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Dream Destin Realty

Santa Rosa Beach · Neighborhood

Old Florida Cottages Homes for Sale

Old Florida Cottages, platted as Emerald Ridge Townhomes, is 36 houses on Emerald Dune Circle in Santa Rosa Beach. Florida's 2026 roll dates all but one of them to 1999 or 2000, each standing on a lot of only about 1,600 to 2,150 square feet, while common ground and road take up more than half of the Walton County plat. Every lot reads Zone X on the flood map. The association is the open question: renamed in 2000, it sits on the state registry without a list of the lots it serves, and its recorded declaration is where that list would be.

  • Short-Term Rental Eligible

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Living in Old Florida Cottages

The county records the plat as Emerald Ridge Townhomes, while Old Florida Cottages is the current name of a nonprofit corporation. Florida's registry shows document N95000003003 filed on June 20, 1995, and an amendment filed June 26, 2000 whose entry says the old name was Emerald Ridge Townhomes Homeowners Association. That matching name is the link between the two, and no record cited here states outright which lots the corporation serves. The same history records administrative dissolutions for a missed annual report in September 2001 and September 2016, with reinstatements in March 2003 and April 2017. None of those entries describes dues, rules or common property.

Walton County's header for parcel series 02-3S-20-34162 reads Emerald Ridge Townhomes, recorded in October 1996 in Plat Book 12, page 24. The series draws 39 outlines for only 37 parcel numbers: 36 lots filed under the single-family use code, and one common parcel (its legal text reads all common areas and road) drawn in three pieces. Each lot is drawn at between 1,593 and 2,137 square feet, about an acre and a half in all, and the common parcel takes nearly two acres of a plat that totals about three and a third. The state roll lists that common parcel at only 8,154 square feet, so the drawn outlines carry the acreage here and the roll's land figure does not.

Florida's 2026 roll dates the 36 houses to three years: 22 in 2000, 13 in 1999 and one, Lot 11, in 1997. Living area spreads much wider, from 1,174 to 3,016 square feet with a median of 1,716, and ten of the houses report more living area than lot area. All 36 carry Emerald Dune Circle addresses with a Santa Rosa Beach mailing town and ZIP code 32459. County Highway 30A runs about 215 feet north of the nearest lot corner, measured to the county's road centerline.

Each of the 39 outlines meets exactly one FEMA designation, Zone X, whose map subtype reads minimal flood hazard, and none meets a base flood elevation. A saved MLS search run on August 19, 2026 under the Old Florida Cottages name found 32 sold listings and none active. It carries no closing dates, so it shows neither a sales period nor current availability. These records do not establish assessments, design rules, amenities, access rights or rental terms, which sit in the association's recorded documents and in title work on a given lot.

Two names for one place make sale records easy to misfile, so match each closing in the sales trends for Old Florida Cottages to a parcel number on Emerald Dune Circle. A listing that mentions Old Florida may instead mean Old Florida Village on Hidden Lake Way, and the legal description settles which. Other plats are in the Santa Rosa Beach neighborhood directory, and current homes around town are on the Santa Rosa Beach real estate page.

HOA & Fees

What is the HOA fee at Old Florida Cottages?

No Old Florida Cottages home is for sale right now. On Old Florida Cottages homes sold between May 2026 and August 2026 whose MLS records state a fee, HOA fees were:

  • Single-family homes: $338 a month (5 listings)

Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period May 5, 2026 through August 3, 2026.

Live Inventory

Homes Near Old Florida Cottages

Nothing is actively listed inside Old Florida Cottages today - these nearby Santa Rosa Beach homes are the closest matches.

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Local Answers

Old Florida Cottages FAQ

How much is the HOA fee at Old Florida Cottages?

No Old Florida Cottages home is for sale right now. On Old Florida Cottages homes sold between May 2026 and August 2026 whose MLS records state a fee, HOA fees were: single-family homes, $338 a month (5 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period May 5, 2026 through August 3, 2026.

Why do Walton County plat records call Old Florida Cottages homes Emerald Ridge Townhomes?

The county files the ground under the plat's original name. The association that goes by Old Florida Cottages today was filed as Emerald Ridge Townhomes Homeowners Association in 1995 and renamed by an amendment in June 2000, under the same document number in both names. The county's header for the plat, recorded in October 1996, still carries the original name, and the registry itself does not list which lots the association serves.

How big are the lots at Old Florida Cottages, and how much of the plat is common ground?

The county draws each lot at between 1,593 and 2,137 square feet, so all 36 together come to only about an acre and a half. The single common parcel, whose legal description covers all common areas and road, is drawn in three pieces that total nearly two acres, more than half of the plat. The state roll's own land figure for that parcel is 8,154 square feet, a fraction of what the county draws, so trust the drawn outlines.

Do the 1997 to 2000 build years help sort one Emerald Dune Circle home from another?

Very little. Thirty-five of the 36 houses date to 1999 or 2000, and the single 1997 house, Lot 11, is also the largest on the roll at 3,016 square feet of living area. Floor area does the sorting: the roll runs from 1,174 to 3,016 square feet on lots that each cover only about 1,600 to 2,150 square feet of ground.

Which FEMA flood zone covers the Emerald Dune Circle lots?

Zone X. Tested one at a time against FEMA's national layer, every outline in the Emerald Ridge series, lots and common ground together, intersects that zone alone, and the zone carries no base flood elevation. Its subtype reads minimal flood hazard, which is a mapping category rather than a promise about any one storm.

Does anything on record permit short-term rentals on Emerald Dune Circle?

Nothing in the plat header, the parcel roll or the corporate registry permits or limits short-term rentals on Emerald Dune Circle. Rental terms would be in the association's recorded documents and would surface in title work on a lot; the Walton County clerk has the declaration, and county zoning staff can speak to the address.

How far is Old Florida Cottages from County Highway 30A, and does a lot come with beach access?

County Highway 30A runs about 215 feet north of the nearest lot corner, measured to the county's road centerline. Neither the plat header nor the parcel roll grants access to the beach or to any shared amenity. Whatever access rights exist are written into the association's recorded documents and confirmed in title work for the specific lot.

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