Santa Rosa Beach · Neighborhood
Mack Bayou Estates Homes for Sale
Mack Bayou Estates is 49 platted lots on Rivercrest Circle and Waterwood Court in Santa Rosa Beach, plus a 12.5 acre common parcel, recorded in Plat Book 14, page 25.
Updated
Short-term rentals: not allowed, per our brokerage's rental review.
Living in Mack Bayou Estates
Walton County's parcel file lists 50 parcels for Mack Bayou Estates, platted in Plat Book 14, page 25, which the county's header dates 3/2000. Forty-nine are numbered lots, Block A lots 1 through 29 and Block B lots 1 through 20, and one is a common parcel of about 12.5 acres. The county labels 42 of the lots single-family and seven, every one of them in Block A, vacant, and the 2026 state tax roll backs that up: houses on the 42, no building on the seven. The lot legals spell the name four ways, Estates, Estate, Ests and Est, so a search on one spelling misses lots.
The common parcel's legal text lists all roads, commons, a conservation easement and a retention pond, with the words public property in parentheses, while the county names Mack Bayou Estates Owners Association, Inc. as owner of record. The state registry lists one nonprofit by that name: filed July 17, 2000, shown inactive since an administrative dissolution on September 24, 2010, with its last annual report filed April 23, 2009. Neither record shows whether another body now serves the lots, so ask for current association documents.
The county's address file has 42 points on two streets, 36 on Rivercrest Circle and six on Waterwood Court, covering 41 of the 50 parcels, all Santa Rosa Beach 32459; only 11 carry a Mack Bayou Estates place name. Both streets are county maintained according to the street file, and no incorporated city's boundary touches any of the 50 outlines.
The 2026 state tax roll dates the 42 houses from 2002 to 2025: 26 were built from 2002 through 2006 and 16 from 2013 onward, with living areas from 1,570 to 3,997 square feet.
Flood maps treat the lots alike: each of the 49 sits inside Zone X on the county's layer and on FEMA's, with no special flood hazard area under any lot. The common parcel is the exception, at roughly 56 percent Zone X, 41 percent in the 0.2 percent annual chance area and 3 percent Zone A, a zone with no published base flood elevation; those shares are sampled estimates. A map layer cannot describe one house.
Two listings were for sale and 34 sales were on file for the name in Santa Rosa Beach as of August 19, 2026, which is a single-day reading.
HOA & Fees
What is the HOA fee at Mack Bayou Estates?
No HOA fee for Mack Bayou Estates has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes for Sale in Mack Bayou Estates
Local Answers
Mack Bayou Estates FAQ
How much is the HOA fee at Mack Bayou Estates?
No HOA fee for Mack Bayou Estates has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Why do Mack Bayou Estates lot legals spell the name differently?
The county's lot legals use Estates, Estate, Ests and Est for the same plat, Plat Book 14, page 25, with lots numbered by block: Block A lots 1 through 29 and Block B lots 1 through 20. A search on one spelling misses lots, so match a property by block, lot and plat.
Which streets serve Mack Bayou Estates?
Rivercrest Circle and Waterwood Court, both marked county maintained in the county's street file. The address file has 36 points on Rivercrest Circle and six on Waterwood Court, all Santa Rosa Beach 32459, though only 11 carry a Mack Bayou Estates place name.
Are Mack Bayou Estates lots in a flood hazard area?
Only the common parcel. The 49 lots all fall inside Zone X on both agencies' maps, while the 12.5 acre common parcel holds the plat's only Zone A and 0.2 percent annual chance ground. Any single house still needs a flood check of its own at purchase.
Is the Mack Bayou Estates owners association still on the state's active list?
No. The one nonprofit the state registry lists under the name, Mack Bayou Estates Owner's Association, Inc., was filed July 17, 2000 and shows inactive since an administrative dissolution on September 24, 2010; its last annual report was filed April 23, 2009. The county still names an association of that name as owner of the common parcel, and neither record shows whether another body now serves the lots.
What did the August 2026 sales check find for Mack Bayou Estates?
Two for-sale listings and 34 sold records, all in Santa Rosa Beach, as of August 19, 2026. A new search by block and lot is the way to see today's picture.
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Sources
- Walton County open planning GIS, Parcels layer, Mack Bayou Estates plat series (accessed September 28, 2026)
- Florida statewide cadastral (state tax roll, assessment year 2026), Mack Bayou Estates parcel series (accessed September 28, 2026)
- Walton County open planning GIS, Streets layer, Mack Bayou Estates street records (accessed September 28, 2026)
- Walton County open planning GIS, Mack Bayou Estates address-and-parcel records (accessed October 4, 2026)
- Walton County open planning GIS, Special Flood Hazard Areas layer (accessed October 4, 2026)
- Mack Bayou Estates Owner's Association, Inc., Florida Division of Corporations (accessed October 4, 2026)
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