 and 22 of Block B touch it along their outlines. Block B's Lots 18 through 22 are where a buyer would want a lot-specific elevation certificate before comparing coverage.

    Variance records need a narrow reading. The county's April 28, 2016 Zoning Board of Adjustment agenda lists a request for Lot 18, Block B, to reduce standard county setbacks to those allowed by the 1993 Village of White Cliffs Building/Land Use Architecture Code. A separate county packet for Lot 8, Block B, at 135 White Cliffs Boulevard, project VAR19-000022, asks under Land Development Code section 5.00.03 for a smaller side yard, and its staff report is dated January 23, 2020. The Lot 8 applicant's questionnaire refers to the village architecture code dated April 1993, but the county frames the request under its own code. These are two separate records, and neither shows what applies to any other lot.

    The White Cliffs search dated August 19, 2026 found three active and 45 sold records, a sample that predates any parcel match, so a listing joins a comparison only after its parcel number, lot and block are confirmed.

    HOA & Fees

    What is the HOA fee at The Village Of White Cliffs?

    As of November 11, 2026, The Village Of White Cliffs homes for sale that report a fee on the MLS list these HOA fees:

    • Single-family homes: $417 a month (2 listings)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on 2 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.

    Live Inventory

    Homes for Sale in The Village Of White Cliffs

    Local Answers

    The Village Of White Cliffs FAQ

    How much is the HOA fee at The Village Of White Cliffs?

    As of November 11, 2026, The Village Of White Cliffs homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $417 a month (2 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Which parcel series and plat reference should accompany a White Cliffs property match?

    Walton County parcel numbers in the 12-3S-20-34631 series carry legal descriptions that reference White Cliffs and Plat Book 10, page 18. Behind 65 county records are 62 parcel numbers, made up of 52 single-family parcels, nine vacant lots and one common-area parcel drawn in four pieces. The 2026 state roll returns the same 62 numbers and recorded living areas of 1,963 to 7,405 square feet and build years of 1995 to 2025 for the 52 homes. Some legals read The Villages of White Cliffs or split the name across lines, so verify the parcel number and lot and block rather than searching by name.

    Which White Cliffs lots touch the coastal high hazard zone?

    At an interior point, Lots 18 and 19 of Block B read Zone VE, at base flood elevations of 12 and 11 feet, and Lots 20, 21 and 22 of Block B touch it along their outlines. Every remaining lot, 59 in all, sits in minimal-hazard Zone X. All 65 county parcel records were tested against the county flood layer. Treat a lot in Block B's south end differently from the rest when asking about insurance.

    Which White Cliffs street names occur in the county address search?

    County address points place 63 addresses inside the outlines: 24 on White Cliffs Boulevard, 19 on White Cliffs Drive, 12 on White Cliffs Lane and eight on White Cliffs Crest, all labeled Santa Rosa Beach 32459. A street address does not replace the parcel number and legal description when identifying a property.

    What does the April 2016 county agenda say about Lot 18, Block B?

    The April 28, 2016 Walton County Zoning Board of Adjustment agenda lists a variance request for Lot 18, Block B, to reduce standard county setbacks to those allowed by the 1993 Village of White Cliffs Building/Land Use Architecture Code. That statement belongs to Lot 18's record and should not be applied to every lot in the subdivision.

    Which county code section is cited in the 135 White Cliffs Boulevard packet?

    The county packet for 135 White Cliffs Boulevard, Lot 8, Block B, project VAR19-000022, asks for a variance from Walton County Land Development Code section 5.00.03 to reduce a side yard. The applicant's questionnaire mentions the village architecture code dated April 1993, but the county packet frames the request under the county code. Treat Lot 8 and Lot 18 as separate records.

    When was the White Cliffs listing snapshot taken?

    The White Cliffs sample is dated August 19, 2026 and lists three active and 45 sold records for Santa Rosa Beach. Confirm each listing's parcel and legal description before treating that sample as a comparison set for the plat.

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