Santa Rosa Beach · Neighborhood
Summer Ridge Homes for Sale
Summer Ridge is twelve platted lots on Summit Drive, recorded August 7, 2002 in Plat Book 15, page 15, with a common-area parcel beside them.
Short-term rentals: not allowed, per our brokerage's rental review.
Living in Summer Ridge
Summer Ridge is a twelve-lot plat recorded August 7, 2002 in Plat Book 15, page 15, carved from a larger parent parcel and filed by Walton County under 03-3S-20-34820. Its thirteen parcel IDs are eleven SINGLE FAMILY lots, Lot 11 as the one VACANT record, and one COMMON AREA parcel whose legal wording covers the retention area, common areas and Summit Drive. On the state's 2026 roll the eleven houses list build years from 2002 through 2023, living areas from 2,326 to 3,625 square feet and land areas from 4,731 to 9,268 square feet.
Two lots need a closer read. Lot 8's legal text excepts a piece described from its northeast corner, and Lot 7's text adds a portion of Lot 8, so the platted line between them is not the whole story for those two parcels.
Twelve parcels have street addresses, all on Summit Drive, Santa Rosa Beach 32459. Nine carry Summer Ridge in the county's place-name field and three do not, and the common-area parcel has no address, so a search on the neighborhood name alone can miss lots with a blank place name. FEMA's flood map shows Zone X at all 13 parcel outlines.
Summer Ridge South, a separate twelve-lot plat in Plat Book 16, page 2 on South Summit Drive, has its closest parcel outline about 60 feet from this one. The Santa Rosa Beach listing search dated August 20, 2026 returned one active listing and 22 closed sales for the name, and a search on those words can pull in both plats. Who owns the common area and who maintains Summit Drive is not shown by these records.
HOA & Fees
What is the HOA fee at Summer Ridge?
No Summer Ridge home is for sale right now. The last HOA fees reported on the MLS, in October 2026, were:
- Single-family homes: $210 a month (1 listing)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period October 27, 2026 through October 27, 2026.
Live Inventory
Homes Near Summer Ridge
Nothing is actively listed inside Summer Ridge today - these nearby Santa Rosa Beach homes are the closest matches.
Local Answers
Summer Ridge FAQ
How much is the HOA fee at Summer Ridge?
No Summer Ridge home is for sale right now. The last HOA fees reported on the MLS, in October 2026, were: single-family homes, $210 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period October 27, 2026 through October 27, 2026.
What confirms that a house is in Summer Ridge?
The county number 03-3S-20-34820 and the Plat Book 15, page 15 reference, followed by a lot number from 1 through 12 in the legal description.
How many Summer Ridge parcels are houses?
Eleven carry the SINGLE FAMILY label. One is VACANT (Lot 11) and one is the COMMON AREA parcel, so a house-only comparison starts from eleven.
Where do the Summer Ridge addresses fall?
Twelve parcels list Summit Drive, Santa Rosa Beach 32459, and the common-area parcel lists none. Summer Ridge South uses South Summit Drive, so check the prefix as well as the street.
Is Summer Ridge South part of Summer Ridge?
County records treat it as a separate plat, Plat Book 16, page 2, with twelve single-family lots on South Summit Drive. One of its addresses even carries the plain Summer Ridge place name, which shows how easily the two get mixed.
Can the August 20 listing counts be matched to the eleven Summer Ridge houses?
The August 20 search produced a lone active listing and 22 closed sales in Santa Rosa Beach. Eleven built houses cannot account for 22 different homes, so repeat sales or the neighboring Summer Ridge South plat sit inside that number; reopen the search first.
Why do Summer Ridge address labels vary within the county series?
Of the twelve nonblank Summit Drive address rows, nine use the Summer Ridge place field and three do not. The common-area row is blank, so address labels should be checked with the parcel series.
What does Summer Ridge's common-area record establish?
It records one COMMON AREA identifier and legal text concerning retention, common areas, and Summit Drive. That county record does not establish amenities, maintenance duties, ownership, or association terms.
How should a buyer read the Summer Ridge lot references?
Use the exact property record. The county series distributes Lots 1 through 12 across entries, while Lot 7 mentions part of Lot 8 and Lot 8 carries additional boundary wording.
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Sources
- Walton County open planning GIS, Summer Ridge subdivision header (accessed September 29, 2026)
- Walton County open planning GIS, Summer Ridge and Summer Ridge South parcels (accessed October 4, 2026)
- Walton County address-verification points, Summer Ridge and Summer Ridge South (accessed October 4, 2026)
- Florida statewide cadastral, 2026 roll, Summer Ridge parcels (accessed October 4, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones (accessed October 4, 2026)
Summer Ridge Market Analytics
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