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Santa Rosa Beach · Neighborhood

Miller's Crossing Homes for Sale

Miller's Crossing is a 72-lot townhouse plat in Santa Rosa Beach, recorded at Plat Book 20, page 90. Flood maps split it: 64 lots are in Zone X, six are in Zone A, and two straddle both.

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    Living in Miller's Crossing

    Walton County's parcel records file Miller's Crossing under series 30-2S-19-24010, with legal text citing Plat Book 20, page 90. The series returns 75 map features for 74 parcel numbers: 72 townhouse lots, a one-acre park dedicated to the public and owned by the county, and one common-area parcel drawn as two separate map features. The doubled drawing does not mean a second common parcel.

    Flood maps divide the townhouse lots three ways. Checked outline by outline, 64 lots fall only in Zone X, Lots 65 and 66 fall partly in Zone A and partly in Zone X, and Lots 67 through 72 fall in Zone A. By a grid estimate, most of Lot 66 and about two thirds of Lot 65 sit in the Zone A part. FEMA's national map and Walton County's flood layer agree lot for lot. Zone A is a special flood hazard area for which neither map publishes a base flood elevation here. Two nearby Zone AE areas, at 10.7 and 9.8 feet, touch no townhouse lot. A lot-outline result does not describe a particular dwelling, so a lender or builder will want an address-level determination.

    The 2026 state tax roll repeats the 75-for-74 pattern, with every record in Santa Rosa Beach 32459. It lists identical figures for all 72 townhomes: built 2018, with 1,666 square feet of living area. Because those two fields cannot tell one unit from another, the county lot number is the better way to match a listing.

    Searching the listing database by the Miller's Crossing name within Santa Rosa Beach on August 19, 2026 turned up 41 sold homes alongside 3 active listings. Treat it as a dated observation, not current inventory.

    HOA & Fees

    What is the HOA fee at Miller's Crossing?

    As of November 11, 2026, Miller's Crossing homes for sale that report a fee on the MLS list these HOA fees:

    • Townhomes: $446 a month (2 listings)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on 2 active MLS listings that report an HOA fee.

    Live Inventory

    Homes for Sale in Miller's Crossing

    Price Reduced

    $259,900

    115 Crossing Lane Unit D

    Santa Rosa Beach, FL 32459

    3 bd 2.5 ba 1,496 sqft
    Price Reduced

    $259,999

    64 Crossing Lane Unit A

    Santa Rosa Beach, FL 32459

    3 bd 2.5 ba 1,496 sqft

    Local Answers

    Miller's Crossing FAQ

    How much is the HOA fee at Miller's Crossing?

    As of November 11, 2026, Miller's Crossing homes for sale that report a fee on the MLS list these HOA fees: townhomes, $446 a month (2 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    How do 30-2S-19-24010 and Plat Book 20, page 90 identify the Miller's Crossing townhome plat?

    Walton County uses series 30-2S-19-24010 and legal descriptions referring to Plat Book 20, page 90. Match the parcel number and lot description because the series also includes park and common-area records.

    Which Miller's Crossing lots are in the Zone A flood area?

    Lots 67 through 72 lie in Zone A and Lots 65 and 66 lie partly in it, while the other 64 lots are Zone X only. Because FEMA's map and the county layer divide the lots identically, and both describe outlines rather than buildings, an elevation certificate or lender review must address the exact unit.

    Why do the Zone AE areas near Miller's Crossing not count for its townhomes?

    A map search around the plat also returns Zone AE areas at 10.7 and 9.8 feet, but checking each townhouse outline shows neither touches a lot. They belong to neighboring ground, and a current address-specific determination is still needed for lending or construction decisions.

    What did the August 19, 2026 search for Miller's Crossing show?

    Of the Santa Rosa Beach results for that name, 41 were sold homes and 3 were active listings. Since a name match covers a single day only, a sale counts toward this plat only once it is matched to its recorded lot number.

    Why can't living area or year built separate one Miller's Crossing townhome from another?

    The 2026 state roll gives all 72 townhomes the same year built, 2018, and the same living area, 1,666 square feet. With those fields identical, the recorded lot number and its flood outline are what actually distinguish one unit from the next.

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