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Dream Destin Realty

Santa Rosa Beach · Neighborhood

The Cove Homes for Sale

Cove at Santa Rosa, a ten-lot plat recorded in 2021 on Carefree Lane West in Santa Rosa Beach, Walton County, is the closest county match to The Cove.

Updated

  • Short-Term Rental Eligible

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Living in The Cove

Walton County files this community under the plat name Cove at Santa Rosa, recorded March 26, 2021 in Plat Book 23, page 40. A second recorded reference, a replat at Plat Book 23, page 80, turns up in the legal wording of all ten lots. The county's subdivision headers hold no entry called simply The Cove, so the plat name is the nearest recorded match to the market label. The state registry lists a similarly named corporation, The Cove at Santa Rosa Beach Owners Association, Inc., filed February 17, 2022 and active when checked on October 17, 2026, though nothing loaded here says it is the association for this plat.

The plat is ten single-family lots, five on each side of Carefree Lane West: even house numbers 18 through 58 on the north side, odd numbers 19 through 59 on the south. Lot size stays close to 5,000 square feet (0.115 acre on the county layer) across all ten, and the state roll gives each house a 2022 construction year. Two common-ground pieces of 0.24 and 0.88 acre share one parcel number. Its legal description reads all common areas and private drive as described on the plat, and the roll names Cove at Santa Rosa Owners Assoc Inc as owner of record, a wording that differs from the state registration.

Carefree Lane without the West is another street. It serves Santa Rosa Retreat, a separate ten-lot plat recorded July 31, 2018 in Plat Book 21, page 21, whose nearest corner lies about 70 feet from this one, so a search by street name can return either community. The county's municipal layer places no city over the plat, which makes Santa Rosa Beach a mailing label here, not a city limit. The county address layer carries flood Zone X on all ten lots, with zoning of Low Density Residential, four units per acre, under Ordinance 2018-29.

None of these records shows an assessment, a rule, an amenity, or whether a house may be rented short term; those answers sit in the recorded plat, replat, and declaration. On August 20, 2026, a lookup of the label The Cove in Santa Rosa Beach turned up one active and fourteen closed dwellings. Treat that as a dated name match, not a tally of houses or today's inventory.

HOA & Fees

What is the HOA fee at The Cove?

No HOA fee for The Cove has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

Live Inventory

Homes for Sale in The Cove

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Local Answers

The Cove FAQ

How much is the HOA fee at The Cove?

No HOA fee for The Cove has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

Is Carefree Lane West the same street as Carefree Lane in Santa Rosa Beach?

No. County address records put ten houses numbered 18 through 59 on Carefree Lane West, all on lots of the Cove at Santa Rosa plat, and ten numbered 23 through 62 on Carefree Lane, all on lots of Santa Rosa Retreat. The nearest corners of the two plats are about 70 feet apart. Check the West suffix and the legal description before relying on a street search.

What does the NKA Cove at Santa Rosa Replat wording in the lot legal descriptions mean?

All ten lot legals read Lot number, Cove at Santa Rosa, Plat Book 23, page 40, then NKA Cove at Santa Rosa Replat, Plat Book 23, page 80. NKA is usually read as now known as, so the county ties the original plat to a replat. The records loaded for this page do not say what the replat changed, so the recorded replat in the Walton County clerk's records is the document to read for lot lines and common ground.

Who is listed as owner of the Cove at Santa Rosa common ground and private drive?

The county roll lists Cove at Santa Rosa Owners Assoc Inc as owner of record for both common-ground pieces, about 1.11 acres together, under a legal description that includes the private drive. A state name search on October 17, 2026 listed no corporation under the roll's abbreviated wording; the closest entry is The Cove at Santa Rosa Beach Owners Association, Inc., filed February 17, 2022. An owner field on a tax roll is not a title opinion, so a title search should confirm that the two names are one entity and what the declaration says about assessments and use.

Why can a search for The Cove show more closings than the ten lots on Carefree Lane West?

Ten houses stand on the plat, all with a 2022 construction year on the state roll, and each can sell more than once, so repeat sales add closings without adding houses. A search by name can also pick up listings filed under a similar name elsewhere in Santa Rosa Beach. The one dated observation on this page, August 20, 2026, found one active and fourteen closed dwellings under the label, and it cannot say how many came from this plat.

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Sources

The Cove Market Analytics

Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

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Thinking about The Cove?

Covenants, rental rules, resale history - get the neighborhood file from agents who work it.