Seclusion Bay Homes for Sale

Living in Seclusion Bay

Walton County identifies Seclusion Bay as one recorded subdivision series, 24-2S-20-33190, recorded March 5, 2004, in Plat Book 15, page 94. Use that series with the parcel number and legal description in the deed or listing record. The header itself does not establish a property condition or current listing status.

County parcel records return 59 map pieces for 55 parcel IDs: 44 single-family, 9 vacant and 2 common-area. One common-area ID is split into five pieces totaling about 18.8 acres, and its legal text names conservation easements and the Florida Department of Environmental Protection; the easement documents themselves were not read. The second, roughly 6.3 acres, carries legal text reading streets and common areas as recorded in the plat. Both list Seclusion Bay Owners Association as owner. Those are limited parcel descriptions. They cannot confirm current dues, governance, access rights, gate terms, or the condition of shared features. Half an acre is the middle single-family lot here, within a county range of roughly 0.3 to 1.6 acres.

The 2026 statewide roll has 60 rows for the parcel prefix, which are 55 distinct parcel IDs: 43 residential-use, 10 vacant and 2 common-area. Built parcels show years from 2006 through 2025, though all but one are 2017 or later, and living areas from 2,429 through 6,944 square feet. The county file counts 44 single-family parcels against the roll's 43, so the two files differ by one and neither is a home count. The dates and areas are recorded fields, not current-condition or value statements.

Testing FEMA's national flood map at one interior point per parcel gives three results across the 55 IDs: 47 in shaded Zone X, four single-family parcels in Zone AE at a base flood elevation of 7 feet, and four in minimal-hazard Zone X. Outlines are less tidy: 18 touch or cross Zone AE, and five of those also touch Zone VE, so a zone can change within one lot. Ask for the zone at the address itself, because lot lines and zone lines do not coincide here.

Where the ground sits matters more than the plat name. By the county's drawn outlines the plat covers about 58 acres, and 25 of them belong to the two common-area parcels. Five lots, three single-family and two vacant, come within about 20 feet of Choctawhatchee Bay's edge in the federal water-feature file, with no outline overlapping the bay itself, and they are the same five that touch Zone VE. The county's wetlands layer, a national wetlands map, shows mapped wetland on 20 of the 44 single-family lots. The county zoning layer files 58 of the 59 map pieces under Small Neighborhood and the remaining piece under Low Density Residential at four units per acre, all dated December 11, 2018 under Ordinance 2018-29. Zone A is the county evacuation-zone layer's assignment for this plat, and because it sits beyond the limits of Paxton, DeFuniak Springs and Freeport, Walton County is its local government.

On the Division of Corporations site, Seclusion Bay Owners Association, Inc. appears as a nonprofit chartered on October 6, 2003, five months ahead of the plat's recording. Its status is active with an annual report filed April 20, 2026, and its principal address is a US Highway 98 West office suite, not an address in the plat.

County street records list Seclusion Boulevard, Seclusion Way, and Seclusion Way West in Santa Rosa Beach 32459. Only 20 of the 50 county address points inside the parcel outlines use those names (14 on Seclusion Way, 6 on Seclusion Boulevard); Hideaway Circle (26) and Jans Way (4) carry the rest, so a street-name search misses most of the community. A separate recorded subdivision with a similar name, Seclusion Cove Estates, sits nearby under its own series. Neither map data nor the reviewed parcel records settles dock or bay access, association charges, gate terms, or rental rules. Check current recorded documents or association materials for those matters.