Santa Rosa Beach · Neighborhood
Summer's Edge Homes for Sale
Summer's Edge is a 72-lot development recorded in five plats, with 77 parcel IDs in county records and four lots partly inside a mapped coastal high-hazard flood zone.
Updated
- Short-Term Rental Eligible
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
Living in Summer's Edge
Walton County records five Summer's Edge plats: the original subdivision in Plat Book 14, page 47, recorded August 15, 2000 with 40 lots, and four additions, the First in Plat Book 14, page 90 (three lots) and the Second, Third and Fourth in Plat Book 15, pages 26 (15 lots), 30 (seven) and 64 (seven). The headers add up to 72 lots, which matches the 72 parcels that are not common areas: 69 SINGLE FAMILY, two VACANT and one coded OFFICE BUILDINGS, Lot 1 of the Third Addition. Plat and addition references help identify a property but do not establish availability, ownership duties or access rights.
The county map draws 82 shapes for 77 parcel IDs because the five common-area parcels, one per plat, account for ten of the shapes; 82 counts shapes, not homes. Connect a listing to its addition, lot wording and parcel number. The state's 2026 roll returns the same 82 shapes and 77 IDs, coded 69 residential (001), two vacant (000), ten common area (009) and one office (017). Its residential records list build years from 2001 through 2024, living areas from 1,162 to 4,322 square feet and land areas from 1,935 to 12,720 square feet; those ranges describe the roll, not every listing.
FEMA's flood map matters for four lots. Tested against each parcel outline, 73 of the 77 parcel IDs touch Zone X alone, but Lots 7, 8, 9 and 10 of Block A (64, 70, 67 and 63 South Ryan Street) also touch a VE zone, FEMA's coastal high-hazard category, mapped here with a base flood elevation of 11 feet. A grid sample puts roughly 4 percent of Lot 10, 17 percent of Lot 9, 34 percent of Lot 8 and 43 percent of Lot 7 inside it, and a point inside Lot 8 falls in it. The county's republished copy of the map returns the same four lots. Nothing here gives a floor height or an insurance answer, so a buyer of one of those lots needs a determination for that exact address.
The county lists 83 address points for the 77 parcels. Seventy-four read Santa Rosa Beach 32459, on North and South Ryan Street, Chelsea Loop Road and, for one parcel, Eastern Lake Road; nine say no address has been assigned. Those rows help match a property without counting homes, and association, access, rental, parking and road questions still need current documents.
HOA & Fees
What is the HOA fee at Summer's Edge?
As of November 11, 2026, Summer's Edge homes for sale that report a fee on the MLS list these HOA fees:
- Single-family homes: $347 a month (2 listings)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on 2 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.
Live Inventory
Homes for Sale in Summer's Edge
3
Active Listings
$1.85M
Median List Price
$819
Avg Price / Sqft
Live from today's Summer's Edge MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 3 listings.

$1,949,000
189 Eastern Lake Road
Santa Rosa Beach, FL 32459

$1,299,900
44 Ryan Street
Santa Rosa Beach, FL 32459

$1,850,000
107 Chelsea Loop Road
Santa Rosa Beach, FL 32459
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Local Answers
Summer's Edge FAQ
How much is the HOA fee at Summer's Edge?
As of November 11, 2026, Summer's Edge homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $347 a month (2 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Which plat books and pages record Summer's Edge?
Plat Book 14, page 47 for the original subdivision, Plat Book 14, page 90 for the First Addition, and Plat Book 15, pages 26, 30 and 64 for the Second, Third and Fourth Additions.
Why does the county map show 82 shapes for 77 parcels?
Each plat has one common-area parcel, and those five parcels account for ten shapes. Counting shapes would overstate the number of homes; the lots are the 72 parcels that are not common area.
What do the state's use codes say about the Summer's Edge parcels?
The 2026 roll codes 69 shapes as residential (001), two as vacant (000), ten as common area (009) and one as office (017). They echo the county's labels and are counted by shape, not by home.
Do any Summer's Edge lots sit in a FEMA coastal high-hazard zone?
Four do in part: Lots 7 through 10 of Block A, at 64, 70, 67 and 63 South Ryan Street, touch a VE zone with an 11-foot base flood elevation. Every other parcel ID in the development reaches Zone X only. Confirm any lot with a determination for its own address.
Which streets do the county's Summer's Edge addresses use?
North and South Ryan Street, Chelsea Loop Road and, for a single parcel, Eastern Lake Road. Nine address rows carry no assigned address, so a street list is not a roster of homes.
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Sources
- Walton County open planning GIS, Subdivision Boundaries layer, Summer's Edge phase headers (accessed September 28, 2026)
- Walton County open planning GIS, Parcels layer, Summer's Edge five-series query (accessed September 28, 2026)
- Florida statewide cadastral, 2026 roll, Summer's Edge five-series query (accessed September 28, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones (accessed September 28, 2026)
- Walton County address-verification points, Summer's Edge parcels (accessed October 4, 2026)
- Walton County open planning GIS, flood hazard layer (accessed October 4, 2026)
Summer's Edge Market Analytics
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