Santa Rosa Beach · Neighborhood
Palmetto Plantation Homes for Sale
Palmetto Plantation is a 40-lot Walton County subdivision recorded June 23, 1998 in Plat Book 13, page 40, and FEMA's flood map puts Zone A or Zone AE ground on 15 of its 38 single-family lots.
Short-term rentals: not yet confirmed for this neighborhood.
Living in Palmetto Plantation
Walton County lists PALMETTO PLANTATION S/D under 26-2S-20-33300. The header legal text reads recorded 6-23-98 in Plat Book 13, page 40, for all 40 lots. That locates a recorded plat; it does not report homes in use or a current listing total.
Counting by parcel number gives 44 feature rows but only 42 distinct IDs. Of the 42, thirty-eight are SINGLE FAMILY lots, Lot 6 is VACANT, Lot 20 is coded COMMON AREA, a 0.014 acre sliver described as part of a common area is also VACANT, and identifier 26-2S-20-33300-000-0001 is common ground drawn as three separate pieces. That is why 44 rows, 42 IDs and 40 platted lots are three different counts. Living areas on the 38 houses run from 1,011 to 2,225 square feet, and the state tax roll dates them from 1999 through 2022.
Forty county address points sit on these parcels, all on Plantation Way in Santa Rosa Beach, ZIP 32459: one on each of the 38 single-family lots and two on common-area ground. The vacant parcels carry none. These are location clues, not proof of homes in use, a mailing arrangement or the plat perimeter.
On Walton County's flood layer and on FEMA's national map alike, special flood hazard area reaches into Palmetto Plantation. Tested on each lot outline, 15 of the 38 single-family lots, the small vacant sliver and the common-area parcel include special flood hazard area: Zone A, which carries no published base flood elevation, on eleven of the house lots, and Zone AE with a base flood elevation of 7 feet on four. Sampled across each lot, the share runs from under 1 percent to roughly 38 percent of the ground. Lots free of special flood hazard area read Zone X, and for some of them the shaded band of 0.2 percent annual chance also applies. This is a map overlay of lot outlines, not a building elevation or an insurance finding; check the current map for the exact lot.
A one-day snapshot of Santa Rosa Beach listing search results, dated August 19, 2026, counted 28 sold homes and one offered. One of the 29 carries a condominium label, a sign that a name-based snapshot can reach beyond this plat. Read it as a one-day look at a name search; it says nothing about today's supply or how many houses exist.
HOA & Fees
What is the HOA fee at Palmetto Plantation?
No HOA fee for Palmetto Plantation has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes Near Palmetto Plantation
Nothing is actively listed inside Palmetto Plantation today - these nearby Santa Rosa Beach homes are the closest matches.
Local Answers
Palmetto Plantation FAQ
How much is the HOA fee at Palmetto Plantation?
No HOA fee for Palmetto Plantation has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Which Walton County plat citation sits behind the Palmetto Plantation series?
The subdivision data names 26-2S-20-33300 and cites Plat Book 13, page 40. Its 40-lot header is a plat reference, separate from the parcel feature extraction.
What accounts for the gap between 44 extracted Palmetto Plantation features and 42 IDs?
Common-area identifier 26-2S-20-33300-000-0001 appears on three features. Repeating that identifier produces more feature rows than unique parcel IDs.
How are the 44 records classified in Walton County's use field?
The response marks 38 SINGLE FAMILY, two VACANT, and four COMMON AREA records. Those labels describe public-record categories rather than home-use or listing status.
Which address points fall on the Palmetto Plantation parcels?
Forty county address points fall on the parcels, all on Plantation Way in Santa Rosa Beach, ZIP 32459: one per single-family lot plus two on common-area ground. The two vacant parcels have none.
Does any Palmetto Plantation lot include mapped flood hazard ground?
Yes. FEMA and the county both map Zone A on eleven single-family lots and Zone AE at a base flood elevation of 7 feet on four, with the share of each lot ranging from under 1 percent to roughly 38 percent. The other lots are Zone X. A map overlay does not settle elevation, insurance or a building's exposure.
What did the August 19, 2026 listing snapshot show?
A Santa Rosa Beach snapshot dated August 19, 2026 showed one home offered and 28 sold, one of them labeled a condominium. Treat it as dated rather than current inventory; without the parcel number no result can be tied to a lot.
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Sources
- Walton County open planning GIS, Palmetto Plantation subdivision header (accessed September 28, 2026)
- Walton County open planning GIS, Palmetto Plantation parcel series (accessed September 28, 2026)
- FEMA National Flood Hazard Layer, Special Flood Hazard Areas layer (accessed September 28, 2026)
- Walton County GIS, address points over Palmetto Plantation (accessed October 4, 2026)
- Walton County GIS, special flood hazard layer at Palmetto Plantation (accessed October 4, 2026)
- Florida statewide cadastral roll, Palmetto Plantation parcel series (accessed October 4, 2026)
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